PREFAB CONCEPT
ActiveSummary
PREFAB CONCEPT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €547k and a net result of €38k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 286 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability61▼-20
Solvency38▲+2
Growth58▲+2
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.57 against 0.63 in 2024; short-term debt: 52.1% and cash: 1.6% of total assets), and 87% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Manufacture of other non-metallic mineral products (NACE 23)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13%
Return on assets
0.9%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 286 sector peers (2025).
NBB · sector comparisonPosition among 286 sector peers
Solvency
better than 11%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €547k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
36 d early
2023
on the day
2022
2 d early
2021
on the day
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€2.67M▲ 122%
2021 · €1.20M
2019: €1.39M
2020: €1.66M▲ +19.5% vs 2019
2021: €1.20M▼ -27.4% vs 2020lowest value
2025: €2.67Mhighest value
2019 → 2025
EBIT margin
6.0%▲ 25.8pp
2021 · -19.8%
2019: 19.0%highest value
2020: -18.5%▼ -197% vs 2019
2021: -19.8%▼ -7.1% vs 2020lowest value
2025: 6.0%
2019 → 2025
Net result
€38k▼ 91.9%
2024 · €469k
2019: €262k
2020: €-309k▼ -218% vs 2019lowest in 7 years
2021: €-281k▲ +9.2% vs 2020
2022: €125k▲ +145% vs 2021
2023: €209k▲ +67.1% vs 2022
2024: €469k▲ +124% vs 2023highest in 7 years
2025: €38k▼ -91.9% vs 2024
2019 → 2025
Working capital
€-946k▲ 6.7%
2024 · €-1.01M
2019: €-748khighest in 7 years
2020: €-1.43M▼ -91.1% vs 2019
2021: €-1.73M▼ -20.7% vs 2020lowest in 7 years
2022: €-1.59M▲ +7.8% vs 2021
2023: €-1.21M▲ +23.7% vs 2022
2024: €-1.01M▲ +16.6% vs 2023
2025: €-946k▲ +6.7% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.20M-€2.67M
2021: €1.20M
2025: €2.67M
Equity€-297k-€-177k▲ 40.3%€51k€514k▲ 916%€547k▲ 6.3%
2021: €-297klowest in 5 years
2022: €-177k▲ +40.3% vs 2021
2023: €51k▲ +129% vs 2022
2024: €514k▲ +916% vs 2023
2025: €547k▲ +6.3% vs 2024highest in 5 years
Operating result€-238k-€165k€242k▲ 46.1%€538k▲ 123%€162k▼ 69.9%
2021: €-238klowest in 5 years
2022: €165k▲ +170% vs 2021
2023: €242k▲ +46.1% vs 2022
2024: €538k▲ +123% vs 2023highest in 5 years
2025: €162k▼ -69.9% vs 2024
Net result€-281k-€125k€209k▲ 67.1%€469k▲ 124%€38k▼ 91.9%
2021: €-281klowest in 5 years
2022: €125k▲ +145% vs 2021
2023: €209k▲ +67.1% vs 2022
2024: €469k▲ +124% vs 2023highest in 5 years
2025: €38k▼ -91.9% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.20M
Fixed assets
€2.96M ▼ 6.1%
Current assets
€1.24M ▼ 26.8%
Equity and liabilities €4.20M
Equity
€547k ▲ 6.3%
Debt
€3.65M ▼ 15.7%
Debt's share of the balance-sheet total falls from 89.4% to 87.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€441k▼
2024 · €808k
Cash flow
€317k▼
2024 · €739k
Current ratio
0.57▼
2024 · 0.63
Quick ratio
0.29▼
2024 · 0.45
Debt to equity
6.68▼
2024 · 8.42
ROE
7.0%▼
2024 · 91.2%
ROA
0.9%▼
2024 · 9.7%
Interest coverage
3.42▼
2024 · 10.02
Debt ≤ 1 year
€2.19M▼
2024 · €2.71M
Debt > 1 year
€1.38M▼
2024 · €1.62M
Staff costs
€500k▲
2024 · €380k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.84M€4.20M▼
Fixed assets21/28€3.15M€2.96M▼
Tangible fixed assets22/27€3.14M€2.96M▼
Land and buildings22€2.33M€2.21M▼
Plant, machinery and equipment23€606k€550k▼
Furniture and vehicles24€2k€799▼
Leasing and similar rights25€199k€192k▼
Financial fixed assets28€10k€744▼
Current assets29/58€1.70M€1.24M▼
Stocks and contracts in progress3€477k€604k▲
Stocks30/36€477k€604k▲
Amounts receivable within one year40/41€1.18M€570k▼
Trade receivables40€1.18M€563k▼
Other amounts receivable41€0€7k▲
Cash at bank and in hand54/58€41k€66k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€4.84M€4.20M▼
Equity10/15€514k€547k▲
Contributions10/11€20k€20k=
Reserves13€167k€167k=
Tax-exempt reserves132€162k€162k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€303k€341k▲
Investment grants15€24k€19k▼
Provisions and deferred taxes16€0-
Deferred taxes168€0-
Amounts payable17/49€4.33M€3.65M▼
Amounts payable after more than one year17€1.62M€1.38M▼
Financial debts170/4€1.62M€1.38M▼
Amounts payable within one year42/48€2.71M€2.19M▼
Current portion of amounts payable after more than one year42€162k€333k▲
Trade debts44€703k€468k▼
Suppliers440/4€703k€468k▼
Taxes, remuneration and social security45€105k€46k▼
Taxes450/3€69k€2k▼
