Result
€59,954 ▼ 55.8%
The result fell in 2025 from €135,749 to €59,954.
Premium Construct
Overview
Lifetime
2 annual accounts with figures on one time axispeak of €207,725 in 2024
€105,829▼ 49.1%
peak of €135,749 in 2024
€59,954▼ 55.8%
peak of €197,703 in 2025
€197,703▲ 43.5%
€456,120▲ 23.7%
Board1 name since 2023
1 director
Documentsfilings and deeds
09-07-202622 days before the deadline
2025abbreviated format
Gross margin from €207,725 to €105,829Result from €135,749 to €59,954Equity from €137,749 to €197,703Debts from €368,721 to €456,120Investments €145,718
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,135 companies had the same profile as Premium Construct has now. Each dot stands for 8 companies, two years later.
97.0%
were still trading
2.1%
stopped another way
0.8%
went bankrupt
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,135 companies, not a prediction for Premium Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0802509803
Incorporation
Founding capital of €2,000, 1,000 shares · Founder: · Appointment: (director) · published on 09-06-2023 · Gazette deed
First establishment
Graaf de T'Serclaesstraat 16, Linter
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Premium Construct Linter | €653,823 | €105,829 | 30.2% | - |
| NP TOITURE Bastogne | €717,537 | €127,281 | 17.3% | - |
| M&M BOUW EN RENOVATIE Wingene | €715,105 | €92,619 | 0.7% | - |
| UB GROUP Antwerp | €617,802 | €126,118 | 17.4% | - |
| ARMAND TOITURES La Hulpe | €773,565 | €120,758 | 20.0% | - |
| TOITURES CARO Theux | €597,503 | €126,416 | 8.2% | - |
| KRIS HEYNDRICKX Blankenberge | €488,891 | €124,543 | 33.3% | - |
These companies have the same main activity as Premium Construct: roofing work (NACE 43410). They are comparable in size and age: total assets between €489,000 and €774,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 07-06-2023Normal situation
- Activity
- Roofing workNACE 43410and 1 other
- Establishment unit
- 2.345.838.4963350 Linter, since 07-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €105,829▼ 49.1%
- €59,954▼ 55.8%
- €197,703▲ 43.5%
- €653,823▲ 29.1%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on Premium Construct
Premium Construct has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €197,703 and a net result of €59,954.
Its solvency ranks better than 33% of 9,285 sector peers (NACE 43) in financial year 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 09-07-2026, 22 days before the deadline€105,829
▼ 49.1%
€88,182
▼ 54.8%
€59,954
▼ 55.8%
€362,058
▲ 26.0%
30.2%
▲ 3.0 percentage points
4.11
▲ 1.46
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €370,000. Estimated: probably between €250,000 and €710,000.
Balance sheet
balance sheet total €653,823 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
30.2%
Higher than 33% of 9,285 companies in 2025.
4.11
Higher than 83% of 9,208 companies in 2025.
9.2%
Higher than 65% of 9,253 companies in 2025.
