Public limited company · founded 1977 · 49 yrs activeSart d'Avette(AWR) 110, 4400 Flémalle, BelgiumKBO/BCE: BE 0416.878.482
Summary
PREFER PREFAB has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.9m and a net result of €1.6m. Equity is shrinking by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 23% of 287 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
How financially healthy the company is, how likely a bankruptcy is and how much credit is sensible. Start here to know whether you can do business safely.
Score 2025
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
Four sides of financial health side by side. You see at a glance where the company is strong and where it is vulnerable.
Profitability76▲+7
Solvency51▲+2
Growth53▲+3
Track record100
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
0.3%Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250,000 at 30 days acceptable
Liquidity ample (current ratio 1.69 against 1.6 in 2024; short-term debt: 48.1% and cash: 0% of total assets), but 73.7% of the assets are financed with debt.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 63 days before the deadline; the sector median for financial year 2024 is 11 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
○
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 May (4 of the last 5 filed years within 30 days of that day).
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
History
History
The company's story in a few sentences, from the company register, the Belgian State Gazette and the filed annual accounts. Each number opens the document the sentence rests on.
On 11 February 1977, PREFER PREFAB was incorporated.1Of the 2 current board members, CoGe4 has served longest, since 2026.2Revenue went from EUR 23 million in 2018 to EUR 29 million in 2025 and headcount from 71.8 to 49.5 full-time equivalents.3
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 23, Manufacture of other non-metallic mineral products, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
Net result€877,693above the sector's middle half▲ 405%-€516,841below the sector's middle half€219,852within the sector's middle half€1.0mabove the sector's middle half▲ 374%€1.6mabove the sector's middle half▲ 55.8%
Equity€4.8mwithin the sector's middle half▲ 19.8%€4.2mwithin the sector's middle half▼ 11.9%€2.9mwithin the sector's middle half▼ 31.4%€3.3mwithin the sector's middle half▲ 12.4%€3.9mwithin the sector's middle half▲ 19.1%
Total assets€14.9mabove the sector's middle half▲ 7.3%€15.6mwithin the sector's middle half▲ 4.5%€15.8mwithin the sector's middle half▲ 1.0%€13.8mwithin the sector's middle half▼ 12.4%€14.8mwithin the sector's middle half▲ 7.3%
Working capital€3.9mabove the sector's middle half▲ 20.3%€3.8mabove the sector's middle half▼ 4.0%€3.6mabove the sector's middle half▼ 3.7%€4.1mabove the sector's middle half▲ 11.9%€4.9mabove the sector's middle half▲ 20.7%
Solvency32.3%within the sector's middle half▲ 3.4pp27.2%within the sector's middle half▼ 5.0pp18.5%below the sector's middle half▼ 8.7pp23.7%below the sector's middle half▲ 5.2pp26.3%below the sector's middle half▲ 2.6pp
Current ratio1.61within the sector's middle half▲ 0.061.49within the sector's middle half▼ 0.121.42within the sector's middle half▼ 0.071.60within the sector's middle half▲ 0.181.69within the sector's middle half▲ 0.09
Return on assets (ROA)5.9%within the sector's middle half▲ 4.6pp-3.3%below the sector's middle half▼ 9.2pp1.4%within the sector's middle half▲ 4.7pp7.5%within the sector's middle half▲ 6.1pp11.0%above the sector's middle half▲ 3.4pp
Staff (FTE)47.7within the sector's middle half▼ 4.0%51.4above the sector's middle half▲ 7.8%51above the sector's middle half▼ 0.8%51.9above the sector's middle half▲ 1.8%49.5above the sector's middle half▼ 4.6%
abovewithinbelowthe middle half (P25 to P75) of NACE 23, Manufacture of other non-metallic mineral products, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 113% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14.8m
18.7%
81.3%
Fixed assets€2.8m ▼ 5.3%
Current assets€12.1m ▲ 10.7%
Equity and liabilities €14.8m
26.3%
73.7%
Equity€3.9m ▲ 19.1%
Provisions€0 ▼ 100%
Debt€10.9m ▲ 3.9%
Debt's share of the balance-sheet total falls from 76.1% to 73.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€3.1m▲
2024 · €1.8m
Cash flow
€2.4m▲
2024 · €1.7m
Quick ratio
1.07▲
2024 · 0.83
Debt to equity
2.80▼
2024 · 3.21
ROE
41.7%▲
2024 · 31.8%
Interest coverage
39.01▲
2024 · 13.20
Debt ≤ 1 year
€7.1m▲
2024 · €6.8m
Debt > 1 year
€3.6m=
2024 · €3.6m
Income taxes
€647,167▲
2024 · €5,086
Staff costs
€3.4m▼
2024 · €3.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observation
Peer companies
What happened to companies that once looked just like this one does now. It describes the group, not this company: the figures are counted, not predicted.
