PRISMA ARCHITECTEN
ActiveSummary
PRISMA ARCHITECTEN has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €359,528 and a net result of €44,710. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 43% of 2058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Activities of building architects
NACE 71111Photography, excluding press photography NACE 74201
1 site
How big
€888,505total assets 2025
- Staff
- 10.4 FTE
- Equity
- €359,528
- Profit
- €44,710
Turnover not published (abridged schema)
Who decides
Accounts filed 27 d late1 of 12 deeds read
Why 75+ Lower-failure-rate sector+ Long track record+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+10
Solvency65▼-3
Growth56=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.76 in 2024; short-term debt: 44.7% and cash: 17.5% of total assets), but 59.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.5%
Return on assets
5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
28 d late
2023
22 d late
2022
39 d early
2021
74 d late
2020
54 d late
2019
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Registered officeRegistered-office move
- Annual accounts filedfiscal year 2024 · abbreviated…
Financials
Fiscal year 2025Total assets €888,505Profit €44,710Solvency 40.5%Liquidity 1.67
Turnover
€1.5m▲ 4.6%
2021 - 2024
Net result
€44,710▲ 90.5%
2018 - 2025
Equity
€359,528▼ 13.3%
2018 - 2025
Staff (FTE)
10.4▲ 6.1%
2018 - 2025
Financials · fiscal year 2025, abbreviated schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1.2m€1.2m▲ 2.4%€1.4m▲ 20.1%€1.5m▲ 4.6%
Operating result€0.07m▼ 54.8%€0.1m▲ 44.7%€0.2m▲ 87.8%€0.05m▼ 74.6%€0.07m▲ 50.5%
Net result€0.04mwithin the sector's middle half▼ 56.3%€0.08mwithin the sector's middle half▲ 83.8%€0.1mwithin the sector's middle half▲ 57.4%€0.02mwithin the sector's middle half▼ 81.5%€0.04mwithin the sector's middle half▲ 90.5%
EBIT margin5.9%8.4%▲ 2.4pp13.1%▲ 4.7pp3.2%▼ 9.9pp
Equity€0.3mwithin the sector's middle half▲ 15.9%€0.4mwithin the sector's middle half▲ 9.9%€0.4mwithin the sector's middle half▲ 15.1%€0.4mwithin the sector's middle half▲ 2.3%€0.4mwithin the sector's middle half▼ 13.3%
Total assets€0.6mwithin the sector's middle half▲ 6.6%€0.9mwithin the sector's middle half▲ 47.6%€0.9mwithin the sector's middle half▲ 7.1%€1.0mwithin the sector's middle half▲ 3.0%€0.9mwithin the sector's middle half▼ 8.8%
Debt€0.3m▼ 2.4%€0.5m▲ 91.0%€0.5m▲ 1.8%€0.6m▲ 3.5%€0.5m▼ 5.5%
Working capital€0.3mwithin the sector's middle half▲ 13.2%€0.3mwithin the sector's middle half=€0.3mwithin the sector's middle half▲ 19.9%€0.3mwithin the sector's middle half▲ 0.1%€0.3mwithin the sector's middle half▼ 18.9%
Solvency53.5%within the sector's middle half▲ 4.3pp39.9%within the sector's middle half▼ 13.7pp42.8%within the sector's middle half▲ 3.0pp42.6%within the sector's middle half▼ 0.3pp40.5%within the sector's middle half▼ 2.1pp
Current ratio2.21within the sector's middle half▼ 0.081.72within the sector's middle half▼ 0.491.82within the sector's middle half▲ 0.101.76within the sector's middle half▼ 0.061.67within the sector's middle half▼ 0.09
Return on assets (ROA)7.3%within the sector's middle half▼ 10.6pp9.1%within the sector's middle half▲ 1.8pp13.4%within the sector's middle half▲ 4.3pp2.4%within the sector's middle half▼ 11.0pp5.0%within the sector's middle half▲ 2.6pp
Staff (FTE)8.7within the sector's middle half▲ 6.1%8.4within the sector's middle half▼ 3.4%9.3above the sector's middle half▲ 10.7%9.8above the sector's middle half▲ 5.4%10.4above the sector's middle half▲ 6.1%
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 50% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €888,505
Fixed assets
€225,011 ▲ 4.9%
Current assets
€663,494 ▼ 12.7%
Equity and liabilities €888,505
Equity
€359,528 ▼ 13.3%
Debt
€528,977 ▼ 5.5%
Debt's share of the balance-sheet total rises from 57.4% to 59.5%. Equity and debt are lower.
