PREUMAUTO
ActiveSummary
PREUMAUTO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €-1k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 92% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability28▼-40
Solvency100=
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 6.9 against 4.12 in 2024; short-term debt: 14.5% of total assets), and 14.5% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.5%
Return on assets
-3.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
118 d late
2023
57 d late
2022
28 d late
2021
31 d late
2020
30 d late
2019
35 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€21k▲ 13.1%
2023 · €18k
EBIT margin
22.0%▲ 77.1pp
2023 · -55.0%
Net result
€-1k
2024 · €5k
Working capital
€27k▼ 4.1%
2024 · €28k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€257k▲ 13.3%€86k▼ 66.4%€18k▼ 79.0%€21k▲ 13.1%
Operating result€6k▼ 61.9%€-2k€-10k▼ 344%€5k€-58
Net result€437▼ 96.7%€-5k€-11k▼ 130%€5k€-1k
EBIT margin2.4%▼ 4.6pp-2.6%▼ 5.0pp-55.0%▼ 52.4pp22.0%▲ 77.1pp
Equity€39k▲ 1.1%€35k▼ 12.2%€24k▼ 31.8%€28k▲ 19.1%€27k▼ 4.1%
Total assets€78k▲ 4.0%€50k▼ 35.6%€30k▼ 41.1%€37k▲ 25.6%€32k▼ 15.1%
Debt€39k▲ 7.2%€16k▼ 59.5%€6k▼ 61.7%€9k▲ 51.0%€5k▼ 49.3%
Working capital€39k▲ 1.1%€35k▼ 12.2%€24k▼ 31.8%€28k▲ 19.1%€27k▼ 4.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €58 after €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €32k
Equity
€27k ▼ 4.1%
Debt
€5k ▼ 49.3%
Debt's share of the balance-sheet total falls from 24.3% to 14.5%. Equity and debt are lower.
Key figures and ratios
Current ratio
6.90▲
2024 · 4.12
Debt to equity
0.17▼
2024 · 0.32
ROE
-4.3%▼
2024 · 16.1%
ROA
-3.7%▼
2024 · 12.2%
Debt ≤ 1 year
€5k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €257k | €86k | €18k | €21k | - | - |
| Goods, raw materials, services and sundry goods60/61 | €251k | €89k | €28k | €16k | - | - |
| Other operating charges640/8 | - | €13 | €348 | - | - | - |
| Gross operating margin9900 | €6k | €-2k | €-10k | €5k | €-58 | ▼ 101% |
| Operating profit (loss)9901 | €6k | €-2k | €-10k | €5k | €-58 | ▼ 101% |
| Financial income75/76B | - | €10 | €3 | - | - | - |
| Recurring financial income75 | - | €10 | €3 | - | - | - |
| Financial charges65/66B | €2k | €3k | €1k | - | €1k | - |
| Recurring financial charges65 | €2k | €3k | €1k | - | €1k | - |
| Profit (loss) for the period before taxes9903 | €4k | €-5k | €-11k | €5k | €-1k | ▼ 126% |
| Income taxes67/77 | €4k | - | - | - | - | - |
| Profit (loss) for the period9904 | €437 | €-5k | €-11k | €5k | €-1k | ▼ 126% |
| Profit (loss) for the period to be appropriated9905 | €437 | €-5k | €-11k | €5k | €-1k | ▼ 126% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €78k | €50k | €30k | €37k | €32k | ▼ 15.1% |
| Current assets29/58 | €78k | €50k | €30k | €37k | €32k | ▼ 15.1% |
| Stocks and contracts in progress3 | €38k | €42k | €16k | - | - | - |
| Stocks30/36 | €38k | €42k | €16k | - | - | - |
| Amounts receivable within one year40/41 | €39k | €8k | €13k | €36k | €32k | ▼ 13.4% |
| Trade receivables40 | €37k | €600 | €2k | €26k | €9k | ▼ 65.7% |
| Other amounts receivable41 | €2k | €7k | €10k | €10k | €23k | ▲ 116% |
| Cash at bank and in hand54/58 | - | - | €717 | €717 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €78k | €50k | €30k | €37k | €32k | ▼ 15.1% |
| Equity10/15 | €39k | €35k | €24k | €28k | €27k | ▼ 4.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | €19k | €19k | €19k | €19k | €19k | = |
| Issued capital100 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €1k | €1k | €1k | €1k | €1k | = |
| Non-distributable reserves130/1 | €1k | €1k | €1k | €1k | €1k | = |
| Legal reserve130 | €1k | €1k | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €19k | €15k | €4k | €8k | €7k | ▼ 14.3% |
| Amounts payable17/49 | €39k | €16k | €6k | €9k | €5k | ▼ 49.3% |
| Amounts payable within one year42/48 | €39k | €16k | €6k | €9k | €5k | ▼ 49.3% |
| Financial debts43 | €8k | €13k | - | - | - | - |
| Credit institutions430/8 | €8k | €13k | - | - | - | - |
| Trade debts44 | €7k | - | €701 | €701 | - | - |
| Suppliers440/4 | €7k | - | €701 | €701 | - | - |
| Taxes, remuneration and social security45 | €53 | - | €4k | €7k | €3k | ▼ 55.1% |
| Taxes450/3 | €53 | - | €4k | €7k | €3k | ▼ 55.1% |
| Other amounts payable47/48 | €24k | €2k | €2k | €2k | €2k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €437 | €-5k | €-11k | €5k | €-1k | ▼ 126% |
| Operating cash flow (approximation) | €437 | €-5k | €-11k | €5k | €-1k | ▼ 126% |
| Change in cash | - | - | - | €0 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
26-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 118 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €13k ▲129%
Operating result €16k, net result €13k, both a record.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Viroinval · 1 establishment unit since 2017
Ground area
1,440 m²
Building footprint
261 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
PREUMAUTO
since 20172.268.941.846
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93047D0346/00G000 | Wallonia | 883 m² | 1 · 163 m² | - |
| 93047D0350/00C004 | Wallonia | 557 m² | 1 · 98 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Maxxcars
BE 0798.682.459
Antwerpen · Eq €27,007
MDS
BE 0686.627.663
Assenede · Eq €26,913
AUTO BAHN
BE 1005.843.775
Charleroi · Eq €26,888
Beltramex
BE 0420.844.495
Kortemark · Eq €26,827
CAPELLE AUTOMOTIVE
BE 0787.648.017
Oudenburg · Eq €27,142
Of 10,665 companies in sector 47811 we hold annual accounts for 5,218. 2,892 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded05-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Contact
E-mail
preumauto@gmail.comViroinval
Phone
0477361424Viroinval
Scores and ratios are computed by Checked and are not a credit decision.