Of the 2,613 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.
Small
20 years or older
solvency 10 to 30%
a profit of 5% of the balance sheet or more
0.7%went bankrupt
2.0%stopped otherwise
97%still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
The companies in ten equal groups, from lowest to highest expected share.
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
1.0%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
3.0%
3.1%
10
5.6%
6.2%
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,613 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
Filed annual accountsAs filed with the NBB · 2025 against 2024 · 100 lines
Balance sheetCode20242025
Assets
Total assets20/58€13.8m€14.8m▲
Fixed assets21/28€2.9m€2.8m▼
Intangible fixed assets21€2,887€0▼
Tangible fixed assets22/27€2.7m€2.5m▼
Land and buildings22€407,278€363,174▼
Plant, machinery and equipment23€1.4m€2.1m▲
Furniture and vehicles24€7,695€6,368▼
Leasing and similar rights25€0€0=
Other tangible fixed assets26€0€0=
Assets under construction and advance payments27€930,907€15,000▼
Financial fixed assets28€231,283€293,400▲
Other financial fixed assets284/8€231,283€293,400▲
Shares284€5,000€5,000=
Amounts receivable and cash guarantees285/8€226,283€288,400▲
Current assets29/58€10.9m€12.1m▲
Stocks and contracts in progress3€5.2m€4.5m▼
Stocks30/36€2.6m€2.8m▲
Raw materials and consumables30/31€1.1m€1.2m▲
Work in progress32€0€0=
Finished goods33€1.3m€1.5m▲
Goods purchased for resale34€161,066€133,231▼
Contracts in progress37€2.7m€1.6m▼
Amounts receivable within one year40/41€5.6m€6.5m▲
Trade receivables40€5.1m€6.0m▲
Other amounts receivable41€512,364€479,191▼
Current investments50/53€248€1.1m▲
Other investments51/53€248€1.1m▲
Cash at bank and in hand54/58€7,284€3,621▼
Deferred charges and accrued income490/1€11,404€8,572▼
Equity and liabilities
Total equity and liabilities10/49€13.8m€14.8m▲
Equity10/15€3.3m€3.9m▲
Contributions10/11€100,000€100,000=
Capital10€100,000€100,000=
Issued capital100€100,000€100,000=
Reserves13€2.4m€2.6m▲
Non-distributable reserves130/1€10,000€10,000=
Legal reserve130€10,000€10,000=
Tax-exempt reserves132€660,161€491,761▼
Distributable reserves133€1.7m€2.1m▲
Profit (loss) carried forward14€774,792€1.1m▲
Investment grants15€22,480€22,480=
Provisions and deferred taxes16€24,000-
Provisions for liabilities and charges160/5€24,000-
Other liabilities and charges164/5€24,000-
Amounts payable17/49€10.5m€10.9m▲
Amounts payable after more than one year17€3.6m€3.6m=
Other amounts payable178/9€3.6m€3.6m=
Amounts payable within one year42/48€6.8m€7.1m▲
Financial debts43€1.0m-
Other loans439€1.0m-
Trade debts44€4.5m€4.6m▲
Suppliers440/4€4.5m€4.6m▲
Advances received on contracts in progress46€60,698€646,375▲
Taxes, remuneration and social security45€514,790€540,736▲
Taxes450/3€89,747€159,308▲
Remuneration and social security454/9€425,044€381,429▼
Other amounts payable47/48€695,877€1.4m▲
Accrued charges and deferred income492/3€109,245€199,478▲
Income statementCode20242025
Operating income70/76A€28.0m€30.6m▲
Turnover70€24.4m€28.9m▲
Change in stocks of work in progress, finished goods and contracts in progress71€1.2m-€871,999▼
Own construction capitalised72€4,640-
Other operating income74€2.4m€2.5m▲
Non-recurring operating income76A€19,899€76,396▲
Operating charges60/66A€26.9m€28.3m▲
Goods for resale, raw materials and consumables60€10.9m€13.4m▲
Purchases600/8€10.8m€13.5m▲
Change in stocks: decrease (increase)609€113,332-€89,011▼
Services and other goods61€10.8m€10.5m▼
Remuneration, social security and pensions62€3.5m€3.4m▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€693,728€771,826▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€19,277-€3,929▼
Permanent representative, Christian SCHMETZ (permanent representative)
28-04
NBB filingAnnual accounts filed
fiscal year 2025 · full schema
2025
31-12
FinancialHighest result since 2018net €1.6m ▲55.8%
Operating result €2.3m, net result €1.6m, both a record.
