PRESIBEL IMMO
ActiveSummary
PRESIBEL IMMO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €38k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▲+1
Solvency30▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.06 against 3.14 in 2024; short-term debt: 15.1% and cash: 0.3% of total assets), but 95% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5%
Return on assets
3.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 7838 sector peers (2025).
NBB · sector comparisonPosition among 7838 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
113 d early
2024
44 d early
2023
36 d early
2022
137 d early
2021
16 d early
2020
51 d early
2019
45 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€60k▲ 171%
2024 · €22k
2018: €320k
2019: €325k▲ +1.5% vs 2018highest in 8 years
2020: €-81k▼ -125% vs 2019lowest in 8 years
2021: €-36k▲ +55.8% vs 2020
2022: €-34k▲ +4.9% vs 2021
2023: €-8k▲ +75.4% vs 2022
2024: €22k▲ +364% vs 2023
2025: €60k▲ +171% vs 2024
2018 → 2025
Total assets
€1.21M▼ 7.3%
2024 · €1.31M
2018: €932klowest in 8 years
2019: €1.39M▲ +49.1% vs 2018
2020: €1.73M▲ +24.6% vs 2019highest in 8 years
2021: €1.64M▼ -5.5% vs 2020
2022: €1.49M▼ -8.9% vs 2021
2023: €1.42M▼ -4.5% vs 2022
2024: €1.31M▼ -8.3% vs 2023
2025: €1.21M▼ -7.3% vs 2024
2018 → 2025
Net result
€38k▲ 24.3%
2024 · €31k
2018: €47khighest in 8 years
2019: €32k▼ -31.2% vs 2018
2020: €12k▼ -61.2% vs 2019
2021: €45k▲ +264% vs 2020
2022: €2k▼ -96.1% vs 2021lowest in 8 years
2023: €26k▲ +1359% vs 2022
2024: €31k▲ +18.7% vs 2023
2025: €38k▲ +24.3% vs 2024
2018 → 2025
Working capital
€377k▼ 2.7%
2024 · €387k
2018: €-170k
2019: €-192k▼ -12.9% vs 2018lowest in 8 years
2020: €467k▲ +343% vs 2019
2021: €470k▲ +0.7% vs 2020highest in 8 years
2022: €425k▼ -9.6% vs 2021
2023: €408k▼ -4.1% vs 2022
2024: €387k▼ -5.1% vs 2023
2025: €377k▼ -2.7% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-36k-€-34k▲ 4.9%€-8k▲ 75.4%€22k€60k▲ 171%
2021: €-36klowest in 5 years
2022: €-34k▲ +4.9% vs 2021
2023: €-8k▲ +75.4% vs 2022
2024: €22k▲ +364% vs 2023
2025: €60k▲ +171% vs 2024highest in 5 years
Operating result€75k-€18k▼ 76.6%€49k▲ 180%€54k▲ 10.8%€63k▲ 15.1%
2021: €75khighest in 5 years
2022: €18k▼ -76.6% vs 2021lowest in 5 years
2023: €49k▲ +180% vs 2022
2024: €54k▲ +10.8% vs 2023
2025: €63k▲ +15.1% vs 2024
Net result€45k-€2k▼ 96.1%€26k▲ 1,359%€31k▲ 18.7%€38k▲ 24.3%
2021: €45khighest in 5 years
2022: €2k▼ -96.1% vs 2021lowest in 5 years
2023: €26k▲ +1359% vs 2022
2024: €31k▲ +18.7% vs 2023
2025: €38k▲ +24.3% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets
€651k ▼ 11.7%
Current assets
€559k ▼ 1.5%
Equity and liabilities €1.21M
Equity
€60k ▲ 171%
Debt
€1.15M ▼ 10.4%
Debt's share of the balance-sheet total falls from 98.3% to 95.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€149k▲
2024 · €143k
Cash flow
€125k▲
2024 · €119k
Current ratio
3.06▼
2024 · 3.14
Debt to equity
19.14▼
2024 · 57.93
ROE
63.1%▼
2024 · 137.8%
ROA
3.1%▲
2024 · 2.3%
Interest coverage
13.70▲
2024 · 11.49
Debt ≤ 1 year
€183k▲
2024 · €181k
Debt > 1 year
€590k▼
2024 · €687k
Income taxes
€14k▲
2024 · €11k
Staff costs
€0▼
2024 · €310
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.31M€1.21M▼
Fixed assets21/28€738k€651k▼
Tangible fixed assets22/27€738k€651k▼
Land and buildings22€126k€103k▼
