Premium Holiday Services
ActiveSummary
Premium Holiday Services has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €20k. Its solvency ranks better than 38% of 688 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency40▲+40
Growth78
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.4%
Return on assets
50.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€6k
2024 · €-14k
2024: €-14k
2024 → 2025
Total assets
€40k▲ 142%
2024 · €17k
2024: €17k
2024 → 2025
Net result
€20k
2024 · €-17k
2024: €-17k
2024 → 2025
Working capital
€2k
2024 · €-14k
2024: €-14k
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-14k-€6k
Operating result€-16k-€21k
Net result€-17k-€20k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €21k after a loss of €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€4k ▼ 32.9%
Current assets
€37k ▲ 231%
Equity and liabilities €40k
Equity
€6k
Debt
€34k
Debt finances 84.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€23k▲
2024 · €-12k
Cash flow
€22k▲
2024 · €-14k
Current ratio
1.07▲
2024 · 0.44
Debt to equity
5.47▲
2024 · -2.18
ROE
327.4%
ROA
50.6%▲
2024 · -103.0%
Interest coverage
36.54▲
2024 · -9.80
Debt ≤ 1 year
€34k▲
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€17k€40k▲
Fixed assets21/28€6k€4k▼
Intangible fixed assets21€4k€2k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€11k€37k▲
Amounts receivable within one year40/41€5k€13k▲
Trade receivables40€5k€13k▲
Other amounts receivable41€0€470▲
Cash at bank and in hand54/58€6k€23k▲
Deferred charges and accrued income490/1-€84
Equity and liabilities
Total equity and liabilities10/49€17k€40k▲
Equity10/15€-14k€6k▲
Contributions10/11€3k€3k=
Outside capital11€3k€3k=
Share premium1100/10€3k€3k=
Profit (loss) carried forward14€-17k€3k▲
Amounts payable17/49€31k€34k▲
Amounts payable within one year42/48€25k€34k▲
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€17k€25k▲
Accrued charges and deferred income492/3€6k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€1k€454▼
Gross operating margin9900€-11k€23k▲
Operating profit (loss)9901€-16k€21k▲
Financial income75/76B€53€0▼
Recurring financial income75€53€0▼
Financial charges65/66B€1k€626▼
Recurring financial charges65€1k€626▼
Profit (loss) for the period before taxes9903€-17k€20k▲
Profit (loss) for the period9904€-17k€20k▲
Profit (loss) for the period to be appropriated9905€-17k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€3k▲
Profit (loss) brought forward from the previous period14P-€-17k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.07
Current ratio from 0.44 to 1.07.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lombardsijdestraat 58620 NieuwpoortGround area
2,020 m²
Building footprint
1,747 m²
Volume, LiDAR
25,881 m³
2 parcels, Flanders · tallest building 20.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Premium Holiday Services
since 20232.340.860.715
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38402D0539/00Z003indicative | Flanders | 1,456 m² | 1 · 1,034 m² | 19.4 m · 6 fl. |
| 38402D0051/00A002 | Flanders | 564 m² | 1 · 713 m² | 20.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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REVIM SRL
BE 0801.296.115
Virton · Eq €6,360
Gisèle
BE 0800.330.865
Diksmuide · Eq €6,378
Moerstraat 9
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Deinze · Eq €6,570
Of 3,000 companies in sector 55203 we hold annual accounts for 690. 257 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2023
Fiscal year end31-12
Abbreviation NL
P.H.S.
Activities, NACEBEL 2025
55203Holiday cottages, homes and apartments
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.