Equity
€36,049 from €157,721 in 2018
Equity fell by 77% in 7 years.
PREMACO
Lifetime
19 annual accounts with figures on one time axispeak €110,706 (2017)
€13,232▲ €17,933
lowest -€26,921 (2024)
-€10,552▲ €16,369
peak €157,721 (2018)
€36,049▼ 22.6%
€17,174▼ 25.7%
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from -€4,702 to €13,232Loss of €10,552Equity from €46,601 to €36,049Debts from €23,114 to €17,174Cash from €2,282 to €1,396
Key points
from the 2025 annual accountsLosses
-€121,672 in seven years
Every financial year from 2019 to 2025 closed with a loss. 2024 was the heaviest.
Position in the sector
-€10,552
Lower net result than 90% of companies in head offices and management consultancy. Sector median €27,138 · 39,380 companies.
2025 accounts filed 31 days after the deadline
Checked score
80
Excellent
Financially stronger than 32% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.4%▼ -0.1 percentage points vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.6%▲ +0.1 percentage points vs 07-2025
09-2025: 0.7%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 0.3%▼ -0.4 percentage points vs 09-2025lowest value
11-2025: 0.3%● unchanged vs 10-2025lowest value
12-2025: 0.3%● unchanged vs 11-2025lowest value
01-2026: 0.3%● unchanged vs 12-2025lowest value
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026lowest value
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.3 percentage points vs 07-2026
09-2026: 0.5%▼ -0.1 percentage points vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €10,552, the second in a row (financial year 2025)
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €53,223
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 63% of them on solvency, 19% on liquidity, 23% on profitability and 21% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,831 companies had the same profile as PREMACO has now. Each dot stands for 15 companies, two years later.
84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PREMACO itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for PREMACO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.61 (0.35 in 2024), below 1. Short-term debt is 32.3% and cash 2.6% of total assets. 32.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10,552
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
23 days late
2022
38 days early
2021
61 days late
2020
2 days late
2019
88 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0884289810
New establishment in Lochristi
Domisil, Axelsvaardeken 39
First establishment
Axelsvaardeken 41, Lochristi
Incorporation
published on 24-10-2006 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PREMACO Lochristi | €53,223 | €13,232 | 67.7% | - |
| ASTERIAN Nazareth-De Pinte | €51,686 | €12,505 | 48.6% | - |
| CREATIVE BRAINWAVE Zele | €54,535 | €13,620 | 79.6% | - |
| NEW VOSCO Aalter | €66,545 | €12,818 | -18.6% | - |
| ABITO CONSULTING Oudenaarde | €67,825 | €13,891 | 61.6% | - |
| HORTUS NOBILIS Halle | €54,809 | €13,823 | 89.5% | - |
| Be & Be Braine-l'Alleud | €53,351 | €13,985 | 86.6% | - |
These companies have the same main activity as PREMACO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €51,700 and €67,800, founded between 2005 and 2007.
Official details
Source: KBO- Status
- Active since 10-10-2006Normal situation
- Activity
- Business and other management consultancyNACE 70200and 3 others
- Establishment units
- 2.157.165.5789185 Lochristi, since 03-11-2006
- 2.194.296.0899185 Lochristi, since 21-06-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 28-11-2025
Insights on PREMACO
PREMACO files the micro format. That format states no turnover. The gross margin fell from €26,133 in 2007 to €13,232 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PREMACO
- What is the company number of PREMACO?
- The company number of PREMACO is 0884.289.810. The VAT number is the same number with BE in front: BE 0884.289.810.
- Where is PREMACO based?
- The registered office is at Axelsvaardeken 41, 9185 Lochristi.Company details
- What does PREMACO do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of PREMACO?
- PREMACO is a private limited company (pre-2019) (BVBA).
- When was PREMACO founded?
- PREMACO was founded on 10-10-2006.
- Is PREMACO still active?
- Yes, PREMACO is an active enterprise in the KBO register.
- What is the turnover of PREMACO?
- The turnover in financial year 2025 is ≈ €62,000. This figure is estimated from the gross margin of €13,232 and 205 comparable companies (NACE 70200). It probably lies between €30,000 and €120,000. It is a rough estimate.Financials
- Is PREMACO profitable?
- In financial year 2025, PREMACO made a loss of €10,552.
- Where can I find the annual accounts of PREMACO?
- PREMACO filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PREMACO due?
- PREMACO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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