Premium Construct
Middle half of the sector
80% of the sector
Abbreviated accounts in specialised construction (NACE 43)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
653,823 | 506,470 | |
21/28 |
175,340 | 44,723 | |
22/27 |
34,264 | 44,723 | |
24 |
34,264 | 44,723 | |
28 |
141,076 | - | |
29/58 |
478,483 | 461,747 | |
40/41 |
216,496 | 238,447 | |
40 |
209,023 | 217,606 | |
41 |
7,473 | 20,841 | |
54/58 |
261,986 | 223,299 | |
| Balance sheet: equity and liabilities | |||
10/49 |
653,823 | 506,470 | |
10/15 |
197,703 | 137,749 | |
10/11 |
2,000 | 2,000 | |
13 |
195,703 | 135,749 | |
133 |
195,703 | 135,749 | |
17/49 |
456,120 | 368,721 | |
17 |
16,815 | 23,073 | |
170/4 |
16,815 | 23,073 | |
42/48 |
116,425 | 174,422 | |
42 |
6,258 | 6,007 | |
44 |
8,707 | 101,601 | |
440/4 |
8,707 | 101,601 | |
45 |
101,382 | 66,736 | |
450/3 |
83,832 | 63,236 | |
454/9 |
17,550 | 3,500 | |
47/48 |
78 | 78 | |
492/3 |
322,879 | 171,226 | |
| Income statement | |||
9900 |
105,829 | 207,725 | |
630 |
15,101 | 10,763 | |
640/8 |
2,546 | 2,082 | |
9901 |
88,182 | 194,880 | |
65/66B |
2,381 | 1,145 | |
65 |
2,381 | 1,145 | |
9903 |
85,800 | 193,735 | |
67/77 |
25,846 | 57,986 | |
9904 |
59,954 | 135,749 | |
9905 |
59,954 | 135,749 | |
| Appropriation of the result | |||
9906 |
59,954 | 135,749 | |
691/2 |
59,954 | 135,749 | |
6921 |
59,954 | 135,749 | |
| Document | |||
The notes to these accounts have 14 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 09-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 103,283 | 205,643 | ||
| 75,055 | 146,512 | ||
| 145,718 | 55,486 | ||
| 38,687 | - | ||
| 362,058 | 287,324 | ||
| 30.2% | 27.2% | ||
| 4.11 | 2.65 | ||
| 2.31 | 2.68 | ||
| 30.3% | 98.5% | ||
| 9.2% | 26.8% | ||
| 43.37 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €4,642 | €55,486 |
| Financial fixed assets | €141,076 | - |
| €15,101 | €10,763 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on Premium Construct
The operating result for 2025 is 55% lower than in 2024.
Debt's share of the balance-sheet total falls from 72.8% to 69.8%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporation- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Indien de vennootschap door meer dan één bestuurders wordt bestuurd, mag iedere bestuurder, alleen optredend, alle handelingen stellen die…”deed of 09-06-2023
Mandates through the years
1 name, the dashed line is todayDirector
Board
Mandates as a list
-
- Director, appointed by deed of 09-06-2023, still in office
Control
Founder
This company
Premium Construct
Equity €197,703
Profit €59,954 in 2025
Capital
- Contribution
- €2,000
- Shares
- 1,000
- Contribution per share
- €2
- Equity per share
- €198 in 2025
- Source
- deed of 09-06-2023
Articles of association
deed of 09-06-2023 (in Dutch)- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00
Shareholders
At incorporation
deed of 09-06-2023 ↗
- 1,000 shares (100%) · €2,000
Network & group
No group
Premium Construct has no parent and no holdings in its annual accounts. is the only director. Premium Construct shares no director with another company.
Timeline
Timeline
6 events since 2023Filings
Financial
Establishments
2023202420252026
The 2026 accounts are due by 31-07-2027.
2026
Annual accounts 2025 filed NBBabbreviated format · 22 days before the deadline
2025
Equity above €150,000 equity €197,703 ▲43.5% With a profit in every financial year since 2024, equity grows to €197,703.
Annual accounts 2024 filed PDFabbreviated format · 20 days late
2023
Registered in the Peppol Directory Reachable for e-invoices through 0208:0802509803
IncorporationFounding capital of €2,000, 1,000 shares · Founder: · Appointment: (director) · published on 09-06-20235 points ▸
- Founder,
- Registered office clause, Graaf De T’Serclaesstraat 16, 3350 Linter
- Founding capital, €2,000, 1,000 shares
- holds 1,000 shares
- Director appointment,
- The deed holds 4 more points.
