PREGIOTEK
ActivePREGIOTEK has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €6k. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 81% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-22
Solvency100=
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 6.12 against 4.7 in 2024; short-term debt: 14.7% and cash: 54% of total assets), and 14.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.3%
Return on assets
4.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
53 d early
2024
27 d early
2023
40 d early
2022
26 d early
2021
24 d early
2020
33 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▼ 51.5%
2024 · €239k
2018: €193k
2019: €194k
2020: €279k
2021: €286k
2022: €203k
2023: €169k
2024: €239k
2018 → 2025
Total assets
€136k▼ 55.8%
2024 · €308k
2018: €253k
2019: €274k
2020: €522k
2021: €390k
2022: €271k
2023: €337k
2024: €308k
2018 → 2025
Net result
€6k▼ 90.9%
2024 · €70k
2018: €69k
2019: €-5k
2020: €93k
2021: €12k
2022: €-83k
2023: €17k
2024: €70k
2018 → 2025
Working capital
€102k▼ 55.5%
2024 · €229k
2018: €191k
2019: €191k
2020: €262k
2021: €261k
2022: €182k
2023: €152k
2024: €229k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€286k-€203k▼ 29.0%€169k▼ 16.4%€239k▲ 41.1%€116k▼ 51.5%
Operating result€16k-€-82k€15k€74k▲ 380%€9k▼ 87.8%
Net result€12k-€-83k€17k€70k▲ 318%€6k▼ 90.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€14k▼ 14.7%
Current assets
€122k▼ 58.1%
Equity and liabilities €136k
Equity
€116k▼ 51.5%
Debt
€20k▼ 70.9%
The debt ratio falls from 22.3% to 14.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €78k
Cash flow
€11k▼
2024 · €74k
Solvency
85.3%▲
2024 · 77.7%
Current ratio
6.12▲
2024 · 4.70
Quick ratio
6.12▲
2024 · 4.70
Debt / equity
0.17▼
2024 · 0.29
ROE
5.5%▼
2024 · 29.1%
ROA
4.7%▼
2024 · 22.6%
Interest coverage
7.74▼
2024 · 25.79
Debt
€20k▼
2024 · €68k
Debt ≤ 1 year
€20k▼
2024 · €62k
Income taxes
€3k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€308k€136k▼
Fixed assets21/28€16k€14k▼
Tangible fixed assets22/27€16k€13k▼
Furniture and vehicles24€5k€3k▼
Other tangible fixed assets26€10k€11k▲
Financial fixed assets28€705€455▼
Current assets29/58€291k€122k▼
Amounts receivable after more than one year29€79k€32k▼
Other amounts receivable291€79k€32k▼
Amounts receivable within one year40/41€84k€14k▼
Trade receivables40€71k€2k▼
Other amounts receivable41€13k€12k▼
Cash at bank and in hand54/58€124k€73k▼
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€308k€136k▼
Equity10/15€239k€116k▼
Contributions10/11€19k€19k=
Reserves13€217k€94k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€215k€92k▼
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€68k€20k▼
Amounts payable after more than one year17€7k-
Financial debts170/4€7k-
Amounts payable within one year42/48€62k€20k▼
Current portion of amounts payable after more than one year42€31k€7k▼
Trade debts44€10k€12k▲
Suppliers440/4€10k€12k▲
Taxes, remuneration and social security45€20k€1k▼
Taxes450/3€20k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€114k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€195k€15k▼
Operating profit (loss)9901€74k€9k▼
Financial income75/76B€7k€2k▼
Recurring financial income75€5k€2k▼
Non-recurring financial income76B€1k-
Financial charges65/66B€4k€2k▼
Recurring financial charges65€3k€2k▼
Non-recurring financial charges66B€623-
Profit (loss) for the period before taxes9903€77k€9k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€70k€6k▼
Profit (loss) for the period to be appropriated9905€70k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€10k▲
Profit (loss) brought forward from the previous period14P€-66k€3k▲
Transfer from equity791/2-€129k
Transfer to equity691/2-€5k
To other reserves6921-€5k
Profit to be distributed694/7-€130k
Return on contributions (dividend)694-€130k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 4.70
Current ratio from 1.91 to 4.70; short-term debt falls from €168k to €62k.
31-12
Financial
Equity above €200kEq €239k ▲41.1%
2 profitable years in a row build equity to €239k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-83k ▼787%
Net result drops to €-83k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €93k
Net result €93k after one loss-making year.
31-12
Financial
Equity above €200kEq €279k ▲43.9%
Equity rises from €194k to €279k.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 541050 BrusselGround area
1,807 m²
Building footprint
1,365 m²
Volume, LiDAR
35,442 m³
2 parcels, Brussels, Flanders · tallest building 33.9 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
Louizalaan 54, 1050 Elsene
since 20202.306.761.057
Vrijheidstraat 51, 1620 Drogenbos
since 20212.314.960.428
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0001/00L000 | Brussels | 1,625 m² | 1 · 1,286 m² | 33.9 m · 9 fl. |
| 22001B0093/00X011 | Flanders | 183 m² | 1 · 79 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COMITTY
BE 1011.154.328
Mettet · Eq €116k
AboveRF
BE 0770.725.574
Antwerpen · Eq €116k
NIPERTO
BE 0778.644.437
Lille · Eq €116k
Peak Software
BE 0646.679.895
Torhout · Eq €116k
BELIGUM
BE 0892.294.585
Gent · Eq €116k
Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 6,941 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2016
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@pregiotek.com
Phone:02 894 06 57