Pretimo
ActiveSummary
The computed 12-month bankruptcy probability of Pretimo is 5.8% (elevated). The 2024 annual accounts show equity of €344,664 and a net result of -€15,186. Equity has been stable since 2018 (±0.1% per year). The company has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active Normal situation
- Registered office
- 10 active companies are registered at this address Source: KBO register, as of 3 November 2026.
- Activity
- “Alle onroerende handelingen en studies met als voorwerp alle onroerende goederen en/of rechten, van…” (deed in Dutch)From the articles, 8 activitiesNo NACE code in the KBO yet
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
- ADAPT-HOMEDirector · permanent representative VAES Eric Ghislain Joseph
- ADAPT-HOME100%· score 502021 annual accounts of ADAPT-HOME
Financial position
- Bankruptcy probabilitywithin 12 months
- 5.8%
- Turnover
- €6,165
- ▼ 46.2%
- Loss
- €15,186
- Equity
- €344,664
- ▼ 7.3%
- Total assets
- €352,861
- ▼ 5.4%
- 2025 accounts not filed, 95 days past the deadline
Score breakdownraises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed on 02-08-2025)lowers riskSize: turnover €6,165, total assets €352,861Founded in 1968Show the evidence
Checked score
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 38% on liquidity, 13% on profitability and 19% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 6 accounts on average 20 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 3 November 2026.
Annual accounts 2024 filed on 02-08-2025 PDF all 37 filings
Every figure per financial year
The operating result for 2024 is a loss of €15,186, after a profit of €8,458 in 2023. It is the lowest result since 2019.
Investments
| Item | 2019 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Tangible fixed assets | €6,489 | - | - | - | - |
| Depreciation and write-downs of the year | €3,947 | €2,164 | €0 | - | €11,209 |
Source: notes to the 2019 to 2024 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Turnover70 | €35,700 | €24,000 | €27,475 | - | €11,450 | €6,165 | ▼ 46.2% |
| Non-recurring operating income76A | - | - | - | €13,400 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €11,325 | €18,181 | €15,113 | €11,157 | €10,142 | ▼ 9.1% |
| Remuneration, social security and pensions62 | - | - | €140 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,009 | €3,947 | €2,164 | €0 | - | €11,209 | - |
| Other operating charges640/8 | - | €5,050 | €4,988 | €2,693 | €2,992 | - | - |
| Gross operating margin9900 | €20,197 | €12,675 | €9,294 | -€1,713 | €11,450 | -€3,977 | - |
| Operating profit (loss)9901 | €4,228 | €3,678 | €2,002 | -€4,406 | €8,458 | -€15,186 | - |
| Recurring financial income75 | €25 | €0 | - | - | - | - | - |
| Financial charges65/66B | - | €292 | €132 | €129 | €93 | - | - |
| Recurring financial charges65 | €2,037 | €292 | €132 | €129 | €93 | - | - |
| Profit (loss) for the period before taxes9903 | €2,216 | €3,386 | €1,870 | -€4,535 | €8,365 | -€15,186 | - |
| Income taxes67/77 | - | €1,069 | €999 | -€971 | - | - | - |
| Profit (loss) for the period9904 | €2,216 | €2,317 | €871 | -€3,564 | €8,365 | -€15,186 | - |
| Profit (loss) for the period to be appropriated9905 | €2,216 | €2,317 | €871 | -€3,564 | €8,365 | -€15,186 | - |
| Line | 2018 | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €364,077 | €364,843 | €370,311 | €364,271 | €372,943 | €352,861 | ▼ 5.4% |
| Formation expenses20 | €0 | - | - | - | - | - | - |
| Fixed assets21/28 | €337,585 | €340,127 | €335,800 | €335,800 | €335,801 | €324,591 | ▼ 3.3% |
| Tangible fixed assets22/27 | €337,585 | €340,127 | €335,800 | €335,800 | €335,801 | €324,591 | ▼ 3.3% |
| Land and buildings22 | - | €335,801 | €335,800 | €335,800 | €335,801 | €324,591 | ▼ 3.3% |
| Furniture and vehicles24 | - | €4,326 | €0 | €0 | - | - | - |
| Current assets29/58 | €26,492 | €24,716 | €34,511 | €28,471 | €37,142 | €28,270 | ▼ 23.9% |
