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PRINTPHIL

Active
Private limited company (pre-2019)founded 1992active for 33 yearsRue Calotte 10D, 1490 Court-Saint-Etienne, BelgiumKBO/BCE: BE 0448.847.209
Summary

The computed 12-month bankruptcy probability of PRINTPHIL is 1.8% (moderate). The 2025 annual accounts show equity of €14,007 and a net result of -€1,976. Equity has been shrinking by about 5.8% per year since 2018. Its solvency ranks better than 40% of 1,122 sector peers (NACE 18, financial year 2025). The company has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 24-11-1992 Normal situation
Activity
Printing and reproduction of recorded media NACE 18110
Establishment unit
2.060.054.623 1435 Mont-Saint-Guibert, since 28-12-1992
Financial year end
31 December
Peppol
Reachable since 27-12-2025

Board and ownership

Board
  • CAILLEAU PHILIPPEDirector

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Gross margin
€250
▼ 89.0%
Turnover
≈ €1,900
estimated
Loss
€1,976
Equity
€14,007
▼ 12.4%
Total assets
€35,911
▼ 1.2%
  • 2025 accounts filed 75 days after the deadline
Score breakdownraises riskLast filed accounts filed 75 days late; 2 of the last 3 accounts lateLiquidity: current ratio 2.22, cash €9, halvedLoss of €1,976 (financial year 2025)lowers riskFounded in 1992Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 25% of micro companies in printing (NACE 18)
Financial strength · tick: 2024
Weak
Solvency 64-5
equity 39.0% of total assets
Liquidity 30+8
short-term debt 42.6% · cash 0.0%
Profitability 12-23
return on assets -5.5%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,614 companies, NACE 18, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.6%▲ +0.1 percentage points vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025 08-2025: 1.1%▲ +0.3 percentage points vs 07-2025 09-2025: 1.2%▲ +0.1 percentage points vs 08-2025 10-2025: 1.6%▲ +0.4 percentage points vs 09-2025 11-2025: 1.0%▼ -0.6 percentage points vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 1.8%▲ +0.7 percentage points vs 07-2026 09-2026: 2.0%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 1.8%▼ -0.2 percentage points vs 09-2026 11-2026: 1.8%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.22 (1.73 in 2024), above the usual 1.5. Short-term debt is 42.6% and cash 0% of total assets. However, 61% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 18, micro). It does better than 41% of them on solvency, 18% on liquidity, 18% on profitability and 25% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 75 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 1992
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 2.22, cash €9, halved
NBB · annual accounts
raises risk · Loss of €1,976 (financial year 2025)
NBB · annual accounts
raises risk · 2025 accounts filed 75 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
75 days late
2024
61 days late
2023
22 days late
2022
217 days late
2021
31 days late
2020
18 days late
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 64 days after the deadline. In the sector (NACE 18), the median for financial year 2024 was 5 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 6th oldest company in Mont-Saint-Guibert, Manufacturing sectorin the Checked rankings No. 6 View

Recent changes

  1. · Gazette deed Registered office moved from Mont-Saint-Guibert to Court-Saint-EtienneNew registered office: Rue Calotte 10D, 1490 Court-Saint-Etienne · Previous registered office: Rue d'Alvau 6, 1435 Mont-Saint-Guibert
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as PRINTPHIL: printing and reproduction of recorded media (NACE 18110). They are comparable in size and age: total assets between €15,900 and €154,000, founded between 1984 and 1996.

CompanyTotal assetsGross margin
PRINTPHIL Mont-Saint-Guibert€35,911€250
NEW IMPRIMEX Uccle€30,495-€8,444
R-LETTERS Berlaar€63,346€526
PERPLEX Aalst€76,831-€684
ARTYPO De Panne€154,106-€32,348
JULVINY Hoogstraten€15,886€4,479
IMPRIMERIE HESBI-PRESSE Donceel€78,236€4,714
Full comparison

Key facts about PRINTPHIL

What is the company number of PRINTPHIL?
The company number of PRINTPHIL is 0448.847.209. The VAT number is the same number with BE in front: BE 0448.847.209.
Where is PRINTPHIL based?
The registered office is at Rue d'Alvau 6, 1435 Mont-Saint-Guibert.Company details
What does PRINTPHIL do?
According to the KBO register, the main activity is printing and reproduction of recorded media (NACE 18110).
What is the legal form of PRINTPHIL?
PRINTPHIL is a private limited company (pre-2019) (BVBA).
When was PRINTPHIL founded?
PRINTPHIL was founded on 24-11-1992.
Is PRINTPHIL still active?
Yes, PRINTPHIL is an active enterprise in the KBO register.
What is the turnover of PRINTPHIL?
The turnover in financial year 2025 is ≈ €1,900. This figure is estimated from the gross margin of €250 and 6,313 comparable companies of the same size. It probably lies between €870 and €4,600. It is a rough estimate.Financials
Is PRINTPHIL profitable?
In financial year 2025, PRINTPHIL made a loss of €1,976.
Where can I find the annual accounts of PRINTPHIL?
PRINTPHIL filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PRINTPHIL due?
PRINTPHIL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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