PREMIUM SNACKING QUALITY
ActiveSummary
The computed 12-month bankruptcy probability of PREMIUM SNACKING QUALITY is 6.1% (elevated). The 2025 annual accounts show negative equity (-€3,871) and a net result of -€16,250. Equity is shrinking by ~72.2% per year across the filed fiscal years. Its solvency ranks better than 24% of 13617 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency21▼-79
Growth32=
Track record94
Bankruptcy probability, 12 months
6.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.37 against 4.17 in 2024; short-term debt: 47.1% and cash: 10.8% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.7%
Return on assets
-15.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€3,871
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
49 d late
2024
24 d early
2023
82 d late
2022
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 35 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 September (3 of the last 4 filed years within 43 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€3,871
2024 · €12,379
Total assets
€105,260▲ 569%
2024 · €15,737
Net result
-€16,250▲ 5.7%
2024 · -€17,236
Working capital
-€31,274
2024 · €10,641
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€6,631--€8,395▼ 26.6%-€16,755▼ 99.6%-€13,145▲ 21.5%
Net result-€6,631within the sector's middle half--€8,754below the sector's middle half▼ 32.0%-€17,236below the sector's middle half▼ 96.9%-€16,250below the sector's middle half▲ 5.7%
Equity€38,369within the sector's middle half-€29,615within the sector's middle half▼ 22.8%€12,379within the sector's middle half▼ 58.2%-€3,871below the sector's middle half
Total assets€45,312below the sector's middle half-€33,111below the sector's middle half▼ 26.9%€15,737below the sector's middle half▼ 52.5%€105,260within the sector's middle half▲ 569%
Debt€6,943-€3,496▼ 49.6%€3,358▼ 3.9%€109,131▲ 3,150%
Working capital€33,020within the sector's middle half-€26,672within the sector's middle half▼ 19.2%€10,641within the sector's middle half▼ 60.1%-€31,274within the sector's middle half
Solvency84.7%above the sector's middle half-89.4%above the sector's middle half▲ 4.8pp78.7%above the sector's middle half▼ 10.8pp-3.7%below the sector's middle half▼ 82.3pp
Current ratio5.76above the sector's middle half-8.63above the sector's middle half▲ 2.874.17above the sector's middle half▼ 4.460.37below the sector's middle half▼ 3.80
Return on assets (ROA)-14.6%below the sector's middle half--26.4%below the sector's middle half▼ 11.8pp-109.5%below the sector's middle half▼ 83.1pp-15.4%below the sector's middle half▲ 94.1pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13,145 in 2025 against €16,755 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105,260
Fixed assets
€86,961 ▲ 4,904%
Current assets
€18,299 ▲ 30.7%
Key figures and ratios
EBITDA
-€6,161▲
2024 · -€14,350
Cash flow
-€9,266▲
2024 · -€14,831
Debt to equity
-28.19▼
2024 · 0.27
Interest coverage
-1.98▲
2024 · -29.83
Debt ≤ 1 year
€49,573▲
2024 · €3,358
Debt > 1 year
€59,558
Staff costs
€2,823▼
2024 · €3,943
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
8.9%
went bankrupt
5.6%
stopped otherwise
85%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 6.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €3,943 | €2,823 | ▼ 28.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,868 | €2,405 | €2,405 | €6,984 | ▲ 190% |
| Other operating charges640/8 | €642 | €465 | €431 | €1,051 | ▲ 144% |
| Gross operating margin9900 | -€4,121 | -€5,524 | -€9,976 | -€2,287 | ▲ 77.1% |
| Operating profit (loss)9901 | -€6,631 | -€8,395 | -€16,755 | -€13,145 | ▲ 21.5% |
| Financial charges65/66B | - | €359 | €481 | €3,105 | ▲ 546% |
| Recurring financial charges65 | - | €359 | €481 | €3,105 | ▲ 546% |
