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PREMIUM VO

Active
Private limited companyfounded 20188 yrs activeRue de Bruxelles 124, 4340 Awans, BelgiumKBO/BCE: BE 0700.380.580
Summary

PREMIUM VO has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €379,659 and a net result of €150,046. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 11770 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisWatch ReportCompare
PREMIUM VOActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113
1 site
Size
€997,604total assets 2025
Staff
8 FTE
Equity
€379,659
Profit
€150,046
Financial health
65 Healthy Checked score 2025
Bankruptcy chance 12 m
1.3%
Structure
Parent
EMIL FREY Belgique SA · 100%
Accounts 14 d early0 of 7 deeds read
Why 65- Liquidity: current ratio 1.58, cash €0, halved- Sector Retail trade (NACE 47)- Founded in 2018+ Profit of €150,046 (FY 2025)Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 50% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 63+28
equity 38.1% of total assets
Liquidity 18+13
short-term debt 61.9% · cash 0.0%
Profitability 59+35
return on assets 15.0%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 11-2024: 2.5% 12-2024: 2.5%● 0.0% vs 11-2024 01-2025: 2.5%● 0.0% vs 12-2024 02-2025: 2.5%● 0.0% vs 01-2025 03-2025: 2.8%▲ +14.0% vs 02-2025 04-2025: 2.9%▲ +2.7% vs 03-2025 05-2025: 3.0%▲ +2.8% vs 04-2025 06-2025: 3.0%▲ +2.4% vs 05-2025 07-2025: 3.3%▲ +7.9% vs 06-2025highest value 08-2025: 2.3%▼ -29.7% vs 07-2025 09-2025: 2.3%● 0.0% vs 08-2025 10-2025: 2.3%● 0.0% vs 09-2025 11-2025: 2.3%● 0.0% vs 10-2025 12-2025: 2.3%● 0.0% vs 11-2025 01-2026: 2.3%● 0.0% vs 12-2025 02-2026: 2.3%▲ +1.6% vs 01-2026 03-2026: 2.3%▼ -3.3% vs 02-2026 04-2026: 2.3%▲ +1.2% vs 03-2026 05-2026: 2.2%▼ -3.8% vs 04-2026 06-2026: 2.2%▲ +0.9% vs 05-2026 07-2026: 2.3%▲ +5.6% vs 06-2026 08-2026: 1.5%▼ -36.1% vs 07-2026 09-2026: 1.3%▼ -13.6% vs 08-2026lowest value 10-2026: 1.3%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 1.58, cash €0, halved raises the probability
  • Sector Retail trade (NACE 47) raises the probability
  • Profit of €150,046 (FY 2025) lowers the probability
  • Founded in 2018 raises the probability for this profile
Credit up to €24,000 at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.2 in 2024; short-term debt: 61.9% and cash: 0% of total assets), but 61.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 53%, liquidity 16%, profitability 42%, growth against the median 89%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.58, cash €0, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Profit of €150,046 (FY 2025)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2018
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €379,659
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
14 d early
2024
7 d early
2023
12 d early
2022
4 d early
2021
5 d early
2020
37 d early
2019
49 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €150,046
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Back in profit in 2025after -€37,996 in 2024 €150,046 View
  • Positive: Among the best 17% on net resultsector median €28,653 · 11,758 companies €150,046 View
  • Controlled by EMIL FREY Belgique SAultimately: Emil Frey Holding AG 100% View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€997,604
Profit
€150,046
Solvency
38.1%
Total assets▼ 55.2%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2019
Next accounts
by 31-07-2027
  1. 17-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 24-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
25-07-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?EMIL FREY Belgique SA · 14 companies How does this company compare with its sector?Sector benchmark

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