PRISMA
ActiveSummary
PRISMA has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91,580 and a net result of -€28,103. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 86% of 4,308 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €91,580
- Loss
- -€28,103
Why 94raises riskLoss of €28,103 (financial year 2025)lowers riskLiquidity: current ratio 6.43, cash €88,440Equity €91,580 (84.9% of total assets)Size: total assets €107,913Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 88% on solvency, 92% on liquidity, 7% on profitability and 22% on growth.
The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 30 days before the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€28,103
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result turns negative in 2025: a loss of €25,445 after €9,393 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 74, Other professional, scientific and technical activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 5,835 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84.5% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,835 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | €45,764 | - | - | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,129 | €4,860 | €6,223 | €10,837 | €11,098 | €17,397 | €7,881 | ▼ 54.7% |
| Other operating charges640/8 | - | - | - | €1,154 | €1,447 | €3,307 | €1,457 | ▼ 55.9% |
| Gross operating margin9900 | €18,683 | €6,279 | €50,092 | €35,685 | €21,159 | €30,097 | -€16,106 | - |
| Operating profit (loss)9901 | €3,485 | €689 | €42,771 | €23,694 | €8,614 | €9,393 | -€25,445 | - |
| Financial income75/76B | - | - | - | - | - | - | €0 | - |
| Recurring financial income75 | - | €936 | - | - | - | - | €0 | - |
| Financial charges65/66B | - | - | - | €342 | €500 | €875 | €733 | ▼ 16.2% |
| Recurring financial charges65 | €996 | €599 | €233 | €342 | €500 | €875 | €733 | ▼ 16.2% |
| Profit (loss) for the period before taxes9903 | €2,489 | €1,026 | €42,538 | €23,352 | €8,114 | €8,518 | -€26,178 | - |
| Income taxes67/77 | - | - | - | - | €7,351 | -€388 | €1,925 | - |
| Profit (loss) for the period9904 | €2,489 | €1,026 | €42,538 | €23,352 | €763 | €8,907 | -€28,103 | - |
| Profit (loss) for the period to be appropriated9905 | €2,489 | €1,026 | €42,538 | €23,352 | €763 | €8,907 | -€28,103 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €78,738 | €72,161 | €110,066 | €134,556 | €142,474 | €143,486 | €107,913 | ▼ 24.8% |
| Fixed assets21/28 | €24,668 | €21,125 | €24,357 | €37,608 | €32,837 | €22,770 | €18,994 | ▼ 16.6% |
| Tangible fixed assets22/27 | €24,668 | €21,125 | €24,357 | €37,608 | €32,837 | €22,270 | €18,994 | ▼ 14.7% |
| Land and buildings22 | - | - | - | €10,737 | €8,555 | €10,148 | €7,763 | ▼ 23.5% |
| Plant, machinery and equipment23 | - | - | - | €11,340 | €13,543 | €9,556 | €10,752 | ▲ 12.5% |
| Furniture and vehicles24 | - | - | - | €15,530 | €10,740 | €2,566 | €479 | ▼ 81.3% |
| Financial fixed assets28 | - | - | - | - | - | €500 | - | - |
| Current assets29/58 | €54,070 | €51,036 | €85,709 | €96,948 | €109,637 | €120,715 | €88,919 | ▼ 26.3% |
| Amounts receivable within one year40/41 | €346 | - | - | €6,364 | €8,584 | €1,570 | €479 | ▼ 69.5% |
| Trade receivables40 | - | - | - | €3,515 | €8,584 | €826 | - | - |
| Other amounts receivable41 | - | - | - | €2,849 | - | €744 | €479 | ▼ 35.6% |
| Cash at bank and in hand54/58 | €53,724 | €51,036 | €85,709 | €90,584 | €101,053 | €119,146 | €88,440 | ▼ 25.8% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €78,738 | €72,161 | €110,066 | €134,556 | €142,474 | €143,486 | €107,913 | ▼ 24.8% |
| Equity10/15 | €43,098 | €44,124 | €86,662 | €110,014 | €110,777 | €119,684 | €91,580 | ▼ 23.5% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | - | - | - | €18,592 | €18,592 | - | - | - |
| Issued capital100 | - | - | - | €18,592 | €18,592 | - | - | - |
| Reserves13 | €14,253 | €14,254 | €14,254 | €14,254 | €14,254 | €14,254 | €14,254 | = |
| Non-distributable reserves130/1 | - | - | - | €1,859 | €1,859 | - | - | - |
| Legal reserve130 | - | - | - | €1,859 | €1,859 | - | - | - |
| Distributable reserves133 | - | - | - | €12,395 | €12,395 | €14,254 | €14,254 | = |
| Profit (loss) carried forward14 | €10,253 | €11,278 | €53,816 | €77,168 | €77,931 | €86,838 | €58,735 | ▼ 32.4% |
| Amounts payable17/49 | €35,640 | €28,037 | €23,404 | €24,542 | €31,697 | €23,802 | €16,332 | ▼ 31.4% |
| Amounts payable after more than one year17 | €8,089 | €2,004 | - | €19,270 | €12,846 | €3,633 | €855 | ▼ 76.5% |
| Financial debts170/4 | - | - | - | €19,270 | €12,846 | €3,633 | €855 | ▼ 76.5% |
| Amounts payable within one year42/48 | €27,551 | €26,033 | €23,404 | €5,272 | €18,246 | €20,169 | €13,832 | ▼ 31.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €2,565 | €2,544 | €2,565 | ▲ 0.8% |