Plant, machinery and equipment23€30k€25k▼
Leasing and similar rights25€582k€524k▼
Current assets29/58€568k€559k▼
Amounts receivable after more than one year29€459k€459k=
Other amounts receivable291€459k€459k=
Amounts receivable within one year40/41€104k€97k▼
Trade receivables40€85k€77k▼
Other amounts receivable41€19k€20k▲
Cash at bank and in hand54/58€5k€4k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€1.31M€1.21M▼
Equity10/15€22k€60k▲
Contributions10/11€139k€139k=
Capital10€139k€139k=
Issued capital100€139k€139k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-119k€-81k▲
Amounts payable17/49€1.28M€1.15M▼
Amounts payable after more than one year17€687k€590k▼
Financial debts170/4€687k€590k▼
Amounts payable within one year42/48€181k€183k▲
Current portion of amounts payable after more than one year42€96k€97k▲
Trade debts44€18k€19k▲
Suppliers440/4€18k€19k▲
Taxes, remuneration and social security45€11k€11k▼
Taxes450/3€11k€11k▼
Other amounts payable47/48€56k€56k=
Accrued charges and deferred income492/3€415k€377k▼
Income statement
Code20242025
Remuneration, social security and pensions62€310€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€88k€87k▼
Other operating charges640/8€9k€8k▼
Non-recurring operating charges66A-€0
Gross operating margin9900€152k€158k▲
Operating profit (loss)9901€54k€63k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€42k€52k▲
Income taxes67/77€11k€14k▲
Profit (loss) for the period9904€31k€38k▲
Profit (loss) for the period to be appropriated9905€31k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-119k€-81k▲
Profit (loss) brought forward from the previous period14P€-149k€-119k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €2k | €0 | - | €310 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €87k | €89k | €89k | €88k | €87k | ▼ 2.0% |
| Other operating charges640/8 | €9k | €7k | €7k | €9k | €8k | ▼ 2.9% |
| Non-recurring operating charges66A | - | - | - | - | €0 | - |
| Gross operating margin9900 | €174k | €114k | €145k | €152k | €158k | ▲ 3.9% |
| Operating profit (loss)9901 | €75k | €18k | €49k | €54k | €63k | ▲ 15.1% |
| Financial income75/76B | €17 | €0 | €0 | €0 | €0 | ▼ 100% |
| Recurring financial income75 | €17 | €0 | €0 | €0 | €0 | ▼ 100% |
| Financial charges65/66B | €17k | €15k | €14k | €12k | €11k | ▼ 12.3% |
| Recurring financial charges65 | €17k | €15k | €14k | €12k | €11k | ▼ 12.3% |
| Profit (loss) for the period before taxes9903 | €58k | €2k | €35k | €42k | €52k | ▲ 23.2% |
| Income taxes67/77 | €13k | €691 | €10k | €11k | €14k | ▲ 20.2% |
| Profit (loss) for the period9904 | €45k | €2k | €26k | €31k | €38k | ▲ 24.3% |
| Profit (loss) for the period to be appropriated9905 | €45k | €2k | €26k | €31k | €38k | ▲ 24.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.64M | €1.49M | €1.42M | €1.31M | €1.21M | ▼ 7.3% |
| Fixed assets21/28 | €999k | €915k | €826k | €738k | €651k | ▼ 11.7% |
| Tangible fixed assets22/27 | €999k | €915k | €826k | €738k | €651k | ▼ 11.7% |
| Land and buildings22 | €195k | €175k | €150k | €126k | €103k | ▼ 18.0% |
| Plant, machinery and equipment23 | €47k | €42k | €36k | €30k | €25k | ▼ 19.0% |
| Leasing and similar rights25 | €757k | €698k | €640k | €582k | €524k | ▼ 10.0% |
| Current assets29/58 | €637k | €575k | €598k | €568k | €559k | ▼ 1.5% |
