PREFINA
ActiveSummary
PREFINA has been active since 1967 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m and a net result of €226,051. Equity remains stable across the filed fiscal years (±0% per year). The computed 12-month bankruptcy probability is 0.4% (very low).
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Signals
This company filed its last 7 accounts on average 54 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,706 | €10,176 | - | - | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €26,536 | - | - |
| Other operating charges640/8 | - | €5,524 | €5,480 | €5,745 | €5,533 | ▼ 3.7% |
| Non-recurring operating charges66A | - | €50 | - | - | - | - |
| Gross operating margin9900 | -€37,146 | -€38,131 | -€44,357 | -€29,464 | -€24,306 | ▲ 17.5% |
| Operating profit (loss)9901 | -€101,755 | -€53,881 | -€49,837 | -€61,745 | -€29,839 | ▲ 51.7% |
| Financial income75/76B | - | €58,719 | €60,767 | €55,609 | €257,875 | ▲ 364% |
| Recurring financial income75 | €63,402 | €58,719 | €60,767 | €55,609 | €50,785 | ▼ 8.7% |
| Non-recurring financial income76B | - | - | - | - | €207,090 | - |
| Financial charges65/66B | - | €172 | €4,563 | €193 | €1,483 | ▲ 669% |
| Recurring financial charges65 | €371 | €290 | €4,563 | €193 | €1,226 | ▲ 536% |
| Non-recurring financial charges66B | - | -€118 | €4,563 | €193 | €257 | ▲ 33.4% |
| Profit (loss) for the period before taxes9903 | -€39,913 | €4,666 | €6,367 | -€6,329 | €226,552 | ▲ 3,680% |
| Income taxes67/77 | €448 | €452 | €453 | €474 | €501 | ▲ 5.8% |
| Profit (loss) for the period9904 | -€40,361 | €4,214 | €5,915 | -€6,803 | €226,051 | ▲ 3,423% |
| Profit (loss) for the period to be appropriated9905 | -€40,361 | €4,214 | €5,915 | -€6,803 | €226,051 | ▲ 3,423% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.8m | €2.9m | €2.8m | €2.8m | €2.0m | ▼ 28.9% |
| Fixed assets21/28 | €1.3m | €1.3m | €1.3m | €1.3m | €895,132 | ▼ 32.8% |
| Tangible fixed assets22/27 | €10,176 | - | - | - | - | - |
| Financial fixed assets28 | €1.3m | €1.3m | €1.3m | €1.3m | €895,132 | ▼ 32.8% |
| Current assets29/58 | €1.4m | €1.5m | €1.5m | €1.4m | €1.1m | ▼ 25.3% |
| Amounts receivable after more than one year29 | - | €895,103 | €820,121 | €905,369 | €544,608 | ▼ 39.8% |
| Other amounts receivable291 | - | €895,103 | €820,121 | €905,369 | €544,608 | ▼ 39.8% |
| Stocks and contracts in progress3 | €73,391 | €73,391 | €73,391 | €71,736 | €71,736 | = |
| Stocks30/36 | - | €73,391 | €73,391 | €71,736 | €71,736 | = |
| Amounts receivable within one year40/41 | €435,216 | €454,725 | €448,359 | €373,213 | €298,958 | ▼ 19.9% |
| Trade receivables40 | - | €121,182 | €129,070 | €80,676 | €73,350 | ▼ 9.1% |
| Other amounts receivable41 | - | €333,543 | €319,289 | €292,537 | €225,608 | ▼ 22.9% |
| Cash at bank and in hand54/58 | €105,280 | €117,076 | €119,174 | €91,994 | €161,510 | ▲ 75.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.8m | €2.9m | €2.8m | €2.8m | €2.0m | ▼ 28.9% |
| Equity10/15 | €1.7m | €1.7m | €1.7m | €1.7m | €1.9m | ▲ 13.6% |
| Contributions10/11 | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Capital10 | - | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Issued capital100 | - | €1.0m | €1.0m | €1.0m | €1.0m | = |
| Reserves13 | €604,115 | €604,115 | €604,115 | €604,115 | €604,115 | = |
| Non-distributable reserves130/1 | - | €104,115 | €104,115 | €104,115 | €104,115 | = |
| Legal reserve130 | - | €104,115 | €104,115 | €104,115 | €104,115 | = |
| Distributable reserves133 | - | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Profit (loss) carried forward14 | €8,089 | €12,302 | €18,217 | €11,414 | €237,464 | ▲ 1,981% |
| Amounts payable17/49 | €1.1m | €1.2m | €1.1m | €1.1m | €89,211 | ▼ 92.0% |
| Amounts payable after more than one year17 | €964,523 | €1.1m | €979,220 | €959,780 | - | - |
| Other amounts payable178/9 | - | €1.1m | €979,220 | €959,780 | - | - |
| Amounts payable within one year42/48 | €1,819 | €486 | €453 | €474 | €6,681 | ▲ 1,309% |
| Trade debts44 | €1,372 | - | - | - | - | - |
| Taxes, remuneration and social security45 | - | €452 | €453 | €474 | €501 | ▲ 5.8% |
| Taxes450/3 | - | €452 | €453 | €474 | €501 | ▲ 5.8% |
| Other amounts payable47/48 | - | €34 | - | - | €6,180 | - |
| Accrued charges and deferred income492/3 | - | €159,152 | €149,019 | €156,508 | €82,530 | ▼ 47.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€40,361 | €4,214 | €5,915 | -€6,803 | €226,051 | ▲ 3,423% |
| + Depreciation and write-downs630 | €10,706 | €10,176 | - | - | - | - |
| Operating cash flow (approximation) | -€29,655 | €14,390 | €5,915 | -€6,803 | €226,051 | ▲ 3,423% |
| Investment in fixed assets (approximation) | - | €50 | €0 | €0 | €436,000 | - |
| Change in cash | - | €11,796 | €2,098 | -€27,180 | €69,516 | ▲ 356% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Show earlier events
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011B0239/00G169 | Wallonia | 94 m² | 1 · 66 m² | 21.4 m · 6 fl. |
Linked by address, not proof of ownership
Structure & network
Owners and holdings
1 owner · 3 holdingsOwners 1
-
5.05%
Holdings 3
-
42.68%
-
31.89%
-
21.21%
According to the annual accounts to 30-06-2025 of PREFINA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Identification & contact
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.