PRESTIGE MTS
ActiveThe computed 12-month bankruptcy probability of PRESTIGE MTS is 2.0% (moderate). The 2024 annual accounts show equity of €534k and a net result of €122k. Equity is growing by ~54.7% per year across the filed fiscal years. Its solvency ranks better than 42% of 3569 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
89
/ 100
Excellent▲ +11 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency68▲+19
Growth78=
Stability100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.19 in 2023), and 62.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
21 d late
2023
61 d late
2022
31 d late
2021
78 d late
2020
122 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€122k▲ 4.5%
2023 · €116k
2019: €88k
2020: €-38k
2021: €113k
2022: €158k
2023: €116k
2019 → 2024
Working capital
€178k▲ 108%
2023 · €85k
2019: €94k
2020: €24k
2021: €85k
2022: €245k
2023: €85k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€25k-€139k▲ 447%€296k▲ 114%€413k▲ 39.3%€534k▲ 29.5%
Operating result€-37k-€177k€180k▲ 1.5%€183k▲ 1.8%€240k▲ 31.4%
Net result€-38k-€113k€158k▲ 39.3%€116k▼ 26.2%€122k▲ 4.5%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 31% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.43M
Fixed assets
€870k▼ 3.1%
Current assets
€561k▲ 5.4%
Equity and liabilities €1.47M
Equity
€534k▲ 29.5%
Debt
€931k▼ 8.5%
The debt ratio falls from 71.1% to 63.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€295k▲
2023 · €210k
Cash flow
€176k▲
2023 · €144k
Solvency
37.4%▲
2023 · 28.9%
Current ratio
1.46▲
2023 · 1.19
Quick ratio
1.46▲
2023 · 1.19
Debt / equity
1.74▼
2023 · 2.46
ROE
22.8%▼
2023 · 28.2%
ROA
8.5%▲
2023 · 8.1%
Interest coverage
14.55▲
2023 · 12.12
Debt
€931k▼
2023 · €1.02M
Debt ≤ 1 year
€383k▼
2023 · €447k
Debt > 1 year
€547k▼
2023 · €570k
Income taxes
€134k▲
2023 · €49k
Staff costs
€33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.43M€1.43M=
Fixed assets21/28€898k€870k▼
Tangible fixed assets22/27€898k€870k▼
Land and buildings22€292k€277k▼
Furniture and vehicles24€606k€592k▼
Current assets29/58€532k€561k▲
Amounts receivable within one year40/41€287k€246k▼
Trade receivables40€153k€204k▲
Other amounts receivable41€134k€43k▼
Cash at bank and in hand54/58€243k€309k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.43M€1.43M=
Equity10/15€413k€534k▲
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Reserves13€384k€506k▲
Distributable reserves133€384k€506k▲
Profit (loss) carried forward14€10k€10k=
Amounts payable17/49€1.02M€931k▼
Amounts payable after more than one year17€570k€547k▼
Financial debts170/4€570k€547k▼
Amounts payable within one year42/48€447k€383k▼
Current portion of amounts payable after more than one year42€28k€45k▲
Trade debts44€195k€168k▼
Suppliers440/4€195k€168k▼
Taxes, remuneration and social security45€128k€104k▼
Taxes450/3€126k€98k▼
Remuneration and social security454/9€2k€6k▲
Other amounts payable47/48€96k€66k▼
Accrued charges and deferred income492/3€539€467▼
Income statement
Code20232024
Remuneration, social security and pensions62-€33k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€54k▲
Other operating charges640/8€9k€2k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€219k€333k▲
Operating profit (loss)9901€183k€240k▲
Financial income75/76B€344€449▲
Recurring financial income75€344€449▲
Financial charges65/66B€17k€20k▲
Recurring financial charges65€17k€20k▲
Profit (loss) for the period before taxes9903€166k€220k▲
Income taxes67/77€49k€134k▲
Profit (loss) for the period9904€116k€122k▲
Profit (loss) for the period to be appropriated9905€116k€122k▲
Appropriation of the result
Profit (loss) to be appropriated9906€126k€131k▲
Profit (loss) brought forward from the previous period14P€10k€10k=
Transfer to equity691/2€116k€122k▲
To other reserves6921€116k€122k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 21 days late
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 21 days late
2024
31-12
Financial
Equity above €500kEq €534k ▲29.5%
4 profitable years in a row build equity to €534k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2019net €158k ▲39.3%
Net result €158k, the highest in the series.
31-12
Financial
Equity above €200kEq €296k ▲114%
2 profitable years in a row build equity to €296k.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Back to profitnet €113k
Net result €113k after one loss-making year.
31-12
Financial
Equity above €100kEq €139k ▲447%
Equity rises from €25k to €139k.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
31-12
Financial
Weakest financial yearnet €-38k ▼143%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
SEDZIAK Adam
CurrentNon-statutory director · since 23-05-2024
SEDZIAK Maciej
CurrentNon-statutory director · since 23-05-2024
23-05-2024
SEDZIAK Adam: Resigned as Manager
23-05-2024
SEDZIAK Adam: Appointed as Non-statutory director
23-05-2024
SEDZIAK Maciej: Resigned as Manager
23-05-2024
SEDZIAK Maciej: Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neerdorp 181654 BeerselGround area
5,870 m²
Building footprint
391 m²
Parcel 23035A0686/00S002, Flanders. Linked by address, not a title deed.
1 establishment unit
PRESTIGE MTS
since 20182.292.713.081
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23035A0686/00S002 | Flanders | 5,870 m² | 1 · 391 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 19,948 companies in sector 43320 we hold annual accounts for 9,082. 5,933 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2018
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.