First establishment Graaf de T'Serclaesstraat 16, Linter
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0802.509.803
- VAT number
- BE 0802.509.803
- Peppol ID
- 0208:0802509803
- Other Peppol ID
- 9925:BE0802509803
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-06-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00deed of 09-06-2023 (in Dutch)
- Peppol
- Reachable since 24-11-2023Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Premium Construct in Dutch
- Entity type
- Legal entity
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 09-06-2023 (in Dutch)
Activities
NACEBEL 202543410
Roofing work main activity
Codes under NACEBEL 2008
43910
Specialised construction activities main activity
43299
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Onderhouds- en herstellingswerken van mechanische aard voor rekening van derden; Ontwikkeling van residentiële bouwprojecten; Ontwikkeling…”deed of 09-06-2023 (in Dutch)
86 activities
- Onderhouds- en herstellingswerken van mechanische aard voor rekening van derden
- Ontwikkeling van residentiële bouwprojecten
- Ontwikkeling van niet-residentiële bouwprojecten
- Algemene bouw van residentiële gebouwen
- Algemene bouw van kantoorgebouwen
- Algemene bouw van andere niet-residentiële gebouwen
- Bouw van autowegen,straten en andere wegen en paden voor voertuigen en voetgangers(inclusief het plaatsen van vangrails)
- Boren en aanleggen van waterputten,graven van mijnschachten
- Aanleg van telecommunicatielijnen en -netten
- Slopen
- Bouwrijp maken van terreinen
- Grondverzet: graven,ophogen,egaliseren en nivelleren van bouwterreinen,graven van sleuven en geulen,verwijderen van rotsen,grondverzet met behulp van explosieven
- Ruimen van bouwterreinen
- Elektrotechnische installatiewerken aan gebouwen
- Installatie van de bedrading voor telefooninstallaties en computersystemen
- Elektrotechnische installatiewerken,uitgezonderd aan gebouwen
- Loodgieterswerk
- Installatie van verwarming,klimaatregeling en ventilatie
- Isolatiewerkzaamheden
- Aanbrengen in gebouwen en andere bouwwerken van thermische isolatiemateriaal - isolatiemateriaal tegen geluid en trillingen
- Isolatiewerkzaamheden aan verwarmingsleidingen en leidingen van koelsystemen
- Isolatie van koelkamers en -pakhuizen
- Overige bouwinstallatie,n.e.g.
- Installatie van stores en zonneschermen
- Installatie van antennes en bliksemafleiders
- Stukadoorswerk
- Schrijnwerk
- Montage van buiten- en binnenschrijnwerk van hout of van kunststof: deuren,vensters,kozijnen,trappen,muurkasten,inbouwkeukens,winkelinrichtingen,enz.
- Installatie van al dan niet verplaatsbare tussenwanden,bekleding van wanden,plafonds,enz. in hout of kunststof
- Installatie van garagepoorten,luiken,zonneblinden,traliewerk,hekken,enz.,in hout of kunststof
- Installatie van geblindeerde deuren en brandwerende deuren in hout of kunststof
- Montage van serres,veranda's,enz.,in hout of kunststof
- Montage van buiten- en binnenschrijnwerk in metaal: deuren,vensters,kozijnen,trappen,muurkasten,inbouwkeukens,winkelinrichtingen,enz.
- Installatie van al dan niet verplaatsbare tussenwanden,de bekleding van wanden,plafonds,enz.,in metaal
- Installatie van garagepoorten,luiken,zonneblinden,traliewerk,hekken,enz.,in metaal
- Installatie van geblindeerde deuren en brandwerende deuren in metaal
- Montage van serres,veranda's enz. in metaal
- Montage van buiten- en binnenschrijnwerk van kunststof
- Installatie van binnendeuren,scheidingswanden enz. van glas
- Plaatsen van tussenwanden van gipsplaten
- Plaatsen van vloer- en wandtegels
- Plaatsen van vloerbedekking en wandbekleding van hout
- Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen
- Schilderen van gebouwen
- Schilderen van civieltechnische werken
- Overige werkzaamheden in verband met de afwerking van gebouwen
- Reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden
- Overige werkzaamheden in verband met de afwerking van gebouwen,n.e.g
- Dakwerkzaamheden
- Bouw van daken
- Plaatsen van dakbedekking van ongeacht welk materiaal
- Plaatsen van dakgoten en regenafvoerbuizen
- Waterdichtingswerken van muren
- Waterdicht maken van daken en dakterrassen
- Behandelen van muren met vochtwerende en waterafstotende producten
- Gevelreiniging
- Gevelreiniging door middel van zandstralen,met behulp van stoom,enz.
