PRISM MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €447k and a net result of €-65k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 18% of 2389 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2389 sector peers (2025).
NBB · sector comparisonPosition among 2389 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
1 d early
2023
51 d early
2022
60 d early
2021
107 d early
2020
91 d early
2019
55 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€447k▼ 27.0%
2024 · €613k
2018: €337k
2019: €396k
2020: €401k
2021: €271k
2022: €327k
2023: €573k
2024: €613k
2018 → 2025
Net result
€-65k
2024 · €40k
2018: €53k
2019: €122k
2020: €95k
2021: €169k
2022: €356k
2023: €346k
2024: €40k
2018 → 2025
Total assets
€2.06M▲ 40.7%
2024 · €1.47M
2018: €1.01M
2019: €1.13M
2020: €1.33M
2021: €1.38M
2022: €1.41M
2023: €1.54M
2024: €1.47M
2018 → 2025
Solvency
21.7%▼ 20.1pp
2024 · 41.8%
2018: 33.3%
2019: 35.0%
2020: 30.2%
2021: 19.6%
2022: 23.2%
2023: 37.1%
2024: 41.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€271k-€327k▲ 20.6%€573k▲ 75.5%€613k▲ 6.9%€447k▼ 27.0%
Operating result€76k-€123k▲ 61.7%€111k▼ 9.2%€97k▼ 13.2%€-29k
Net result€169k-€356k▲ 110%€346k▼ 2.7%€40k▼ 88.6%€-65k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €29k after €97k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.06M
Fixed assets
€2.01M▲ 46.3%
Current assets
€52k▼ 43.6%
Equity and liabilities €2.06M
Equity
€447k▼ 27.0%
Debt
€1.62M▲ 89.2%
The debt ratio rises from 58.2% to 78.3%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
21.7%▼
2024 · 41.8%
ROE
-14.6%▼
2024 · 6.5%
ROA
-3.2%▼
2024 · 2.7%
Debt
€1.62M▲
2024 · €854k
Debt ≤ 1 year
€566k▲
2024 · €495k
Debt > 1 year
€1.05M▲
2024 · €358k
Income taxes
€569▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.47M€2.06M▲
Fixed assets21/28€1.38M€2.01M▲
Tangible fixed assets22/27€937k€1.57M▲
Land and buildings22€886k€1.54M▲
Furniture and vehicles24€43k€30k▼
Other tangible fixed assets26€8k€5k▼
Financial fixed assets28€438k€438k=
Current assets29/58€92k€52k▼
Amounts receivable within one year40/41€4k€21k▲
Trade receivables40€2k€2k▼
Other amounts receivable41€2k€19k▲
Cash at bank and in hand54/58€76k€19k▼
Deferred charges and accrued income490/1€12k€11k▼
Equity and liabilities
Total equity and liabilities10/49€1.47M€2.06M▲
Equity10/15€613k€447k▼
Contributions10/11€135k€135k=
Reserves13€23k€23k=
Non-distributable reserves130/1€14k€14k=
Reserves not available under the articles1311€14k€14k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€455k€290k▼
Amounts payable17/49€854k€1.62M▲
Amounts payable after more than one year17€358k€1.05M▲
Financial debts170/4€358k€1.05M▲
Amounts payable within one year42/48€495k€566k▲
Current portion of amounts payable after more than one year42€108k€109k▲
Trade debts44€23k€7k▼
Suppliers440/4€23k€7k▼
Taxes, remuneration and social security45€62k€47k▼
Taxes450/3€55k€42k▼
Remuneration and social security454/9€7k€6k▼
Other amounts payable47/48€302k€403k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€79k▲
Other operating charges640/8€4k€82k▲
Gross operating margin9900€144k€133k▼
Operating profit (loss)9901€97k€-29k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€29k€36k▲
Recurring financial charges65€29k€36k▲
Profit (loss) for the period before taxes9903€68k€-65k▼
Income taxes67/77€28k€569▼
Profit (loss) for the period9904€40k€-65k▼
Profit (loss) for the period to be appropriated9905€40k€-65k▼
Appropriation of the result
Profit (loss) to be appropriated9906€455k€390k▼
Profit (loss) brought forward from the previous period14P€415k€455k▲
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Weakest financial yearnet €-65k ▼265%
Net result drops to €-65k, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
10-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Equity above €500kEq €573k ▲75.5%
6 profitable years in a row build equity to €573k.
01-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial
Highest result since 2018net €356k ▲110%
Operating result €123k, net result €356k, both a record.
13-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
06-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
13-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
10-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Esneux(DLX) 1084140 SprimontGround area
1,062 m²
Building footprint
146 m²
Volume, LiDAR
782 m³
Parcel 62028B0557/00D000, Wallonia · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PRISM MANAGEMENT
since 20122.214.731.615
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62028B0557/00D000 | Wallonia | 1,062 m² | 1 · 146 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,683 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2012
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.