PREMIER STYLE
ActiveSummary
PREMIER STYLE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €389,214 and a net result of €32,479. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 11547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-6
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 8.37 against 6.71 in 2024; short-term debt: 10.6% and cash: 56.1% of total assets), and 10.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.4%
Return on assets
7.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
74 d late
2023
31 d late
2022
54 d early
2021
53 d early
2020
52 d early
2019
54 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 June (4 of the last 5 filed years within 85 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€387,976▼ 14.2%
2024 · €452,279
EBIT margin
8.9%▼ 2.2pp
2024 · 11.0%
Net result
€32,479▼ 44.3%
2024 · €58,325
Working capital
€340,426▲ 14.1%
2024 · €298,375
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€452,279€387,976▼ 14.2%
Operating result€9,083€59,216▲ 552%€60,048▲ 1.4%€49,929▼ 16.9%€34,389▼ 31.1%
Net result€14,999within the sector's middle half€54,569above the sector's middle half▲ 264%€53,444above the sector's middle half▼ 2.1%€58,325above the sector's middle half▲ 9.1%€32,479above the sector's middle half▼ 44.3%
EBIT margin11.0%8.9%▼ 2.2pp
Equity€190,396above the sector's middle half▲ 8.6%€244,966above the sector's middle half▲ 28.7%€298,410above the sector's middle half▲ 21.8%€356,734above the sector's middle half▲ 19.5%€389,214above the sector's middle half▲ 9.1%
Total assets€205,252within the sector's middle half▼ 14.8%€269,109within the sector's middle half▲ 31.1%€323,117within the sector's middle half▲ 20.1%€408,974above the sector's middle half▲ 26.6%€435,396above the sector's middle half▲ 6.5%
Debt€14,856▼ 77.4%€24,143▲ 62.5%€24,708▲ 2.3%€52,240▲ 111%€46,182▼ 11.6%
Working capital€189,007above the sector's middle half▲ 12.8%€244,271above the sector's middle half▲ 29.2%€267,386above the sector's middle half▲ 9.5%€298,375above the sector's middle half▲ 11.6%€340,426above the sector's middle half▲ 14.1%
Solvency92.8%above the sector's middle half▲ 20.0pp91.0%above the sector's middle half▼ 1.7pp92.4%above the sector's middle half▲ 1.3pp87.2%above the sector's middle half▼ 5.1pp89.4%above the sector's middle half▲ 2.2pp
Current ratio13.72above the sector's middle half▲ 10.1711.12above the sector's middle half▼ 2.6111.82above the sector's middle half▲ 0.706.71above the sector's middle half▼ 5.118.37above the sector's middle half▲ 1.66
Return on assets (ROA)7.3%within the sector's middle half▲ 34.0pp20.3%above the sector's middle half▲ 13.0pp16.5%above the sector's middle half▼ 3.7pp14.3%above the sector's middle half▼ 2.3pp7.5%within the sector's middle half▼ 6.8pp
Staff (FTE)1.8=1.2▼ 33.3%0.8
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €435,396
Fixed assets
€48,788 ▼ 16.4%
Current assets
€386,608 ▲ 10.3%
Equity and liabilities €435,396
Equity
€389,214 ▲ 9.1%
Debt
€46,182 ▼ 11.6%
Debt's share of the balance-sheet total falls from 12.8% to 10.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45,975▼
2024 · €57,024
Cash flow
€44,065▼
2024 · €65,420
Quick ratio
6.22▲
2024 · 3.61
Debt to equity
0.12▼
2024 · 0.15
ROE
8.3%▼
2024 · 16.3%
Interest coverage
17.37▲
2024 · 8.96
Debt ≤ 1 year
€46,182▼
2024 · €52,240
Staff costs
€25,017▼
2024 · €35,265
