PRESS'GOURMANDE
ActivePRESS'GOURMANDE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €21k and a net result of €-18k. Equity is shrinking by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 6537 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
37
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency48▼-7
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.72 against 0.92 in 2023; short-term debt: 74.9% and cash: 17.2% of total assets), and 76.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.1%
Return on assets
-19.7%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
192021222324
2019 to 2024 · latest year €-18k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-06-2025, 55 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
55 d early
2023
48 d early
2022
33 d early
2021
25 d late
2020
31 d late
2019
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-18k▲ 54.9%
2023 · €-39k
2019: €27k
2020: €37k
2021: €-6k
2022: €18k
2023: €-39k
2019 → 2024
Working capital
€-19k▼ 154%
2023 · €-7k
2019: €2k
2020: €42k
2021: €37k
2022: €45k
2023: €-7k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€66k-€60k▼ 9.5%€78k▲ 30.2%€38k▼ 50.5%€21k▼ 46.0%
Operating result€45k-€3k▼ 94.1%€28k▲ 978%€-35k€-15k▲ 58.6%
Net result€37k-€-6k€18k€-39k€-18k▲ 54.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2024 against €35k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €90k
Fixed assets
€41k▼ 12.8%
Current assets
€48k▼ 39.6%
Equity and liabilities €90k
Equity
€21k▼ 46.0%
Debt
€69k▼ 22.5%
The debt ratio rises from 69.8% to 76.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-8k▲
2023 · €-29k
Cash flow
€-11k▲
2023 · €-33k
Solvency
23.1%▼
2023 · 30.2%
Current ratio
0.72▼
2023 · 0.92
Quick ratio
0.35▼
2023 · 0.60
Debt / equity
3.32▲
2023 · 2.31
ROE
-85.2%▲
2023 · -102.0%
ROA
-19.7%▲
2023 · -30.8%
Interest coverage
-1.53▲
2023 · -6.45
Debt
€69k▼
2023 · €89k
Debt ≤ 1 year
€67k▼
2023 · €88k
Income taxes
€4▲
2023 · €3
Staff costs
€133k▲
2023 · €126k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€127k€90k▼
Fixed assets21/28€47k€41k▼
Intangible fixed assets21€9k€8k▼
Tangible fixed assets22/27€35k€30k▼
Plant, machinery and equipment23€7k€5k▼
Other tangible fixed assets26€27k€24k▼
Financial fixed assets28€4k€4k▼
Current assets29/58€80k€48k▼
Stocks and contracts in progress3€27k€25k▼
Stocks30/36€27k€25k▼
Amounts receivable within one year40/41€27k€7k▼
Trade receivables40€15k€4k▼
Other amounts receivable41€12k€3k▼
Cash at bank and in hand54/58€25k€15k▼
Deferred charges and accrued income490/1€700€808▲
Equity and liabilities
Total equity and liabilities10/49€127k€90k▼
Equity10/15€38k€21k▼
Contributions10/11€40k€40k=
Reserves13€4k€4k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-6k€-23k▼
Amounts payable17/49€89k€69k▼
Amounts payable within one year42/48€88k€67k▼
Trade debts44€41k€24k▼
Suppliers440/4€41k€24k▼
Taxes, remuneration and social security45€19k€20k▲
Taxes450/3€3k€3k▲
Remuneration and social security454/9€16k€17k▲
Other amounts payable47/48€27k€23k▼
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20232024
Remuneration, social security and pensions62€126k€133k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€3k€387▼
Gross operating margin9900€100k€126k▲
Operating profit (loss)9901€-35k€-15k▲
Financial income75/76B€623€2k▲
Recurring financial income75€623€2k▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€-39k€-18k▲
Income taxes67/77€3€4▲
Profit (loss) for the period9904€-39k€-18k▲
Profit (loss) for the period to be appropriated9905€-39k€-18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-23k▼
Profit (loss) brought forward from the previous period14P€34k€-6k▼
Social balance
Average headcount (FTE)90873.43.5▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-39k ▼318%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2019net €37k ▲36.2%
Operating result €45k, net result €37k, both a record.
2019
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
22-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiège(SART) 764845 JalhayGround area
790 m²
Building footprint
108 m²
Volume, LiDAR
947 m³
Parcel 63068A0313/00F000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PRESS'GOURMANDE
since 20082.170.397.962
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63068A0313/00F000 | Wallonia | 790 m² | 1 · 108 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJalhay2.170.397.962
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Of 2,407 companies in sector 47241 we hold annual accounts for 1,099. 842 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2008
Fiscal year end31-12
Activities, NACEBEL
47241Retail sale of bread and pastry (bakery outlets)
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47252Retail sale of beverages, general range
47620Retail trade
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.