Key figures and ratios
Key figures and ratios
EBITDA
€148,689▲
2024 · €116,851
Cash flow
€122,051▲
2024 · €92,911
Debt to equity
1.47▲
2024 · 1.35
ROE
12.4%▲
2024 · 5.7%
Interest coverage
16.69▲
2024 · 8.26
Debt ≤ 1 year
€397,145▼
2024 · €431,318
Debt > 1 year
€131,832▲
2024 · €128,177
Income taxes
€28,928▲
2024 · €16,051
Staff costs
€696,144▲
2024 · €616,665
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €1.2m | €1.2m | €1.4m | €1.5m | - | - |
| Non-recurring operating income76A | €0.01m | €0.01m | €0.02m | €0.02m | €0.01m | ▼ 31.7% |
| Goods, raw materials, services and sundry goods60/61 | €0.6m | €0.6m | €0.6m | €0.8m | - | - |
| Remuneration, social security and pensions62 | €0.4m | €0.5m | €0.6m | €0.6m | €0.7m | ▲ 12.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.05m | €0.06m | €0.08m | €0.07m | €0.08m | ▲ 11.4% |
| Other operating charges640/8 | €0.003m | €0.003m | €0.02m | €0.003m | €0.003m | ▼ 14.9% |
| Non-recurring operating charges66A | - | - | - | - | €0.01m | - |
| Gross operating margin9900 | €0.6m | €0.6m | €0.8m | €0.7m | €0.9m | ▲ 16.4% |
| Operating profit (loss)9901 | €0.07m | €0.1m | €0.2m | €0.05m | €0.07m | ▲ 50.5% |
| Financial income75/76B | €0.005m | €0.03m | €0.01m | €0.006m | €0.01m | ▲ 78.9% |
| Recurring financial income75 | €281 | €0.003m | €47 | €0.003m | €0.003m | ▲ 20.1% |
| Non-recurring financial income76B | €0.005m | €0.02m | €0.01m | €0.004m | €0.008m | ▲ 122% |
| Financial charges65/66B | €0.006m | €0.007m | €0.007m | €0.01m | €0.009m | ▼ 37.1% |
| Recurring financial charges65 | €0.006m | €0.006m | €0.007m | €0.01m | €0.009m | ▼ 37.1% |
| Non-recurring financial charges66B | - | €0.001m | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €0.07m | €0.1m | €0.2m | €0.04m | €0.07m | ▲ 86.3% |
| Income taxes67/77 | €0.02m | €0.04m | €0.06m | €0.02m | €0.03m | ▲ 80.2% |
| Profit (loss) for the period9904 | €0.04m | €0.08m | €0.1m | €0.02m | €0.04m | ▲ 90.5% |
| Profit (loss) for the period to be appropriated9905 | €0.04m | €0.08m | €0.1m | €0.02m | €0.04m | ▲ 90.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €598,310 | €883,127 | €946,019 | €974,314 | €888,505 | ▼ 8.8% |
| Formation expenses20 | - | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €97,736 | €226,374 | €216,792 | €214,411 | €225,011 | ▲ 4.9% |
| Intangible fixed assets21 | - | €0 | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €97,234 | €225,873 | €216,290 | €213,910 | €224,510 | ▲ 5.0% |
| Land and buildings22 | €17,953 | €14,320 | €16,498 | €20,504 | €94,655 | ▲ 362% |
| Plant, machinery and equipment23 | €10,847 | €6,506 | €1,719 | €2,840 | €5,766 | ▲ 103% |
| Furniture and vehicles24 | €68,434 | €205,047 | €198,074 | €190,566 | €124,089 | ▼ 34.9% |
| Financial fixed assets28 | €502 | €502 | €502 | €502 | €502 | = |
| Current assets29/58 | €500,574 | €656,753 | €729,228 | €759,902 | €663,494 | ▼ 12.7% |
| Amounts receivable within one year40/41 | €188,994 | €335,680 | €419,965 | €345,890 | €315,924 | ▼ 8.7% |
| Trade receivables40 | €164,172 | €316,999 | €416,629 | €340,914 | €310,993 | ▼ 8.8% |
| Other amounts receivable41 | €24,822 | €18,681 | €3,336 | €4,976 | €4,931 | ▼ 0.9% |
| Current investments50/53 | €63,568 | €140,851 | €140,851 | €134,622 | €134,622 | = |
| Cash at bank and in hand54/58 | €217,172 | €141,152 | €127,608 | €232,786 | €155,646 | ▼ 33.1% |
| Deferred charges and accrued income490/1 | €30,839 | €39,070 | €40,804 | €46,605 | €57,302 | ▲ 23.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €598,310 | €883,127 | €946,019 | €974,314 | €888,505 | ▼ 8.8% |
| Equity10/15 | €320,342 | €352,148 | €405,348 | €414,819 | €359,528 | ▼ 13.3% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €295,647 | €326,647 | €379,647 | €388,647 | €333,147 | ▼ 14.3% |
| Non-distributable reserves130/1 | €6,212 | €6,212 | - | - | - | - |
| Reserves not available under the articles1311 | €6,212 | €6,212 | - | - | - | - |
| Tax-exempt reserves132 | €9,435 | €9,435 | €9,435 | €9,435 | €9,435 | = |
| Distributable reserves133 | €280,000 | €311,000 | €370,212 | €379,212 | €323,712 | ▼ 14.6% |
| Profit (loss) carried forward14 | €6,145 | €6,951 | €7,151 | €7,622 | €7,831 | ▲ 2.8% |
| Amounts payable17/49 | €277,968 | €530,979 | €540,672 | €559,495 | €528,977 | ▼ 5.5% |
