PREMIUM
ActiveSummary
PREMIUM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.4m and a net result of €126,968. Equity is growing by ~4.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).
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Signals
This company filed its last 7 accounts on average 40 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, full schema
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Peer companies
Historical observationOf the 544 companies that looked in July 2024 the way this one looks now, 0% went bankrupt within 24 months and 93% are still going.
- Medium-sized
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.9% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 544 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €868 | €868 | €12,183 | €968 | €1,048 | ▲ 8.4% |
| Gross operating margin9900 | €199,568 | €286,091 | -€6,427 | -€8,479 | -€9,320 | ▼ 9.9% |
| Operating profit (loss)9901 | €198,700 | €285,223 | -€18,610 | -€9,446 | -€10,368 | ▼ 9.8% |
| Financial income75/76B | €984 | €153,853 | €222,129 | €223,029 | €180,755 | ▼ 19.0% |
| Recurring financial income75 | €984 | €150,019 | €222,129 | €223,029 | €180,755 | ▼ 19.0% |
| Non-recurring financial income76B | €0 | €3,834 | €0 | - | - | - |
| Financial charges65/66B | €19,912 | €7,764 | €702 | €817 | €760 | ▼ 7.0% |
| Recurring financial charges65 | €19,912 | €7,764 | €702 | €817 | €760 | ▼ 7.0% |
| Profit (loss) for the period before taxes9903 | €179,773 | €431,312 | €202,817 | €212,766 | €169,626 | ▼ 20.3% |
| Income taxes67/77 | €33,000 | €78,876 | €53,709 | €54,855 | €42,658 | ▼ 22.2% |
| Profit (loss) for the period9904 | €146,773 | €352,436 | €149,109 | €157,911 | €126,968 | ▼ 19.6% |
| Profit (loss) for the period to be appropriated9905 | €146,773 | €352,436 | €149,109 | €157,911 | €126,968 | ▼ 19.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €7.2m | €6.0m | €6.2m | €6.3m | €6.4m | ▲ 1.3% |
| Fixed assets21/28 | €6.9m | €0 | - | - | - | - |
| Financial fixed assets28 | €6.9m | €0 | - | - | - | - |
| Current assets29/58 | €377,724 | €6.0m | €6.2m | €6.3m | €6.4m | ▲ 1.3% |
| Amounts receivable within one year40/41 | €234,324 | €6.0m | €6.2m | €6.3m | €6.4m | ▲ 1.3% |
| Trade receivables40 | €0 | €8,092 | €0 | - | - | - |
| Other amounts receivable41 | €234,324 | €6.0m | €6.2m | €6.3m | €6.4m | ▲ 1.3% |
| Cash at bank and in hand54/58 | €143,400 | €13,033 | €11,989 | €11,824 | €11,269 | ▼ 4.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €7.2m | €6.0m | €6.2m | €6.3m | €6.4m | ▲ 1.3% |
| Equity10/15 | €5.6m | €6.0m | €6.1m | €6.3m | €6.4m | ▲ 2.0% |
| Contributions10/11 | €1.4m | €1.4m | €1.4m | €1.4m | €1.4m | = |
| Capital10 | €1.4m | €1.4m | €1.4m | €1.4m | €1.4m | = |
| Issued capital100 | €1.4m | €1.4m | €1.4m | €1.4m | €1.4m | = |
| Reserves13 | €4.2m | €4.6m | €4.7m | €4.9m | €5.0m | ▲ 2.6% |
| Non-distributable reserves130/1 | €84,000 | €84,000 | €91,455 | €99,351 | €105,699 | ▲ 6.4% |
| Legal reserve130 | €84,000 | €84,000 | €91,455 | €99,351 | €105,699 | ▲ 6.4% |
| Distributable reserves133 | €4.1m | €4.5m | €4.6m | €4.8m | €4.9m | ▲ 2.5% |
| Amounts payable17/49 | €1.6m | €46,035 | €57,025 | €60,639 | €13,482 | ▼ 77.8% |
| Amounts payable after more than one year17 | €0 | - | - | - | - | - |
| Financial debts170/4 | €0 | - | - | - | - | - |
| Amounts payable within one year42/48 | €1.6m | €46,035 | €56,065 | €59,928 | €13,392 | ▼ 77.7% |
