Previso
ActiveThe annual accounts of Previso for fiscal year 2025 show a net loss of 123% of total assets and of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €14k and a net result of €-20k. Equity is shrinking by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 82% of 16989 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 10.74 against 34.06 in 2024; short-term debt: 9.2% and cash: 96.7% of total assets), and 13.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.2%
Return on assets
-122.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 58.8%
2024 · €34k
2023: €22k
2024: €34k
2023 → 2025
Total assets
€16k▼ 54.6%
2024 · €36k
2023: €23k
2024: €36k
2023 → 2025
Net result
€-20k
2024 · €12k
2023: €10k
2024: €12k
2023 → 2025
Working capital
€15k▼ 58.1%
2024 · €35k
2024: €35k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€22k-€34k▲ 53.4%€14k▼ 58.8%
Operating result€10k-€12k▲ 15.4%€-20k
Net result€10k-€12k▲ 15.4%€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €20k after €12k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16k
Fixed assets
€213
Current assets
€16k
Equity and liabilities €16k
Equity
€14k▼ 58.8%
Debt
€2k▲ 24.7%
The debt ratio rises from 5.0% to 13.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-20k
Cash flow
€-20k
Solvency
86.2%▼
2024 · 95.0%
Current ratio
10.74▼
2024 · 34.06
Quick ratio
10.74▼
2024 · 34.06
Debt / equity
0.16▲
2024 · 0.05
ROE
-142.5%▼
2024 · 34.8%
ROA
-122.9%▼
2024 · 33.0%
Interest coverage
-512.40
Debt
€2k▲
2024 · €2k
Debt ≤ 1 year
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€16k▼
Fixed assets21/28-€213
Tangible fixed assets22/27-€213
Plant, machinery and equipment23-€213
Current assets29/58€36k€16k▼
Amounts receivable within one year40/41€9k€333▼
Trade receivables40€9k€17▼
Other amounts receivable41-€316
Cash at bank and in hand54/58€27k€16k▼
Equity and liabilities
Total equity and liabilities10/49€36k€16k▼
Equity10/15€34k€14k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€22k€2k▼
Amounts payable17/49€2k€2k▲
Amounts payable within one year42/48€1k€2k▲
Trade debts44-€35
Suppliers440/4-€35
Taxes, remuneration and social security45€989€1k▲
Taxes450/3€689€300▼
Remuneration and social security454/9€300€1k▲
Other amounts payable47/48€70€70=
Accrued charges and deferred income492/3€750€750=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€66
Other operating charges640/8€448€594▲
Gross operating margin9900€12k€-19k▼
Operating profit (loss)9901€12k€-20k▼
Financial income75/76B€14-
Recurring financial income75€14-
Financial charges65/66B€35€39▲
Recurring financial charges65€35€39▲
Profit (loss) for the period before taxes9903€12k€-20k▼
Profit (loss) for the period9904€12k€-20k▼
Profit (loss) for the period to be appropriated9905€12k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€2k▼
Profit (loss) brought forward from the previous period14P€10k€22k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-20k ▼269%
Net result drops to €-20k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2023net €12k ▲15.4%
Operating result €12k, net result €12k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Raketstraat 29000 GentGround area
126 m²
Building footprint
111 m²
Volume, LiDAR
1,248 m³
Parcel 44809I0822/00S009, Flanders · tallest building 15.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Previso
since 20222.337.406.624
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0822/00S009 | Flanders | 126 m² | 1 · 111 m² | 15.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 50,000 EUR awarded · 50,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 25,000 EUR |
| 2022 | 1 | 50,000 EUR | 25,000 EUR |
Schemes
Innovatieve starterssteun
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Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 5,131 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2022
Fiscal year end30-09
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
47400Retail sale of information and communication equipment
47410Retail trade
58290Other software publishing
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.