| Trade debts44 | €659 | €1,836 | €1,038 | €1,614 | €1,791 | €921 | €407 | ▼ 55.8% |
| Suppliers440/4 | - | - | - | €1,614 | €1,791 | €921 | €407 | ▼ 55.8% |
| Taxes, remuneration and social security45 | - | - | - | - | €9,669 | €7,153 | €9,396 | ▲ 31.3% |
| Taxes450/3 | - | - | - | - | €5,809 | €2,457 | - | - |
| Remuneration and social security454/9 | - | - | - | - | €3,860 | €4,696 | €9,396 | ▲ 100% |
| Other amounts payable47/48 | - | - | - | €3,658 | €4,221 | €9,550 | €1,464 | ▼ 84.7% |
| Accrued charges and deferred income492/3 | - | - | - | - | €605 | - | €1,646 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,489 | €1,026 | €42,538 | €23,352 | €763 | €8,907 | -€28,103 | - |
| + Depreciation and write-downs630 | €14,129 | €4,860 | €6,223 | €10,837 | €11,098 | €17,397 | €7,881 | ▼ 54.7% |
| Operating cash flow (approximation) | €16,618 | €5,886 | €48,761 | €34,189 | €11,861 | €26,304 | -€20,222 | - |
| Investment in fixed assets (approximation) | - | -€1,317 | -€9,455 | -€24,088 | -€6,327 | -€7,331 | -€4,105 | ▲ 44.0% |
| Change in cash | - | -€2,688 | €34,673 | €4,875 | €10,469 | €18,092 | -€30,706 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 29 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 24-07-2026 | 2026-00337658 |
| 31-12-2024 | micro format | 21-07-2025 | 2025-00295707 |
| 31-05-2023 | micro format | 28-11-2023 | 2023-00518580 |
| 31-05-2022 | micro format | 16-11-2022 | 2022-20522409 |
| 31-05-2021 | micro format | 01-12-2021 | 2021-78900594 |
| 31-05-2020 | micro format | 23-11-2020 | 2020-72200344 |
| 31-05-2019 | micro format | 15-11-2019 | 2019-73800076 |
| 31-05-2018 | micro format | 13-11-2018 | 2018-72400016 |
| 31-05-2017 | micro format | 15-11-2017 | 2017-69900133 |
| 31-05-2016 | full format | 27-10-2016 | 2016-66700233 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| MALMPORT Anna |
|
Owners and capital
Capital and shareholders
- 19-01-2024 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
19-01
Gazette deed
Resignation: MALMPORT Anna (manager)Appointment: MALMPORT Anna (director) · Legal-form conversion · Capital conversion12 facts ▸
- General meeting, 30-11-2023
- Other provision, “application du Code des sociétés et des associations, société coopérative à responsabilité limitée” (deed in French)
- Legal-form conversion, “Société à Responsabilité Limitée” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Purpose change
- Amendment of the articles
- Capital
- Other provision, “compte de capitaux propres statutairement indisponible” (deed in French)
- Director resignation, MALMPORT Anna (manager)
- Director appointment, MALMPORT Anna (director (not named in the articles))
- Director discharge, MALMPORT Anna
- Registered office clause, “1495 Villers-la-Ville, rue du Culot 11” (deed in French)
Show earlier events
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 23 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25003E0228/00E000 | Wallonia | 2,229 m² | 1 · 136 m² | - |
| 25102C0086/00V000 | Wallonia | 364 m² | 1 · 52 m² | 8.2 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “1. La conception,la réalisation et la promotion en graphisme/infographie de tous genres; 2. Création du design d’objets industriels et…” (deed in French)
4 activities (deed in French)
- 1. La conception,la réalisation et la promotion en graphisme/infographie de tous genres
- 2. Création du design d’objets industriels et événementiel.
- 3. Des cours de musique,production musicale,événementiel.
- 4. Des conseils pédagogiques musicaux/graphiques
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- PRISMA
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, par simple décision de l’organe d’administration,sièges administratifs,agences,ateliers,dépôts et succursales,tant en…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée, un ou plusieurs administrateurs” (deed in French)“Fixe ou proportionnelle, portée aux frais généraux indépendamment des frais de représentation voyages et déplacements” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, registre des actions nominatives” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Frais de procédure et d'expertise pour moitié à charge du cédant et pour moitié à charge du ou des acquéreurs proportionnellement au nombre…” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- “Apport en numéraire avec émission de nouvelles actions – droit de préférence, courrier électronique,ou courrier ordinaire même jour pour…” (deed in French)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Modifications statuts, tout temps” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Quelque cause et moment, désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments” (deed in French)