Equity
€2.3m from €3.9m in 2018
Equity fell by 42% in 7 years.
PRF
Lifetime
8 annual accounts with figures on one time axisGross marginpeak €81,910 (2024)
-€20,898▼ €102,808
Resultlowest -€820,524 (2018)
-€304,978▼ €95,426
Equitypeak €3.9m (2018)
€2.3m▼ 11.8%
Debts
€3.5m▼ 0.8%
Board1 name since 2021
1 directorROSSI Paola
Documentsfilings and deeds
20-07-202611 days before the deadline
2025micro format
Gross margin from €81,910 to -€20,898Loss of €304,978Cash from €111,793 to €10,329
Key points
from the 2025 annual accountsLosses
-€2.5m in eight years
Every financial year from 2018 to 2025 closed with a loss. 2018 was the heaviest.
At the same address
117 companies
Turnover not published (micro format)
Checked score
82
Excellent
Financially stronger than 21% of small companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.2%▲ +0.1 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026lowest value
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026highest value
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.01, cash €10,329, halved
Loss of €304,978, the second in a row (financial year 2025)
lowers risk
Size: total assets €5.8m
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 39% of them on solvency, 13% on liquidity, 16% on profitability and 16% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 929 companies had the same profile as PRF has now. Each dot stands for 3 companies, two years later.
92.8%
were still trading
5.5%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of PRF itself is lower: 0.3% within 12 months. It rests on far more data about PRF than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 929 companies, not a prediction for PRF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €180,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.01 (0.03 in 2024), below 1. Short-term debt is 60.4% and cash 0.2% of total assets. 60.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€304,978
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
11 days early
2024
24 days early
2023
5 days early
2022
25 days late
2021
24 days late
2020
29 days late
2019
46 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 12 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0685563732
Amendment of the articles · Legal-form change
General meeting of 22-12-2023 · Gazette deed
First establishment
Heilig Verbondplein 16, Uccle
Incorporation
published on 05-12-2017 · Gazette deed
Official details
Source: KBO- Status
- Active since 01-12-2017Normal situation
- Registered office
- 118 active companies are registered at this address4 started in the 12 months before. Source: KBO register, as of 5 November 2026.
- Activity
- “La société peut s'approprier, donner ou prendre en location, ériger, aliéner ou échanger tous…” (deed in French)From the articles, 11 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.272.110.7761180 Uccle, since 05-12-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 31-03-2025
Annual accounts 2025
- Total assets
- €5.8m▼ 5.5%
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on PRF
PRF files the micro format. That format states no turnover. The gross margin fell from -€15,777 in 2018 to -€20,898 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PRF
- What is the company number of PRF?
- The company number of PRF is 0685.563.732. The VAT number is the same number with BE in front: BE 0685.563.732.
- Where is PRF based?
- The registered office is at Terhulpsesteenweg 187, 1170 Watermael-Boitsfort.Company details
- What is the legal form of PRF?
- PRF is a private limited company (BV).
- When was PRF founded?
- PRF was founded on 01-12-2017.
- Is PRF still active?
- Yes, PRF is an active enterprise in the KBO register.
- What is the turnover of PRF?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is PRF profitable?
- In financial year 2025, PRF made a loss of €304,978.
- Where can I find the annual accounts of PRF?
- PRF filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PRF due?
- PRF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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