| Current portion of amounts payable after more than one year42 | €214,866 | €0 | - | - | - | - |
| Financial debts43 | €0 | - | €65 | €0 | €25 | - |
| Credit institutions430/8 | €0 | - | €65 | €0 | €25 | - |
| Trade debts44 | €3,547 | €9,112 | €2,000 | €5,801 | €5,635 | ▼ 2.9% |
| Suppliers440/4 | €3,547 | €9,112 | €2,000 | €5,801 | €5,635 | ▼ 2.9% |
| Taxes, remuneration and social security45 | €33,000 | €36,876 | €54,000 | €54,127 | €7,732 | ▼ 85.7% |
| Taxes450/3 | €33,000 | €36,876 | €54,000 | €54,127 | €7,732 | ▼ 85.7% |
| Other amounts payable47/48 | €1.4m | €47 | €0 | - | - | - |
| Accrued charges and deferred income492/3 | €18,856 | €0 | €960 | €711 | €89 | ▼ 87.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €146,773 | €352,436 | €149,109 | €157,911 | €126,968 | ▼ 19.6% |
| Operating cash flow (approximation) | €146,773 | €352,436 | €149,109 | €157,911 | €126,968 | ▼ 19.6% |
| Investment in fixed assets (approximation) | - | €6.9m | - | - | - | - |
| Change in cash | - | -€130,367 | -€1,044 | -€166 | -€554 | ▼ 235% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
17-09
State Gazette act
Reappointment: Z.F. Holding (director)Permanent representatives: Michel Cordier, Jean-Jacques Fourmaux and Jean-Marc Zodo10 facts ▸
- General meeting, 05-06-2026
- Director reappointment, Z.F. Holding (director)
- Permanent representative, Michel Cordier (permanent representative)
- Director in office, Z.F. Holding (director)
- Director in office, E2C SRL (director)
- Permanent representative, Jean-Jacques Fourmaux (permanent representative)
- Director in office, ZF HOLDING (director)
- Permanent representative, Michel Cordier (permanent representative)
- Director in office, HD BIKE SA (director)
- Permanent representative, Jean-Marc Zodo (permanent representative)
17-07
State Gazette act
Reappointments: HD BIKE (director) and E2C (director)Permanent representatives: Jean-Marie ZODO, Jean-Jacques FOURMAUX and 2 others12 facts ▸
- General meeting, 02-06-2023
- Director reappointment, HD BIKE (director)
- Director reappointment, E2C (director)
- Permanent representative, Jean-Marie ZODO
- Permanent representative, Jean-Jacques FOURMAUX (permanent representative)
- Board meeting, 02-06-2023
- Director reappointment, HD BIKE (managing director)
- Board composition, E2C (director)
- Board composition, ZF HOLDING (director)
- Permanent representative, Michel Cordier (permanent representative)
- Board composition, HD BIKE (director)
- Permanent representative, Jean-Marc Zodo (permanent representative)
Show earlier events
About the unread acts
Of the 12 Belgian State Gazette acts we know for this company, 2 have been read. The other 10 have not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
Board 4
Day-to-day management 1
Permanent representatives 2
Not every act has been read: a resignation may be missing here
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57060A0192/00F000 | Wallonia | 2,294 m² | 1 · 131 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Mandate history
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| E2C |
|
| HD BIKE |
|
| Z.F. Holding |
|
| E2Cfrom an act |
|
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2021 list no shareholders, and no other source names one.
Holdings 1
-
99.93%
According to the 2021 annual accounts of PREMIUM and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.