| Amounts payable after more than one year17 | €51,077 | €148,043 | €139,722 | €128,177 | €131,832 | ▲ 2.9% |
| Financial debts170/4 | €51,077 | €148,043 | €139,722 | €128,177 | €131,832 | ▲ 2.9% |
| Amounts payable within one year42/48 | €226,890 | €382,936 | €400,949 | €431,318 | €397,145 | ▼ 7.9% |
| Current portion of amounts payable after more than one year42 | €45,311 | €61,563 | €59,172 | €72,947 | €61,783 | ▼ 15.3% |
| Trade debts44 | €52,365 | €124,080 | €49,750 | €156,862 | €143,961 | ▼ 8.2% |
| Suppliers440/4 | €52,365 | €124,080 | €49,750 | €156,862 | €143,961 | ▼ 8.2% |
| Taxes, remuneration and social security45 | €129,141 | €156,010 | €219,757 | €156,670 | €117,523 | ▼ 25.0% |
| Taxes450/3 | €16,143 | €46,201 | €95,032 | €89,293 | €49,451 | ▼ 44.6% |
| Remuneration and social security454/9 | €112,998 | €109,809 | €124,725 | €67,377 | €68,072 | ▲ 1.0% |
| Other amounts payable47/48 | €73 | €41,283 | €72,271 | €44,839 | €73,878 | ▲ 64.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €43,959 | €80,806 | €127,200 | €23,471 | €44,710 | ▲ 90.5% |
| + Depreciation and write-downs630 | €49,408 | €61,827 | €76,367 | €69,440 | €77,341 | ▲ 11.4% |
| Operating cash flow (approximation) | €93,366 | €142,632 | €203,567 | €92,911 | €122,051 | ▲ 31.4% |
| Investment in fixed assets (approximation) | - | -€190,465 | -€66,785 | -€67,059 | -€87,941 | ▼ 31.1% |
| Change in cash | - | -€76,020 | -€13,545 | €105,178 | -€77,140 | ▼ 173% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
ARW Architecten
BE 0883.498.665
Merelbeke-Melle · Eq €359,501
AAS3 - SOCIETE CIVILE D ARCHITECTURE/INGENIEURS ASSOCIES
BE 0455.604.149
Binche · Eq €359,438
Architecten Van Severen
BE 0462.108.790
Dendermonde · Eq €360,049
LE MUR
BE 0455.606.327
Fleurus · Eq €358,458
Stef Wevers ir. architect
BE 0637.797.269
Leuven · Eq €358,439
Of 18,285 companies in this sector we hold annual accounts for 6,323. 4,474 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
14 eventsLatest 27-08-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
21-05
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 28-04-2026
- Registered-office move, Edixvelde 50a-9320 Nieuwerkerken(Aalst)
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 22 days late
2023
31-12
Financial
Highest result since 2018net €127,200 ▲57.4%
Operating result €186,662, net result €127,200, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 74 days late
2021
23-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 54 days late
2020
31-12
Financial
Equity above €200,000Eq €276,384 ▲57.2%
3 profitable years in a row build equity to €276,384.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €14,481 ▼80.5%
Net result drops to €14,481, the lowest in the series; recovery starts the following year.
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 42 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 12 acts read
About the unread acts
Of the 12 Belgian State Gazette acts we know for this company, 1 has been read. The other 11 have not been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 funding sourceFlanders €8,028
Flemish government
€8,028
awarded · 2023 - 2025
Subsidies and aid
Flemish government
2023 to 2025 · 3 entries · €8,028 awarded · €8,028 paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | €7,500 | €7,500 |
| 2024 | 1 | €477 | €477 |
| 2023 | 1 | €51 | €51 |
Company details
Private limited company · founded 30-12-1987Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded30-12-1987
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0433007901
Also
9925:BE0433007901
Registered
22-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Articles of association
- Other provisionsOther rules from the articles that fall under none of the themes above.
- 1 more provision in the deed, see the deed of 21-05-2026
Read from the deeds: 1 provision, deed of 21-05-2026
Sites & property
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 1987
Ground area
2,119 m²
Building footprint
396 m²
Volume, LiDAR
2,892 m³
Parcel 41047C0469/00D000, Flanders · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PRISMA
since 1987unit no. 2.228.833.930
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41047C0469/00D000 | Flanders | 2,119 m² | 1 · 396 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check
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