| Amounts receivable within one year40/41 | €22,160 | €18,601 | €31,331 | €25,011 | €25,011 | €25,011 | = |
| Other amounts receivable41 | - | €18,601 | €31,331 | €25,011 | €25,011 | €25,011 | = |
| Current investments50/53 | €0 | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €4,332 | €6,115 | €3,180 | €3,460 | €39 | €28 | ▼ 29.5% |
| Deferred charges and accrued income490/1 | - | - | - | - | €12,093 | €3,232 | ▼ 73.3% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €364,077 | €364,843 | €370,311 | €364,271 | €372,943 | €352,861 | ▼ 5.4% |
| Equity10/15 | €361,457 | €363,774 | €367,143 | €363,579 | €371,943 | €344,664 | ▼ 7.3% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Revaluation surpluses12 | - | €178,959 | €178,959 | €178,959 | €178,959 | €166,866 | ▼ 6.8% |
| Reserves13 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Non-distributable reserves130/1 | - | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Profit (loss) carried forward14 | €114,298 | €116,615 | €119,984 | €116,420 | €124,784 | €109,598 | ▼ 12.2% |
| Amounts payable17/49 | €2,620 | €1,069 | €3,168 | €692 | €1,000 | €8,197 | ▲ 720% |
| Amounts payable within one year42/48 | €2,620 | €1,069 | €1,908 | €692 | €1,000 | €8,197 | ▲ 720% |
| Taxes, remuneration and social security45 | - | €1,069 | €1,908 | €0 | - | - | - |
| Taxes450/3 | - | €1,069 | €1,908 | €0 | - | - | - |
| Other amounts payable47/48 | - | €0 | - | €692 | €1,000 | €8,197 | ▲ 720% |
| Accrued charges and deferred income492/3 | - | - | €1,260 | €0 | - | - | - |
| Line | 2018 | 2019 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,216 | €2,317 | €871 | -€3,564 | €8,365 | -€15,186 | - |
| + Depreciation and write-downs630 | €11,009 | €3,947 | €2,164 | €0 | - | €11,209 | - |
| Operating cash flow (approximation) | €13,225 | €6,264 | €3,035 | -€3,564 | €8,365 | -€3,977 | - |
| Investment in fixed assets (approximation) | - | -€6,489 | - | €0 | -€1 | €0 | - |
| Change in cash | - | €1,783 | - | €280 | -€3,421 | -€12 | ▲ 99.7% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 12,322 companies had the same profile as Pretimo has now. Two years later, 90.3% were still going and 0.7% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
Another 0.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Pretimo itself is higher: 5.8% within 12 months. It rests on far more data about Pretimo than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for Pretimo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 37 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 02-08-2025 | 2025-00353274 | |
| 31-12-2023 | micro format | 29-07-2024 | 2024-00313508 | |
| 31-12-2022 | micro format | 01-09-2023 | 2023-00405723 | |
| 31-12-2021 | micro format | 24-08-2022 | 2022-20310419 | |
| 31-12-2020 | full format | 26-08-2021 | 2021-54200127 | |
| 31-12-2019 | micro format | 04-09-2020 | 2020-51100106 | |
| 31-12-2018 | micro format | 28-08-2019 | 2019-52000235 | |
| 31-12-2017 | micro format | 24-08-2018 | 2018-48800481 | |
| 31-12-2016 | full format | 28-08-2017 | 2017-49200246 | |
| 31-12-2015 | full format | 15-11-2016 | 2016-67900491 |
Board & ownership
Directors
Board 1
Permanent representatives 1
Owners and capital
Shareholders
1 ownerChain of control
- ADAPT-HOME
- Pretimo
Owners 1
- ADAPT-HOMEparentSourceaccounts ADAPT-HOME 2021Equity €36,471 Loss of €75,974 in 2024 (loss of €66,751 in 2023) Checked score 50100%
Capital transactions
- 27-07-2026 Capital stated in the deed · €62,000 · 2,000 shares
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| ADAPT-HOME |
|
| ACHARO |
|
| Immo-83 |
|
| VAES Eric Ghislain Joseph |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Samenstelling bestuursorgaan, 1”“Hoogstens zes jaar, raad van bestuur”“De raad van bestuur mag onder zijn leden een voorzitter kiezen. In geval van afwezigheid of belet van de voorzitter, mag de raad van bestuur…”
- Financial instrumentThe company can also issue securities other than shares, such as bonds or warrants.
