PRICING PACT
Open bankruptcyA bankruptcy procedure is open for PRICING PACT according to publications in the Belgian State Gazette; curator: MAIA GUTMANN LE PAIGE.
Summary
The 2024 annual accounts show negative equity (€-129k) and a net result of €-486k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year €-129k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
1 d early
2022
46 d early
2021
30 d late
2020
10 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-486k▲ 4.7%
2023 · €-510k
2020: €-283k
2021: €-239k
2022: €-387k
2023: €-510k
2020 → 2024
Working capital
€-281k
2023 · €173k
2020: €146k
2021: €423k
2022: €247k
2023: €173k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€87k-€871k▲ 901%€867k▼ 0.5%€357k▼ 58.8%€-129k
Operating result€-260k-€-222k▲ 14.8%€-381k▼ 71.8%€-476k▼ 25.0%€-421k▲ 11.5%
Net result€-283k-€-239k▲ 15.5%€-387k▼ 61.8%€-510k▼ 31.9%€-486k▲ 4.7%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €421k in 2024 against €476k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.55M
Fixed assets
€1.45M ▲ 12.7%
Current assets
€97k ▼ 76.6%
Key figures and ratios
EBITDA
€-237k▲
2023 · €-329k
Cash flow
€-303k▲
2023 · €-363k
Solvency
-8.4%▼
2023 · 20.9%
Current ratio
0.26▼
2023 · 1.71
Debt to equity
-12.97▼
2023 · 3.78
ROA
-31.4%▼
2023 · -29.9%
Interest coverage
-3.64▲
2023 · -9.55
Debt
€1.68M▲
2023 · €1.35M
Debt ≤ 1 year
€378k▲
2023 · €244k
Debt > 1 year
€1.30M▲
2023 · €1.11M
Income taxes
€1
Staff costs
€470k▼
2023 · €502k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.71M€1.55M▼
Fixed assets21/28€1.29M€1.45M▲
Intangible fixed assets21€1.26M€1.43M▲
Tangible fixed assets22/27€23k€13k▼
Furniture and vehicles24€18k€9k▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€5k€5k▲
Current assets29/58€417k€97k▼
Amounts receivable within one year40/41€149k€24k▼
Trade receivables40€115k€16k▼
Other amounts receivable41€33k€8k▼
Cash at bank and in hand54/58€261k€69k▼
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.71M€1.55M▼
Equity10/15€357k€-129k▼
Contributions10/11€1.73M€1.73M=
Capital10€1.73M€1.73M=
Issued capital100€1.73M€1.73M=
Reserves13€300€300=
Non-distributable reserves130/1€300€300=
Legal reserve130€300€300=
Profit (loss) carried forward14€-1.38M€-1.86M▼
Amounts payable17/49€1.35M€1.68M▲
Amounts payable after more than one year17€1.11M€1.30M▲
Financial debts170/4€1.11M€1.30M▲
Amounts payable within one year42/48€244k€378k▲
Current portion of amounts payable after more than one year42€25k€140k▲
Financial debts43-€81k
Credit institutions430/8-€81k
Trade debts44€157k€107k▼
Suppliers440/4€157k€107k▼
Taxes, remuneration and social security45€62k€49k▼
Taxes450/3€0€2k▲
Remuneration and social security454/9€62k€47k▼
Other amounts payable47/48€91€1k▲
Accrued charges and deferred income492/3€23€2k▲
Income statement
Code20232024
Remuneration, social security and pensions62€502k€470k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€147k€184k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€6k
Gross operating margin9900€175k€240k▲
Operating profit (loss)9901€-476k€-421k▲
Financial income75/76B€46€15▼
Recurring financial income75€46€15▼
Financial charges65/66B€34k€65k▲
Recurring financial charges65€34k€65k▲
Profit (loss) for the period before taxes9903€-510k€-486k▲
Income taxes67/77-€1
Profit (loss) for the period9904€-510k€-486k▲
Profit (loss) for the period to be appropriated9905€-510k€-486k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.38M€-1.86M▼
Profit (loss) brought forward from the previous period14P€-867k€-1.38M▼
Social balance
Average headcount (FTE)90877.77.0▼
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-01
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SA PRICING PACT RUE DES ANCIENS ETANGS 55, 1190 FOREST · event 05-01-2026
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-510k
Net result drops to €-510k, the lowest in the series.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-12
Financial
Equity above €500kEq €871k ▲901%
Equity rises from €87k to €871k.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 10 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Vijversstraat 551190 VorstGround area
2,633 m²
Building footprint
433 m²
Volume, LiDAR
2,723 m³
Parcel 21382C0034/00S006, Brussels · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Givemefive
since 20162.266.415.193
Givemefive
since 20212.321.653.230
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21382C0034/00S006 | Brussels | 2,633 m² | 1 · 433 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | MAIA GUTMANN LE PAIGE RUE DE LA LOI 28,
1040 ETTERBEEK |
05-01-2026 → present |
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,106 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-01-2016
Fiscal year end31-12
Trade name FR
GIVEMEFIVE
Activities, NACEBEL 2025
70200Business and other management consultancy
73110Advertising agencies
74991Agents and managers of artists, athletes and other public figures
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.