Summary
PRIME FACTOR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €98,229 and a net result of €1,447. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 43% of 2460 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
7 d early
2024
35 d early
2023
8 d early
2022
38 d early
2021
26 d late
2020
28 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€98,229▲ 1.5%
2024 · €96,782
Net result
€1,447▼ 89.8%
2024 · €14,243
Total assets
€226,776▼ 12.4%
2024 · €258,790
Solvency
43.3%▲ 5.9pp
2024 · 37.4%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€37,241▲ 460%€38,738▲ 4.0%€20,229▼ 47.8%€19,509▼ 3.6%€2,850▼ 85.4%
Net result€27,251▲ 500%€28,661▲ 5.2%€13,315▼ 53.5%€14,243▲ 7.0%€1,447▼ 89.8%
Equity€49,054▲ 125%€77,715▲ 58.4%€82,539▲ 6.2%€96,782▲ 17.3%€98,229▲ 1.5%
Total assets€109,600▲ 74.5%€239,323▲ 118%€203,219▼ 15.1%€258,790▲ 27.3%€226,776▼ 12.4%
Debt€60,546▲ 47.6%€161,609▲ 167%€120,680▼ 25.3%€162,009▲ 34.2%€128,547▼ 20.7%
Working capital€49,084▲ 125%€68,672▲ 39.9%€76,431▲ 11.3%€89,679▲ 17.3%€125,315▲ 39.7%
Solvency44.8%▲ 10.1pp32.5%▼ 12.3pp40.6%▲ 8.1pp37.4%▼ 3.2pp43.3%▲ 5.9pp
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2022 Total assets +118% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 85% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €226,776
Fixed assets
€6,118 ▼ 13.9%
Current assets
€220,658 ▼ 12.3%
Equity and liabilities €226,776
Equity
€98,229 ▲ 1.5%
Debt
€128,547 ▼ 20.7%
Debt's share of the balance-sheet total falls from 62.6% to 56.7%. Equity is higher and debt is lower.
Key figures and ratios
ROE
1.5%▼
2024 · 14.7%
ROA
0.6%▼
2024 · 5.5%
Debt ≤ 1 year
€95,343▼
2024 · €162,009
Income taxes
€1,175▼
2024 · €4,947
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €778 | €985 | €985 | €985 | = |
| Other operating charges640/8 | €402 | €405 | €695 | €451 | €469 | ▲ 4.1% |
| Gross operating margin9900 | €37,643 | €39,921 | €21,909 | €20,946 | €4,305 | ▼ 79.4% |
| Operating profit (loss)9901 | €37,241 | €38,738 | €20,229 | €19,509 | €2,850 | ▼ 85.4% |
| Financial income75/76B | €85 | €62 | €0 | - | - | - |
| Recurring financial income75 | €85 | €62 | €0 | - | - | - |
| Financial charges65/66B | €159 | €155 | €216 | €319 | €228 | ▼ 28.5% |
| Recurring financial charges65 | €159 | €155 | €216 | €319 | €228 | ▼ 28.5% |
| Profit (loss) for the period before taxes9903 | €37,166 | €38,645 | €20,013 | €19,190 | €2,622 | ▼ 86.3% |
| Income taxes67/77 | €9,915 | €9,984 | €6,698 | €4,947 | €1,175 | ▼ 76.3% |
| Profit (loss) for the period9904 | €27,251 | €28,661 | €13,315 | €14,243 | €1,447 | ▼ 89.8% |
| Profit (loss) for the period to be appropriated9905 | €27,251 | €28,661 | €13,315 | €14,243 | €1,447 | ▼ 89.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €109,600 | €239,323 | €203,219 | €258,790 | €226,776 | ▼ 12.4% |
| Fixed assets21/28 | - | €9,072 | €8,087 | €7,102 | €6,118 | ▼ 13.9% |
| Tangible fixed assets22/27 | - | €9,072 | €8,087 | €7,102 | €6,118 | ▼ 13.9% |
| Land and buildings22 | - | €9,072 | €8,087 | €7,102 | €6,118 | ▼ 13.9% |
| Current assets29/58 | €109,600 | €230,251 | €195,131 | €251,688 | €220,658 | ▼ 12.3% |
| Stocks and contracts in progress3 | - | - | - | - | €38,400 | - |
| Contracts in progress37 | - | - | - | - | €38,400 | - |