| Amounts receivable after more than one year29 | €459k | €459k | €459k | €459k | €459k | = |
| Other amounts receivable291 | €459k | €459k | €459k | €459k | €459k | = |
| Amounts receivable within one year40/41 | €170k | €110k | €134k | €104k | €97k | ▼ 6.6% |
| Trade receivables40 | €159k | €89k | €119k | €85k | €77k | ▼ 8.7% |
| Other amounts receivable41 | €11k | €21k | €15k | €19k | €20k | ▲ 2.4% |
| Cash at bank and in hand54/58 | €9k | €7k | €2k | €5k | €4k | ▼ 29.6% |
| Deferred charges and accrued income490/1 | - | - | €3k | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.64M | €1.49M | €1.42M | €1.31M | €1.21M | ▼ 7.3% |
| Equity10/15 | €-36k | €-34k | €-8k | €22k | €60k | ▲ 171% |
| Contributions10/11 | €139k | €139k | €139k | €139k | €139k | = |
| Capital10 | €139k | €139k | €139k | €139k | €139k | = |
| Issued capital100 | €139k | €139k | €139k | €139k | €139k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-177k | €-175k | €-149k | €-119k | €-81k | ▲ 32.0% |
| Amounts payable17/49 | €1.67M | €1.52M | €1.43M | €1.28M | €1.15M | ▼ 10.4% |
| Amounts payable after more than one year17 | €976k | €883k | €789k | €687k | €590k | ▼ 14.1% |
| Financial debts170/4 | €976k | €883k | €789k | €687k | €590k | ▼ 14.1% |
| Amounts payable within one year42/48 | €167k | €150k | €190k | €181k | €183k | ▲ 1.1% |
| Current portion of amounts payable after more than one year42 | €91k | €93k | €94k | €96k | €97k | ▲ 1.5% |
| Trade debts44 | €19k | €19k | €34k | €18k | €19k | ▲ 4.4% |
| Suppliers440/4 | €19k | €19k | €34k | €18k | €19k | ▲ 4.4% |
| Taxes, remuneration and social security45 | €3k | €441 | €10k | €11k | €11k | ▼ 1.6% |
| Taxes450/3 | €3k | €441 | €10k | €11k | €11k | ▼ 1.6% |
| Other amounts payable47/48 | €54k | €38k | €52k | €56k | €56k | = |
| Accrued charges and deferred income492/3 | €529k | €491k | €453k | €415k | €377k | ▼ 9.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45k | €2k | €26k | €31k | €38k | ▲ 24.3% |
| + Depreciation and write-downs630 | €87k | €89k | €89k | €88k | €87k | ▼ 2.0% |
| Operating cash flow (approximation) | €133k | €91k | €115k | €119k | €125k | ▲ 4.8% |
| Investment in fixed assets (approximation) | - | €-5k | €0 | €0 | €0 | - |
| Change in cash | - | €-2k | €-4k | €3k | €-2k | ▼ 149% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €2k ▼96.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity times 6current ratio 3.62
Current ratio from 0.64 to 3.62; short-term debt falls from €533k to €178k.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 1991
Ground area
2,066 m²
Building footprint
831 m²
Volume, LiDAR
3,414 m³
Parcel 13036B0234/00K000, Flanders · tallest building 5.6 m, ±2 floors. Linked by address, not a title deed.
14
companies at this address
See who is registered here
1 establishment unit
Veldenstraat 14, 2470 Retie
since 19912.054.088.727
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036B0234/00K000 | Flanders | 2,066 m² | 1 · 831 m² | 5.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,018 companies in sector 43320 we hold annual accounts for 9,132. 7,528 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded09-08-1991
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Scores and ratios are computed by Checked and are not a credit decision.