- Bouw van sierschouwen en open haarden
- Uitvoeren van voegwerken
- Chapwerken
- Overige gespecialiseerde bouwwerkzaamheden
- Bouwen van funderingen,inclusief heien
- Monteren van niet-zelfvervaardigde metalen constructiewerken
- Uitvoeren van hijs- en hefwerkzaamheden voor rekening van derden
- Optrekken en afbreken van steigers en werkplatforms
- Handelsbemiddeling in hout en bouwmaterialen
- Groothandel in bouwmaterialen,algemeen assortiment
- Groothandel in hout
- Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen,algemeen assortiment
- Algemene reiniging van gebouwen
- Overige reiniging van gebouwen; industriële reiniging
- Reinigen van het interieur van allerlei gebouwen: kantoren,fabrieken,werkplaatsen,allerlei commerciële gebouwen,appartementsgebouwen,enz.
- Lappen van ramen
- Schoorsteenvegen en het schoonmaken van vuurplaatsen,kachels,ovens,ketels van centrale verwarming,ventilatiekanalen en uitlaatsystemen
- Administratieve en ondersteunende activiteiten ten behoeve van kantoren en overige zakelijke activiteiten
- Overige zakelijke dienstverlening,n.e.g.
- Overige vormen van onderwijs
- Overige onderwijsondersteunende dienstverlening
- Exploitatie van en handel in onroerend goed
- Handel in eigen onroerend goed
- Verhuur en exploitatie van eigen of geleased onroerend goed
- Bemiddeling in en beheer van onroerend goed voor een vast bedrag of op contractbasis
- Bemiddeling in onroerend goed
- Beheer van onroerend goed voor een vast bedrag of op contractbasis
- Het voor eigen rekening aankopen,verkopen,oprichten,laten oprichten,verhuren,in vruchtgebruik geven,opstal verlenen van onroerende goederen in de meest ruime zin
- Het aanleggen,oordeelkundig uitbouwen en beheren van een onroerend en roerend vermogen; alle verrichtingen met betrekking tot onroerende en roerende goederen en rechten,van welke aard ook,zoals de aan- en verkoop,de huur en verhuur,de ruil,het beheer en de valorisatie van alle verhandelbare papieren,obligaties,en dergelijke. Het verwerven en aanhouden van participaties in eender welke vorm,in alle bestaande of op te richten industriële,commerciële,financiële,landbouw- of immobiliënondernemingen,het stimuleren,de planning en coördinatie van de ontwikkeling van de vennootschappen en ondernemingen,waarin ze een participatie aanhoudt; het deelnemen aan hun beheer,bestuur,vereffening en toezicht alsmede het verlenen van technische,administratieve en financiële bijstand aan deze vennootschappen en ondernemingen
Registered office and establishments
1 establishment| Establishment | Start date | Unit number |
|---|---|---|
| Graaf de T'Serclaesstraat 16 registered office 3350 Linter | 07-06-2023 | 2.345.838.496 |
Buildings and parcels at the address
- Ground area
- 347 m²
- Buildings
- 64 m²
- Volume, LiDAR
- 440 m³
- Tallest building
- 8.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24128C0445/00X000 | 347 m² | 1 · 64 m² | 8.2 m · 2 |
Contact
E-mail
premiumconstruct@info.be
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0802.509.803