| Amounts receivable within one year40/41 | €61,843 | €196,742 | €137,913 | €209,593 | €168,854 | ▼ 19.4% |
| Trade receivables40 | €59,346 | €194,629 | €129,818 | €207,448 | €161,657 | ▼ 22.1% |
| Other amounts receivable41 | €2,496 | €2,113 | €8,096 | €2,145 | €7,197 | ▲ 235% |
| Cash at bank and in hand54/58 | €47,757 | €33,509 | €36,218 | €42,094 | €5,405 | ▼ 87.2% |
| Deferred charges and accrued income490/1 | - | - | €21,000 | €0 | €8,000 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €109,600 | €239,323 | €203,219 | €258,790 | €226,776 | ▼ 12.4% |
| Equity10/15 | €49,054 | €77,715 | €82,539 | €96,782 | €98,229 | ▲ 1.5% |
| Contributions10/11 | €6,300 | €6,300 | €6,300 | €6,300 | €6,300 | = |
| Reserves13 | €42,754 | €71,415 | €76,239 | €90,482 | €91,929 | ▲ 1.6% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €40,894 | €69,555 | €74,379 | €88,622 | €90,069 | ▲ 1.6% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | - | - |
| Amounts payable17/49 | €60,546 | €161,609 | €120,680 | €162,009 | €128,547 | ▼ 20.7% |
| Amounts payable within one year42/48 | €60,516 | €161,579 | €118,700 | €162,009 | €95,343 | ▼ 41.1% |
| Trade debts44 | €44,970 | €137,665 | €98,527 | €152,335 | €79,724 | ▼ 47.7% |
| Suppliers440/4 | €44,970 | €137,665 | €98,527 | €152,335 | €79,724 | ▼ 47.7% |
| Taxes, remuneration and social security45 | €15,546 | €23,914 | €11,682 | €9,568 | €15,496 | ▲ 62.0% |
| Taxes450/3 | €15,546 | €23,914 | €11,682 | €9,568 | €15,496 | ▲ 62.0% |
| Other amounts payable47/48 | - | - | €8,491 | €106 | €124 | ▲ 17.1% |
| Accrued charges and deferred income492/3 | €30 | €30 | €1,980 | €0 | €33,204 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,251 | €28,661 | €13,315 | €14,243 | €1,447 | ▼ 89.8% |
| + Depreciation and write-downs630 | - | €778 | €985 | €985 | €985 | = |
| Operating cash flow (approximation) | €27,251 | €29,438 | €14,300 | €15,228 | €2,432 | ▼ 84.0% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | €0 | - |
| Change in cash | - | -€14,248 | €2,709 | €5,877 | -€36,690 | ▼ 724% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €28,661 ▲5.2%
Operating result €38,738, net result €28,661, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €612 ▼94.1%
Net result drops to €612, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 2017
Ground area
3,921 m²
Building footprint
192 m²
Volume, LiDAR
980 m³
Parcel 24096A0172/00N000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Prime Factor
since 20172.265.390.854
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24096A0172/00N000 | Flanders | 3,921 m² | 1 · 192 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CLINIMADE
BE 0840.499.753
Jemeppe-sur-Sambre · Eq €98,132
Oser Management
BE 0755.490.042
Amay · Eq €98,517
Stalemates
BE 1008.149.209
Bonheiden · Eq €97,729
DE VRIENDT
BE 0826.315.581
Charleroi · Eq €98,761
PBA
BE 0670.546.449
Kasterlee · Eq €99,121
Of 1,507 companies in sector 66199 we hold annual accounts for 921. 621 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-06-2017
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
62900Other information technology and computer services
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID
0208:0676594596
Also
9925:BE0676594596
Registered
19-12-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.