PRESS TALKING
ActiveSummary
PRESS TALKING has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €58k and a net result of €-16k. Equity is shrinking by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 45% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability15▲+2
Solvency51▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.58 against 0.93 in 2023; short-term debt: 44.9% and cash: 0.6% of total assets), and 73.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.3%
Return on assets
-7.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-16k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
58 d late
2022
30 d late
2021
30 d late
2020
88 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€58k▼ 22.2%
2023 · €75k
2018: €129k
2019: €110k
2020: €102k
2021: €115k
2022: €103k
2023: €75k
2018 → 2024
Total assets
€221k▼ 18.9%
2023 · €273k
2018: €435k
2019: €398k
2020: €348k
2021: €325k
2022: €286k
2023: €273k
2018 → 2024
Net result
€-16k▲ 39.5%
2023 · €-26k
2018: €-40k
2019: €-17k
2020: €-7k
2021: €16k
2022: €-10k
2023: €-26k
2018 → 2024
Working capital
€-42k▼ 532%
2023 · €-7k
2018: €92k
2019: €61k
2020: €47k
2021: €46k
2022: €26k
2023: €-7k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€102k-€115k▲ 12.4%€103k▼ 10.3%€75k▼ 27.3%€58k▼ 22.2%
Operating result€6k-€27k▲ 335%€-1k€-19k▼ 1,639%€-9k▲ 51.8%
Net result€-7k-€16k€-10k€-26k▼ 168%€-16k▲ 39.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2024 against €19k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €221k
Fixed assets
€164k ▼ 7.6%
Current assets
€57k ▼ 39.8%
Equity and liabilities €221k
Equity
€58k ▼ 22.2%
Debt
€163k ▼ 17.6%
Debt's share of the balance-sheet total rises from 72.5% to 73.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k▼
2023 · €7k
Cash flow
€-2k▼
2023 · €165
Current ratio
0.58▼
2023 · 0.93
Quick ratio
0.10▼
2023 · 0.41
Debt to equity
2.80▲
2023 · 2.64
ROE
-26.8%▲
2023 · -34.5%
ROA
-7.1%▲
2023 · -9.5%
Interest coverage
0.58▼
2023 · 0.77
Debt ≤ 1 year
€99k▼
2023 · €102k
Debt > 1 year
€60k▼
2023 · €92k
Income taxes
€0=
2023 · €0
Staff costs
€28k▼
2023 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€273k€221k▼
Fixed assets21/28€177k€164k▼
Tangible fixed assets22/27€177k€164k▼
Land and buildings22€175k€163k▼
Plant, machinery and equipment23€623€314▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€95k€57k▼
Stocks and contracts in progress3€53k€47k▼
Stocks30/36€53k€47k▼
Amounts receivable within one year40/41€7k€8k▲
Trade receivables40€4k€5k▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€34k€1k▼
Deferred charges and accrued income490/1€611€1k▲
Equity and liabilities
Total equity and liabilities10/49€273k€221k▼
Equity10/15€75k€58k▼
Contributions10/11€19k€19k=
Reserves13€17k€17k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€22k€6k▼
Investment grants15€17k€16k▼
Amounts payable17/49€198k€163k▼
Amounts payable after more than one year17€92k€60k▼
Financial debts170/4€92k€60k▼
Amounts payable within one year42/48€102k€99k▼
Current portion of amounts payable after more than one year42€30k€32k▲
Financial debts43€3k-
Credit institutions430/8€3k-
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€17k€5k▼
Taxes450/3€8k€2k▼
Remuneration and social security454/9€9k€3k▼
Other amounts payable47/48€47k€57k▲
Accrued charges and deferred income492/3€4k€4k▼
Income statement
Code20232024
Remuneration, social security and pensions62€41k€28k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€14k▼
Other operating charges640/8€4k€8k▲
Non-recurring operating charges66A€200€7▼
Gross operating margin9900€52k€40k▼
Operating profit (loss)9901€-19k€-9k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€-26k€-16k▲
Income taxes67/77€0€0=
Profit (loss) for the period9904€-26k€-16k▲
Profit (loss) for the period to be appropriated9905€-26k€-16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€6k▼
Profit (loss) brought forward from the previous period14P€48k€22k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after 3 loss-making years.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ramillies · 1 establishment unit since 2013
Ground area
1,924 m²
Building footprint
134 m²
Volume, LiDAR
1,027 m³
Parcel 25036A0303/00C000, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Wia Brussels
since 20132.165.010.504
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25036A0303/00C000 | Wallonia | 1,924 m² | 1 · 134 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
V.M.V.S.K.
BE 0477.346.601
Brussel · Eq €58,131
HLD ATELIER
BE 0880.628.158
Pepingen · Eq €57,658
CADRUS
BE 0442.928.130
Anderlecht · Eq €57,648
LUCIA ESTEVES
BE 0807.383.854
Braine-le-Château · Eq €57,528
STORE DISCOUNT
BE 0666.987.935
Sint-Gillis (bij-Brussel) · Eq €59,146
Of 4,243 companies in sector 47789 we hold annual accounts for 1,019. 783 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-08-2007
Fiscal year end31-12
Activities, NACEBEL 2025
18130Pre-press and pre-media services
47789Other retail sale of new goods
46190Agents in non-specialised wholesale trade
47120Other non-specialised retail sale
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.