PRINCEPS
ActivePRINCEPS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €352k and a net result of €56k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 43% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+2
Solvency75▲+3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 1.61 in 2024; short-term debt: 14.5% and cash: 21.5% of total assets), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.6%
Return on assets
7.8%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €352k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
3 d late
2023
on the day
2022
on the day
2021
on the day
2020
25 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€56k▲ 16.7%
2024 · €48k
2019: €-8k
2020: €17k
2021: €11k
2022: €48k
2023: €-122k
2024: €48k
2019 → 2025
Working capital
€107k▲ 87.2%
2024 · €57k
2019: €29k
2020: €110k
2021: €62k
2022: €89k
2023: €-35k
2024: €57k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€417k-€465k▲ 11.5%€295k▼ 36.6%€342k▲ 16.2%€352k▲ 2.8%
Operating result€26k-€67k▲ 160%€-47k€64k€80k▲ 25.5%
Net result€11k-€48k▲ 327%€-122k€48k€56k▲ 16.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €710k
Fixed assets
€499k▼ 13.0%
Current assets
€210k▲ 39.8%
Equity and liabilities €710k
Equity
€352k▲ 2.8%
Provisions
€32k▼ 11.4%
Debt
€326k▼ 5.9%
The debt ratio falls from 47.8% to 45.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€160k▲
2024 · €143k
Cash flow
€136k▲
2024 · €127k
Solvency
49.6%▲
2024 · 47.2%
Current ratio
2.04▲
2024 · 1.61
Quick ratio
2.04▲
2024 · 1.61
Debt / equity
0.93▼
2024 · 1.01
ROE
15.8%▲
2024 · 13.9%
ROA
7.8%▲
2024 · 6.6%
Interest coverage
7.71▼
2024 · 10.02
Debt
€326k▼
2024 · €346k
Debt ≤ 1 year
€103k▲
2024 · €93k
Debt > 1 year
€216k▼
2024 · €246k
Income taxes
€9k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€725k€710k▼
Fixed assets21/28€574k€499k▼
Tangible fixed assets22/27€574k€499k▼
Land and buildings22€476k€421k▼
Plant, machinery and equipment23€40k€33k▼
Furniture and vehicles24€5k€5k▼
Leasing and similar rights25€37k€26k▼
Other tangible fixed assets26€16k€15k▼
Financial fixed assets28€100€100=
Current assets29/58€150k€210k▲
Amounts receivable within one year40/41€33k€46k▲
Trade receivables40€24k€15k▼
Other amounts receivable41€9k€31k▲
Cash at bank and in hand54/58€110k€153k▲
Deferred charges and accrued income490/1€8k€12k▲
Equity and liabilities
Total equity and liabilities10/49€725k€710k▼
Equity10/15€342k€352k▲
Contributions10/11€19k€19k=
Reserves13€181k€126k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€76k€67k▼
Distributable reserves133€103k€57k▼
Profit (loss) carried forward14€143k€208k▲
Provisions and deferred taxes16€36k€32k▼
Deferred taxes168€36k€32k▼
Amounts payable17/49€346k€326k▼
Amounts payable after more than one year17€246k€216k▼
Financial debts170/4€246k€216k▼
Amounts payable within one year42/48€93k€103k▲
Current portion of amounts payable after more than one year42€27k€29k▲
Trade debts44€20k€3k▼
Suppliers440/4€20k€3k▼
Taxes, remuneration and social security45€18k€19k▲
Taxes450/3€18k€19k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€29k€52k▲
Accrued charges and deferred income492/3€7k€6k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€80k▲
Other operating charges640/8€22k€13k▼
Gross operating margin9900€164k€173k▲
Operating profit (loss)9901€64k€80k▲
Financial income75/76B€184€1k▲
Recurring financial income75€184€1k▲
Financial charges65/66B€14k€21k▲
Recurring financial charges65€14k€21k▲
Profit (loss) for the period before taxes9903€50k€61k▲
Transfer from deferred taxes780€4k€4k=
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€48k€56k▲
Transfer from tax-exempt reserves789€9k€9k=
Profit (loss) for the period to be appropriated9905€57k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€200k€208k▲
Profit (loss) brought forward from the previous period14P€143k€143k=
Transfer from equity791/2€0€46k▲
Transfer to equity691/2€57k€0▼
To other reserves6921€57k€0▼
Profit to be distributed694/7€0€46k▲
Return on contributions (dividend)694€0€46k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €56k ▲16.7%
Operating result €80k, net result €56k, both a record.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Back to profitnet €48k
Net result €48k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 1.61
Current ratio from 0.68 to 1.61; short-term debt falls from €109k to €93k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-122k ▼354%
Net result drops to €-122k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 25 days late
2020
30-06
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindeveld 61090 JetteGround area
646 m²
Building footprint
116 m²
Volume, LiDAR
721 m³
Parcel 21010A0076/00L003, Brussels · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lindeveld 6, 1090 Jette
since 20122.211.659.980
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010A0076/00L003 | Brussels | 645 m² | 1 · 116 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900NFSIRBOI9TW246
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Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 6,497 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2003
Fiscal year end30-06
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.