Financials
- Fiscal year
- 2025
- Total assets
- €137,334
- Profit
- €5,964
- Solvency
- 40.8%
PREMIUM BUILD
ActiveSummary
PREMIUM BUILD has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,964 and a net result of €5,964. Its solvency ranks better than 47% of 9,066 sector peers (NACE 41, fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
General construction of other non-residential buildings
NACE 41003
1 site
Size
€137,334total assets 2025
- Equity
- €55,964
- Profit
- €5,964
Turnover not published (abridged schema)
Structure
Accounts filed 17 days late0 of 1 deed read
Why 68- Founded in 2025- Sector Construction of residential and non-residential buildings (NACE 41)- Size: total assets €137,334+ Liquidity: current ratio 1.64, cash €100,336Show the evidence
Checked score
Score 2025
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 57% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency
66
equity 40.8% of total assets
Liquidity
69
short-term debt 59.2% · cash 73.1%
Profitability
74
return on assets 4.3%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 3.6%
07-2026: 3.7%▲ +0.1 percentage points vs 06-2026
08-2026: 3.8%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.9%▼ -2.9 percentage points vs 08-2026lowest value
10-2026: 0.9%● unchanged vs 09-2026
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 1.64; short-term debt: 59.2% and cash: 73.1% of total assets), but 59.2% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 48% on solvency, 74% on liquidity and 50% on profitability.
The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
17 days late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of other non-residential buildingsNACE 41003
- Founded
- 09-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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