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €452,279 | €387,976 | ▼ 14.2% |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €342,864 | €315,517 | ▼ 8.0% |
| Remuneration, social security and pensions62 | €5,119 | €19,204 | €30,919 | €35,265 | €25,017 | ▼ 29.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,384 | €695 | - | €7,095 | €11,586 | ▲ 63.3% |
| Other operating charges640/8 | €323 | €454 | €722 | €17,126 | €1,468 | ▼ 91.4% |
| Gross operating margin9900 | €20,908 | €79,568 | €91,689 | €109,415 | €72,460 | ▼ 33.8% |
| Operating profit (loss)9901 | €9,083 | €59,216 | €60,048 | €49,929 | €34,389 | ▼ 31.1% |
| Financial income75/76B | €6,934 | - | €3,596 | €18,979 | €1,531 | ▼ 91.9% |
| Recurring financial income75 | €6,934 | - | €3,485 | €18,979 | €331 | ▼ 98.3% |
| Non-recurring financial income76B | - | - | €111 | - | €1,200 | - |
| Financial charges65/66B | €774 | €2,647 | €5,456 | €6,362 | €3,440 | ▼ 45.9% |
| Recurring financial charges65 | €774 | €2,647 | €5,456 | €6,362 | €2,646 | ▼ 58.4% |
| Non-recurring financial charges66B | - | - | - | - | €794 | - |
| Profit (loss) for the period before taxes9903 | €15,243 | €56,569 | €58,187 | €62,546 | €32,479 | ▼ 48.1% |
| Income taxes67/77 | €244 | €2,000 | €4,743 | €4,221 | - | - |
| Profit (loss) for the period9904 | €14,999 | €54,569 | €53,444 | €58,325 | €32,479 | ▼ 44.3% |
| Profit (loss) for the period to be appropriated9905 | €14,999 | €54,569 | €53,444 | €58,325 | €32,479 | ▼ 44.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €205,252 | €269,109 | €323,117 | €408,974 | €435,396 | ▲ 6.5% |
| Fixed assets21/28 | €1,389 | €695 | €31,024 | €58,360 | €48,788 | ▼ 16.4% |
| Tangible fixed assets22/27 | €1,389 | €695 | €31,024 | €58,360 | €48,788 | ▼ 16.4% |
| Plant, machinery and equipment23 | - | - | - | - | €1,615 | - |
| Furniture and vehicles24 | - | - | - | €31,636 | €24,750 | ▼ 21.8% |
| Other tangible fixed assets26 | €1,389 | €695 | €31,024 | €26,724 | €22,424 | ▼ 16.1% |
| Current assets29/58 | €203,863 | €268,414 | €292,093 | €350,615 | €386,608 | ▲ 10.3% |
| Stocks and contracts in progress3 | €67,054 | €68,767 | €151,788 | €162,113 | €99,338 | ▼ 38.7% |
| Stocks30/36 | €67,054 | €68,767 | €151,788 | €162,113 | €99,338 | ▼ 38.7% |
| Amounts receivable within one year40/41 | €4,894 | €15,859 | €28,557 | €19,444 | €38,019 | ▲ 95.5% |
| Trade receivables40 | €1,864 | €13,049 | €5,256 | €15,488 | €34,063 | ▲ 120% |
| Other amounts receivable41 | €3,030 | €2,810 | €23,301 | €3,956 | €3,956 | = |
| Cash at bank and in hand54/58 | €131,773 | €183,553 | €110,185 | €169,058 | €244,297 | ▲ 44.5% |
| Deferred charges and accrued income490/1 | €141 | €235 | €1,564 | - | €4,954 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €205,252 | €269,109 | €323,117 | €408,974 | €435,396 | ▲ 6.5% |
| Equity10/15 | €190,396 | €244,966 | €298,410 | €356,734 | €389,214 | ▲ 9.1% |
| Contributions10/11 | €44,000 | €44,000 | €44,000 | €44,000 | €44,000 | = |
| Capital10 | €44,000 | €44,000 | €44,000 | - | - | - |
| Issued capital100 | €44,000 | €44,000 | €44,000 | - | - | - |
| Reserves13 | €104,400 | €104,400 | €104,400 | €104,400 | €104,400 | = |
| Non-distributable reserves130/1 | €4,400 | €4,400 | €4,400 | €4,400 | €4,400 | = |
| Legal reserve130 | €4,400 | €4,400 | €4,400 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €4,400 | €4,400 | = |