| Profit (loss) for the period before taxes9903 | -€6,631 | -€8,754 | -€17,236 | -€16,250 | ▲ 5.7% |
| Profit (loss) for the period9904 | -€6,631 | -€8,754 | -€17,236 | -€16,250 | ▲ 5.7% |
| Profit (loss) for the period to be appropriated9905 | -€6,631 | -€8,754 | -€17,236 | -€16,250 | ▲ 5.7% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €45,312 | €33,111 | €15,737 | €105,260 | ▲ 569% |
| Fixed assets21/28 | €5,349 | €2,943 | €1,738 | €86,961 | ▲ 4,904% |
| Intangible fixed assets21 | €3,114 | €1,757 | €400 | €11,150 | ▲ 2,690% |
| Tangible fixed assets22/27 | €2,235 | €1,187 | €138 | €75,811 | ▲ 54,764% |
| Plant, machinery and equipment23 | - | - | - | €74,899 | - |
| Furniture and vehicles24 | €2,235 | €1,187 | €138 | €911 | ▲ 560% |
| Financial fixed assets28 | - | - | €1,200 | €0 | ▼ 100% |
| Current assets29/58 | €39,963 | €30,168 | €13,999 | €18,299 | ▲ 30.7% |
| Amounts receivable within one year40/41 | €2,720 | €1,982 | €2,904 | €6,977 | ▲ 140% |
| Trade receivables40 | €2,524 | €444 | €444 | €444 | = |
| Other amounts receivable41 | €196 | €1,538 | €2,460 | €6,533 | ▲ 166% |
| Cash at bank and in hand54/58 | €36,307 | €28,186 | €11,095 | €11,322 | ▲ 2.0% |
| Deferred charges and accrued income490/1 | €936 | - | - | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €45,312 | €33,111 | €15,737 | €105,260 | ▲ 569% |
| Equity10/15 | €38,369 | €29,615 | €12,379 | -€3,871 | ▼ 131% |
| Contributions10/11 | €45,000 | €45,000 | €45,000 | €45,000 | = |
| Profit (loss) carried forward14 | -€6,631 | -€15,385 | -€32,621 | -€48,871 | ▼ 49.8% |
| Amounts payable17/49 | €6,943 | €3,496 | €3,358 | €109,131 | ▲ 3,150% |
| Amounts payable after more than one year17 | - | - | - | €59,558 | - |
| Financial debts170/4 | - | - | - | €59,558 | - |
| Amounts payable within one year42/48 | €6,943 | €3,496 | €3,358 | €49,573 | ▲ 1,376% |
| Current portion of amounts payable after more than one year42 | - | - | - | €17,436 | - |
| Trade debts44 | €3,211 | €964 | €1,676 | €881 | ▼ 47.4% |
| Suppliers440/4 | €3,211 | €964 | €1,676 | €881 | ▼ 47.4% |
| Taxes, remuneration and social security45 | - | - | €83 | €337 | ▲ 306% |
| Remuneration and social security454/9 | - | - | €83 | €337 | ▲ 306% |
| Other amounts payable47/48 | €3,732 | €2,532 | €1,599 | €30,919 | ▲ 1,833% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,631 | -€8,754 | -€17,236 | -€16,250 | ▲ 5.7% |
| + Depreciation and write-downs630 | €1,868 | €2,405 | €2,405 | €6,984 | ▲ 190% |
| Operating cash flow (approximation) | -€4,763 | -€6,349 | -€14,831 | -€9,266 | ▲ 37.5% |
| Investment in fixed assets (approximation) | - | €0 | -€1,200 | -€92,207 | ▼ 7,584% |
| Change in cash | - | -€8,121 | -€17,091 | €227 | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 49 days late
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€17,236
Net result drops to -€17,236, the lowest in the series; recovery starts the following year.
21-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 82 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2023
Ground area
175 m²
Building footprint
92 m²
Volume, LiDAR
1,136 m³
2 parcels, Wallonia · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Katchi
since 20232.340.969.888
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55372D0033/00G013 | Wallonia | 125 m² | 1 · 52 m² | 13.4 m · 4 fl. |
| 53053H0185/00A000 | Wallonia | 50 m² | 1 · 39 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.340.969.888
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Of 20,509 companies in sector 56111 we hold annual accounts for 11,464. 7,675 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
56309Food and beverage service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0780833667
Also
9925:BE0780833667
Registered
17-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.