- “Machtiging, algemene vergadering beraadslaagt volgens de voorwaarden vereist voor de wijziging van de statuten”
Articles of association, deed of 27-07-2026 (in Dutch)
Network & group
Companies at the same address
9 other companies- Hoefnagels, Jeroen (sole trader) Establishment · since 2025 0820388089
- Travel Inspirations Establishment · since 2024 0678469567
- Schmitz, Yelena (sole trader) Establishment · since 2018 0696599065
- DR. JAN DEMOL Establishment · since 2003 0860695747
- BOONE CONSULTANCY AND TRADING Registered office · since 2000 0473464621
- IMMOBILIEN VERNIERS Registered office · since 1998 0441255176
- Vereniging van mede-eigenaars Res Royal Palace te Oostende, sectie 8, Zeedijk 93 Registered office · since 1995 0545801875
- KERIMMAN Registered office · since 1986 0428624093
- RESIDENTIE ROYAL PALACE, Sectie 8, Zeedijk 93 te Oostende Registered office · since 1981 0850511935
Connections & network
1 current directorThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
Timeline
Acts, filings and financial milestones
27-07
Gazette deed
Registered office moved from Alken to OostendeNew seat: 8400 Oostende, Zeedijk nummer 93/ A082 · Previous seat: 3570 Alken, Grootstraat nummer 6 · Resignations: Immo-83, ACHARO and VAES Eric Ghislain Joseph12 points ▸
- General meeting, 13-07-2026
- Registered-office move, 8400 Oostende, Zeedijk nummer 93/ A082
- Purpose change
- Amendment of the articles, mentioned 2 times in the deed
- Capital, €62,000
- Director resignation, Immo-83 (director)
- Director resignation, ACHARO (director)
- Director resignation, VAES Eric Ghislain Joseph (director)
- Director appointment, ADAPT-HOME (director)
- Declaration, “no ban declaration, geen veroordeling voor verbod zoals opgenomen in artikel 6 van voornoemde wet” (deed in Dutch)
- Power of attorney
- Power of attorney, Dimitri CLEENEWERCK DE CRAYENCOUR
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
8 activities
- Alle onroerende handelingen en studies met als voorwerp alle onroerende goederen en/of rechten, van nature, door incorporatie, of door bestemming, en alle roerende goederen en /of rechten die eruit voervloeien, evenals: alle civiele, commerciële, industriële, of financiële handelingen, die er rechtstreeks of onrechtstreeks mee verbonden zijn, zoals ten titel van voorbeeld, de aankoop, ontsluiting, verkaveling, ruiling, verbetering, verhuur-gemeubeld of ongemeubeld- verkoop, overdracht, beheer, omvorming, constructie en vernietiging van roerende en onroerende goederen.
- Teneinde dit doel te verwezenlijken, kan de vennootschap obligatieleningen, vastgoedcertificaten of elke andere analoge lening uitgeven.
- Zij kan handelen uit haar naam, per commissie, als tussenpersoon of als vertegenwoordiger.
- Zij kan deelnemen in of zich op alle mogelijk wijzen interesseren in om het even welke andere vennootschappen, ondernemingen, groeperingen of organisaties. Zij kan haar onroerende goederen: hypothekeren of haar andere goederen in pand geven, met inbegrip van haar eventueel handelsfonds, evenals haar aval verlenen voor om het even welke lening of kredietopening, op voorwaarde dat ze daaruit voordeel haalt.
- De vennootschap kan, in het algemeen, alle commerciële, industriële, financiële, roerende of onroerende verrichtingen stellen, zowel voor eigen rekening als voor rekening van derden, die rechtstreeks of onrechtstreeks verband houden met haar voorwerp of die bijdragen tot de rechtstreekse of onrechtstreekse, gehele of gedeeltelijke verwezenlijking ervan.
- De vennootschap kan eender welke functie of mandaat uitoefenen en een belang nemen door inbreng, fusie, inschrijving of op elke andere wijze, in alle zaken, ondernemingen, verenigingen of vennootschappen die een identiek, analoog of gelijkaardig voorwerp hebben of die bijdragen tot de ontwikkeling van haar onderneming, haar van middelen voorziet of de verkoop van diensten en producten vergemakkelijkt.
- Ze mag haar onroerende goederen hypothekeren en al haar andere goederen, met inbegrip van het handelsfonds, verpanden.
- Ze kan zich ook - in functie van haar belangen - borg stellen en gelijk welke persoonlijke of zakelijke zekerheid geven of haar goedkeuring verlenen voor alle leningen of verbintenissen van welke aard ook, zowel voor haarzelf als voor alle derden.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 35384A0089/00K035 | Flanders | 1,159 m² | 1 · 247 m² | 55.7 m · 17 |