| Tax-exempt reserves132 | €18,750 | €18,750 | €18,750 | €18,750 | €18,750 | = |
| Distributable reserves133 | €81,250 | €81,250 | €81,250 | €81,250 | €81,250 | = |
| Profit (loss) carried forward14 | €41,996 | €96,566 | €150,010 | €208,334 | €240,814 | ▲ 15.6% |
| Amounts payable17/49 | €14,856 | €24,143 | €24,708 | €52,240 | €46,182 | ▼ 11.6% |
| Amounts payable within one year42/48 | €14,856 | €24,143 | €24,708 | €52,240 | €46,182 | ▼ 11.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €8,220 | €1,419 | ▼ 82.7% |
| Trade debts44 | €7,918 | - | €7,328 | €21,932 | €15,031 | ▼ 31.5% |
| Suppliers440/4 | €7,918 | - | €7,328 | €21,932 | €15,031 | ▼ 31.5% |
| Taxes, remuneration and social security45 | €3,542 | €18,862 | €12,098 | €6,716 | €29,237 | ▲ 335% |
| Taxes450/3 | €297 | €12,600 | €4,372 | €4,515 | €25,854 | ▲ 473% |
| Remuneration and social security454/9 | €3,245 | €6,262 | €7,727 | €2,201 | €3,383 | ▲ 53.7% |
| Other amounts payable47/48 | €3,396 | €5,282 | €5,282 | €15,371 | €496 | ▼ 96.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,999 | €54,569 | €53,444 | €58,325 | €32,479 | ▼ 44.3% |
| + Depreciation and write-downs630 | €6,384 | €695 | - | €7,095 | €11,586 | ▲ 63.3% |
| Operating cash flow (approximation) | €21,383 | €55,264 | €53,444 | €65,420 | €44,065 | ▼ 32.6% |
| Investment in fixed assets (approximation) | - | €0 | -€30,329 | -€34,431 | -€2,014 | ▲ 94.1% |
| Change in cash | - | €51,780 | -€73,368 | €58,872 | €75,240 | ▲ 27.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 74 days late
2024
31-12
Financial
Highest result since 2018net €58,325 ▲9.1%
Net result €58,325, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200,000Eq €244,966 ▲28.7%
2 profitable years in a row build equity to €244,966.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €14,999
Net result €14,999 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 13.72
Current ratio from 3.55 to 13.72; short-term debt falls from €65,627 to €14,856.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€64,233
Net result drops to -€64,233, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 2000
Ground area
905 m²
Building footprint
335 m²
Volume, LiDAR
2,577 m³
2 parcels, Brussels, Flanders · tallest building 19.0 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
Brogniezstraat 102, 1070 Anderlecht
since 20002.100.816.595
Borgwormsesteenweg 18, 3891 Gingelom
since 20002.100.816.694
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71039A0850/00Z000 | Flanders | 722 m² | 1 · 152 m² | 8.1 m · 2 fl. |
| 21305B0204/00F029 | Brussels | 184 m² | 1 · 183 m² | 19.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CRIVER
BE 0472.774.436
Schaarbeek · Eq €386,137
A.C. GALLERY
BE 0414.933.633
Wezembeek-Oppem · Eq €385,920
SUN STORES.BE
BE 0477.862.382
Sint-Jans-Molenbeek · Eq €385,441
Marc VANDEVEN
BE 0429.464.233
Leuven · Eq €385,133
Brutex
BE 0402.127.257
Vosselaar · Eq €384,646
Of 686 companies in this sector we hold annual accounts for 517. 396 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded13-04-2000
Fiscal year end31-12
Activities, NACEBEL 2025
46412Wholesale of household textiles and bedding
46423Wholesale of clothing, excluding workwear and underwear
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0471690412
Registered
09-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.