10-06
NBB filingAnnual accounts filed
fiscal year 2024 · full schema
2024
29-04
NBB filingAnnual accounts filed
fiscal year 2023 · full schema
2023
31-12
FinancialBack to profitnet €219,852
Net result €219,852 after one loss-making year.
15-05
NBB filingAnnual accounts filed
fiscal year 2022 · full schema
2022
31-12
FinancialWeakest financial yearnet -€516,841
Net result drops to -€516,841, the lowest in the series; recovery starts the following year.
12-07
NBB filingAnnual accounts filed
fiscal year 2021 · full schema
2021
23-06
NBB filingAnnual accounts filed
fiscal year 2020 · full schema
2020
26-05
NBB filingAnnual accounts filed
fiscal year 2019 · full schema
2019
24-05
NBB filingAnnual accounts filed
fiscal year 2018 · full schema
2018
14-05
NBB filingAnnual accounts filed
fiscal year 2017 · full schema
2017
15-05
NBB filingAnnual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 21 acts read
About the unread acts
Of the 21 Belgian State Gazette acts we know for this company, 1 has been read. The other 20 have not been read yet: what they contain is neither established nor disproved here.
Who runs the company and where it is based. It tells you who you are talking to and whether the address checks out.
Directors
Directors
Who runs the company today and since when, grouped the way the CBE groups its function holders. Many recent board changes are a reason to keep a close eye.
Managing director · since 24-04-2026 · Private limited company · perm. rep.: Raphaël GRIMONT
Current
FS
FINAWIRS SA
Managing director · since 24-04-2026 · Legal entity · perm. rep.: Germain PORTIER
Current
CS
COGE4 SRL
Managing director · Legal entity · from a recent act
Current
Permanent representatives 2
PG
Germain PORTIER
Permanent representative · since 24-04-2026 · for FINAWIRS SA
Current
GR
Raphaël GRIMONT
Permanent representative · since 24-04-2026 · for CoGe4
Current
Statutory auditor 1
BD
BDO
Réviseur d'entreprise · since 24-04-2026 · perm. rep.: Christian SCHMETZ
Current
"From a recent act": read from a Gazette act not yet processed into our list of directors.
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
20 of this company's 21 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Location & real estate
Where the company is based and which parcels are linked to its addresses. An address shared by many companies is often a registered-office service.
Registered office, Flémalle · 3 establishment units since 2004
2 of 3 establishment units on the mapLoading the map
seatestablishment2 of 3 establishment units on the map
Ground area
2,637 m²
Building footprint
412 m²
Volume, LiDAR
2,493 m³
2 parcels, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
PREFER SA
Sart d'Avette(HHZ) 110, 4400 FlémalleNACE 26610
since 20042.143.172.339
PREFER
Rue de la Digue 20, 4400 FlémalleNACE 26610
since 20052.149.029.456
PREFER
Rue Ernest-Solvay 208, 4000 LiègeNACE 26610
since 20052.149.029.654
2 parcels
Wallonia2(100%)
Parcel (capakey)
Region
Area
Buildings
Height / fl.
62007A0161/00G000
Wallonia
1,543 m²
1 · 397 m²
8.7 m · 2 fl.
62078A0173/00F007
Wallonia
1,093 m²
1 · 15 m²
2.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
Mandate history
Who held which function and when, per person: one bar per period, from appointment to resignation or to today. An open left edge means the mandate began before the oldest act we hold.
Who owns the company and which companies it holds shares in, as the companies file it in their annual accounts. It shows which group it belongs to and who ultimately stands behind it.
According to the 2022 annual accounts of PREFER PREFAB and those of the other companies, the acts in the Belgian Gazette and the LEI register.
The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
Connections & network
Which other companies are linked to this one through directors or shares. Look especially for linked companies in trouble.
4 connected companies
Depth
Shared directors
This companyCompanyDirectorShareholding+N: links not shown yetClick a node to look further, drag to arrange, scroll to zoom.
Of 401 companies in sector 23610 we hold annual accounts for 315. 207 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Company details
The company's official details: legal form, status, activities and founding date. Useful to draw up an invoice or contract correctly.
Identification
Legal formPublic limited company
Founded11-02-1977
Fiscal year end31-12
Abbreviation FRPREFER
Activities, NACEBEL 2025
23610Manufacture of other non-metallic mineral products
Contact
Phone04/2343162Flémalle
Fax04/2344821Flémalle
E-invoicing
Reachable via Peppol
Peppol ID0208:0416878482
Registered25-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.