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PRESS'GOURMANDE

Active
Private limited companyfounded 2008active for 18 yearsTiège(SART) 76, 4845 Jalhay, BelgiumKBO/BCE: BE 0897.471.318
Summary

PRESS'GOURMANDE has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,303 and a net result of -€2,465. Equity has been shrinking by about 24% per year since 2019. If that trend continues, it turns negative around financial year 2028. Its solvency ranks better than 31% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 23-04-2008 Normal situation
Activity
Retail sale of bread and pastry (bakery outlets) NACE 47241and 3 others
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.170.397.962 4845 Jalhay, since 01-07-2008
Financial year end
31 December
Peppol
Reachable since 20-11-2020

Board and ownership

Board
  • Thema Invest SADirector · since 01-12-2012
Shareholders
  • THEMA INVESTannual accounts 2025
  • Thema Investannual accounts 2023

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€148,510
▲ 17.8%
Turnover
≈ €720,000
estimated
Loss
€2,465
▼ 86.1%
Equity
€18,303
▼ 11.9%
Total assets
€90,314
▲ 0.7%
Employees on 31-12-2025
10
=
Score breakdownraises riskSize: 3.9 FTE, total assets €90,314Sector: Retail trade (NACE 47)lowers riskFounded in 2008Liquidity: current ratio 0.76, cash €20,987Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 29% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 45-3
equity 20.3% of total assets
Liquidity 35+4
short-term debt 79.7% · cash 23.2%
Profitability 28+28
return on assets -2.7%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 0.9% 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 1.0%▲ +0.1 percentage points vs 03-2025 05-2025: 0.9%▼ -0.1 percentage points vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.5%▲ +0.6 percentage points vs 06-2025 08-2025: 1.5%● unchanged vs 07-2025 09-2025: 1.5%● unchanged vs 08-2025 10-2025: 1.5%● unchanged vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.6%▲ +0.1 percentage points vs 03-2026 05-2026: 1.5%▼ -0.1 percentage points vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 1.8%▲ +0.3 percentage points vs 07-2026 09-2026: 2.0%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.7%▼ -1.3 percentage points vs 09-2026lowest value 11-2026: 0.7%● unchanged vs 10-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.76 (0.72 in 2024), below 1. Short-term debt is 79.7% and cash 23.2% of total assets. 79.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 36% of them on solvency, 33% on liquidity, 24% on profitability and 25% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Size: 3.9 FTE, total assets €90,314
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Liquidity: current ratio 0.76, cash €20,987
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€2,465
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
37 days early
2024
55 days early
2023
48 days early
2022
33 days early
2021
25 days late
2020
31 days late
2019
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€2,465 View
  • Caution: Less equity than 82% of companies in retail tradesector median €236,633 · 12,787 companies €18,303 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as PRESS'GOURMANDE: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €69,100 and €116,000, founded between 1997 and 2016.

CompanyTotal assetsGross margin
PRESS'GOURMANDE Jalhay€90,314€148,510
DELI ZOTTEGEM Zottegem€69,132€122,770
AU P'TIT PIERRE Quévy€83,403€112,027
DELI MOL Mol€115,704€248,206
DARCIS BRUXELLES Verviers€93,031€196,620
LE MOULIN DE LEON Mouscron€85,820€94,355
DELI EEKLO Eeklo€89,566€206,320
Full comparison

Key facts about PRESS'GOURMANDE

What is the company number of PRESS'GOURMANDE?
The company number of PRESS'GOURMANDE is 0897.471.318. The VAT number is the same number with BE in front: BE 0897.471.318.
Where is PRESS'GOURMANDE based?
The registered office is at Tiège(SART) 76, 4845 Jalhay.Company details
What does PRESS'GOURMANDE do?
According to the KBO register, the main activity is retail sale of bread and pastry (bakery outlets) (NACE 47241).
What is the legal form of PRESS'GOURMANDE?
The legal form of PRESS'GOURMANDE is Private limited company (BV).
When was PRESS'GOURMANDE founded?
PRESS'GOURMANDE was founded on 23-04-2008.
Is PRESS'GOURMANDE still active?
Yes, PRESS'GOURMANDE is an active enterprise in the KBO register.
How many employees does PRESS'GOURMANDE have?
PRESS'GOURMANDE had an average of 3.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does PRESS'GOURMANDE fall under?
In its 2025 annual accounts, PRESS'GOURMANDE states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of PRESS'GOURMANDE?
The turnover in financial year 2025 is ≈ €720,000. This figure is estimated from the gross margin of €148,510 and 30 comparable companies (NACE 472). It probably lies between €400,000 and €1.2m.
Is PRESS'GOURMANDE profitable?
In financial year 2025, PRESS'GOURMANDE made a loss of €2,465.
Where can I find the annual accounts of PRESS'GOURMANDE?
PRESS'GOURMANDE filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PRESS'GOURMANDE due?
PRESS'GOURMANDE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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