Equity
€97,426 ▲ 0.5%
PREFIMO paid out €5,000 in dividends. That is 91% of the 2025 profit.
PREFIMO
Lifetime
20 annual accounts with figures on one time axis, 38 filings since 1988Gross marginpeak €100,110 (2024)
€92,652▼ 7.5%
Resultlowest -€21,278 (2010)
€5,496▼ 78.1%
Equitypeak €97,426 (2025)
€97,426▲ 0.5%
Debts
€42,657▼ 37.0%
Staffpeak 2.1 FTE (2008)
-not published
Board1 name since 1988
1 directorDINJART Viviane Marie Charlotte Ghislaine
Documentsfilings and deeds
03-07-202628 days before the deadline
2025micro format
Result from €25,142 to €5,496Dividend €5,000Debts from €67,670 to €42,657
Key points
from the 2025 annual accountsTurnover
≈ €280,000 estimated
The micro format states no turnover.
Filings
38 annual accounts since 1988
The 2020 accounts came 5 days late. The other nine of the last ten were filed on time.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 days early
2024
14 days early
2023
28 days early
2022
26 days early
2021
30 days early
2020
5 days late
2019
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Amendment of the articles · Legal-form change
Reappointment: DINJART Viviane Marie Charlotte Ghislaine (director) · Resignation: DINJART Viviane Marie Charlotte Ghislaine (managing director) · Legal-form conversion: from coöperatieve vennootschap met beperkte aansprakelijkheid to private limited company · General meeting of 06-05-2022 · Gazette deed
New establishment in Charleroi
ARGENT CASH, Boulevard de l'Yser 15 1
First establishment
Avenue Comte de Smet de Nayer 10, Namur
Incorporation
published on 08-01-1988 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| PREFIMO Namur | €140,082 | €92,652 | 69.5% | - |
| ASSURANCES NOEL Gembloux | €156,862 | €108,342 | 43.0% | - |
| ZAKENKANTOOR BELLEFONTAINE Tongeren-Borgloon | €155,675 | €89,753 | 69.0% | - |
| Verzekeringskantoor De Meyer Aalst | €129,423 | €107,235 | 49.1% | - |
| BUREAU D'AFFAIRES WALGRAFFE Jemeppe-sur-Sambre | €109,440 | €90,488 | 59.8% | - |
| DEMANET Mettet | €179,044 | €123,065 | 61.4% | - |
| M.C.A. DEVALET Engis | €149,989 | €107,376 | 69.3% | - |
These companies have the same main activity as PREFIMO: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €109,000 and €179,000, founded between 1984 and 1992.
Official details
Source: KBO- Status
- Active since 22-12-1987Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Establishment units
- 2.031.988.3655000 Namur, since 29-12-1987
- 2.031.988.2666000 Charleroi, since 17-12-1999
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- Total assets
- €140,082▼ 14.9%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 03-07-2026, 28 days before the end of the filing period
Insights on PREFIMO
PREFIMO files the micro format. That format states no turnover. The gross margin rose from €61,178 in 2006 to €92,652 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PREFIMO
- What is the company number of PREFIMO?
- The company number of PREFIMO is 0432.793.016. The VAT number is the same number with BE in front: BE 0432.793.016.
- Where is PREFIMO based?
- The registered office is at Avenue Comte de Smet de Nayer 10, 5000 Namur.Company details
- What does PREFIMO do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of PREFIMO?
- PREFIMO is a private limited company (BV).
- When was PREFIMO founded?
- PREFIMO was founded on 22-12-1987.
- Is PREFIMO still active?
- Yes, PREFIMO is an active enterprise in the KBO register.
- How many employees does PREFIMO have?
- PREFIMO had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of PREFIMO?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €92,652 and 2,667 comparable companies of the same size. It probably lies between €180,000 and €480,000. It is a rough estimate.
- Is PREFIMO profitable?
- In financial year 2025, PREFIMO made a profit of €5,496.
- Where can I find the annual accounts of PREFIMO?
- PREFIMO filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PREFIMO due?
- PREFIMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check
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