FUTURIZ
ActiveFUTURIZ has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €50k. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency43▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 0.98 in 2024; short-term debt: 82% and cash: 67.4% of total assets), and 82% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-09-2025, 131 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
131 d early
2024
1 d early
2023
44 d early
2022
55 d early
2021
47 d early
2020
25 d early
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k=
2024 · €14k
2019: €19k
2020: €30k
2021: €19k
2022: €32k
2023: €32k
2024: €14k
2019 → 2025
Total assets
€78k▲ 11.7%
2024 · €70k
2019: €34k
2020: €53k
2021: €89k
2022: €69k
2023: €86k
2024: €70k
2019 → 2025
Net result
€50k▲ 23.2%
2024 · €40k
2019: €16k
2020: €11k
2021: €37k
2022: €25k
2023: €35k
2024: €40k
2019 → 2025
Working capital
€8k
2024 · €-1k
2019: €17k
2020: €27k
2021: €18k
2022: €28k
2023: €15k
2024: €-1k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€32k▲ 64.2%€32k=€14k▼ 55.5%€14k=
Operating result€48k-€33k▼ 31.5%€44k▲ 34.8%€51k▲ 15.1%€63k▲ 24.8%
Net result€37k-€25k▼ 34.0%€35k▲ 43.7%€40k▲ 14.2%€50k▲ 23.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€6k▼ 59.8%
Current assets
€72k▲ 31.4%
Equity and liabilities €78k
Equity
€14k=
Debt
€64k▲ 14.6%
The debt ratio rises from 79.9% to 82.0%. Debt is higher.
Key figures and ratios
EBITDA
€66k▲
2024 · €55k
Cash flow
€52k▲
2024 · €44k
Solvency
18.0%▼
2024 · 20.1%
Current ratio
1.12▲
2024 · 0.98
Quick ratio
1.12▲
2024 · 0.98
Debt / equity
4.55▲
2024 · 3.97
ROE
350.8%▲
2024 · 284.8%
ROA
63.1%▲
2024 · 57.3%
Interest coverage
261.42▲
2024 · 213.46
Debt
€64k▲
2024 · €56k
Debt ≤ 1 year
€64k▲
2024 · €56k
Income taxes
€13k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€70k€78k▲
Fixed assets21/28€15k€6k▼
Tangible fixed assets22/27€15k€6k▼
Plant, machinery and equipment23-€3k
Furniture and vehicles24€6k€3k▼
Other tangible fixed assets26€9k€0▼
Current assets29/58€55k€72k▲
Amounts receivable within one year40/41€19k€17k▼
Trade receivables40€19k€17k▼
Other amounts receivable41-€12
Current investments50/53€0-
Cash at bank and in hand54/58€35k€53k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€70k€78k▲
Equity10/15€14k€14k=
Contributions10/11€3k€3k=
Reserves13€12k€12k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€56k€64k▲
Amounts payable within one year42/48€56k€64k▲
Financial debts43€301€55▼
Credit institutions430/8€301€55▼
Trade debts44€414€781▲
Suppliers440/4€414€781▲
Taxes, remuneration and social security45€13k€12k▼
Taxes450/3€11k€11k▲
Remuneration and social security454/9€2k€545▼
Other amounts payable47/48€43k€52k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€499€646▲
Gross operating margin9900€55k€66k▲
Operating profit (loss)9901€51k€63k▲
Financial income75/76B€474€0▼
Recurring financial income75€474€0▼
Financial charges65/66B€257€252▼
Recurring financial charges65€257€252▼
Profit (loss) for the period before taxes9903€51k€63k▲
Income taxes67/77€11k€13k▲
Profit (loss) for the period9904€40k€50k▲
Profit (loss) for the period to be appropriated9905€40k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€50k▲
Transfer from equity791/2€2k€0▼
Profit to be distributed694/7€42k€50k▲
Return on contributions (dividend)694€42k€50k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €50k ▲23.2%
Operating result €63k, net result €50k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
07-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
06-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €11k ▼27.9%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Valkenlaan 32900 SchotenGround area
2,337 m²
Building footprint
188 m²
Volume, LiDAR
1,355 m³
Parcel 11040D0431/00V003, Flanders · tallest building 19.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FUTURIZ
since 20172.264.034.042
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0431/00V003 | Flanders | 2,337 m² | 1 · 188 m² | 19.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 5,133 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2017
Fiscal year end30-06
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:bart@futuriz.be
Phone:0497930602