Remuneration and social security454/9€35k€43k▲
Other amounts payable47/48€1.74M€1.34M▼
Accrued charges and deferred income492/3-€89k
Income statement
Code20242025
Turnover70-€2.67M
Goods, raw materials, services and sundry goods60/61-€1.84M
Remuneration, social security and pensions62€380k€500k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€270k€279k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€1.19M€942k▼
Operating profit (loss)9901€538k€162k▼
Financial income75/76B€12k€6k▼
Recurring financial income75€12k€6k▼
Financial charges65/66B€81k€129k▲
Recurring financial charges65€81k€129k▲
Profit (loss) for the period before taxes9903€469k€38k▼
Profit (loss) for the period9904€469k€38k▼
Profit (loss) for the period to be appropriated9905€469k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€303k€341k▲
Profit (loss) brought forward from the previous period14P€-166k€303k▲
Social balance
Average headcount (FTE)908710.412.0▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €1.20M | - | - | - | €2.67M | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €1.84M | - |
| Remuneration, social security and pensions62 | - | €377k | €299k | €380k | €500k | ▲ 31.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €287k | €319k | €294k | €270k | €279k | ▲ 3.4% |
| Other operating charges640/8 | - | €1k | €1k | €1k | €1k | ▲ 1.4% |
| Gross operating margin9900 | €424k | €862k | €835k | €1.19M | €942k | ▼ 20.8% |
| Operating profit (loss)9901 | €-238k | €165k | €242k | €538k | €162k | ▼ 69.9% |
| Financial income75/76B | - | €6k | €10k | €12k | €6k | ▼ 52.7% |
| Recurring financial income75 | €6k | €6k | €10k | €12k | €6k | ▼ 52.7% |
| Financial charges65/66B | - | €46k | €42k | €81k | €129k | ▲ 60.2% |
| Recurring financial charges65 | €48k | €46k | €42k | €81k | €129k | ▲ 60.2% |
| Profit (loss) for the period before taxes9903 | €-281k | €125k | €209k | €469k | €38k | ▼ 91.9% |
| Profit (loss) for the period9904 | €-281k | €125k | €209k | €469k | €38k | ▼ 91.9% |
| Profit (loss) for the period to be appropriated9905 | €-281k | €125k | €209k | €469k | €38k | ▼ 91.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.42M | €4.66M | €4.19M | €4.84M | €4.20M | ▼ 13.3% |
| Fixed assets21/28 | €3.62M | €3.42M | €3.12M | €3.15M | €2.96M | ▼ 6.1% |
| Tangible fixed assets22/27 | €3.61M | €3.41M | €3.11M | €3.14M | €2.96M | ▼ 5.8% |
| Land and buildings22 | - | €2.41M | €2.28M | €2.33M | €2.21M | ▼ 5.0% |
| Plant, machinery and equipment23 | - | €754k | €616k | €606k | €550k | ▼ 9.3% |
| Furniture and vehicles24 | - | €3k | €3k | €2k | €799 | ▼ 51.8% |
| Leasing and similar rights25 | - | €240k | €220k | €199k | €192k | ▼ 3.7% |
| Financial fixed assets28 | €10k | €10k | €10k | €10k | €744 | ▼ 92.8% |
| Current assets29/58 | €798k | €1.24M | €1.06M | €1.70M | €1.24M | ▼ 26.8% |
| Stocks and contracts in progress3 | €377k | €609k | €497k | €477k | €604k | ▲ 26.6% |
| Stocks30/36 | - | €609k | €497k | €477k | €604k | ▲ 26.6% |
| Amounts receivable within one year40/41 | €289k | €393k | €473k | €1.18M | €570k | ▼ 51.7% |
| Trade receivables40 | - | €393k | €473k | €1.18M | €563k | ▼ 52.3% |
| Other amounts receivable41 | - | €0 | €0 | €0 | €7k | - |
| Cash at bank and in hand54/58 | €128k | €238k | €95k | €41k | €66k | ▲ 60.7% |
| Deferred charges and accrued income490/1 | - | €0 | - | - | €3k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.42M | €4.66M | €4.19M | €4.84M | €4.20M | ▼ 13.3% |
| Equity10/15 | €-297k | €-177k | €51k | €514k | €547k | ▲ 6.3% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Capital10 | - | €20k | €20k | - | - | - |
| Issued capital100 | - | €20k | €20k | - | - | - |
| Reserves13 | €167k | €167k | €167k | €167k | €167k | = |
| Tax-exempt reserves132 | - | €162k | €162k | €162k | €162k | = |
| Distributable reserves133 | - | €5k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €-500k | €-375k | €-166k | €303k | €341k | ▲ 12.6% |
| Investment grants15 | - | €11k | €30k | €24k | €19k | ▼ 22.8% |
| Provisions and deferred taxes16 | - | - | - | €0 | - | - |
| Deferred taxes168 | - | - | - | €0 | - | - |
| Amounts payable17/49 | €4.72M | €4.84M | €4.14M | €4.33M | €3.65M | ▼ 15.7% |
| Amounts payable after more than one year17 | €2.19M | €2.00M | €1.86M | €1.62M | €1.38M | ▼ 15.1% |
| Financial debts170/4 | - | €2.00M | €1.86M | €1.62M | €1.38M | ▼ 15.1% |
| Amounts payable within one year42/48 | €2.53M | €2.83M | €2.28M | €2.71M | €2.19M | ▼ 19.3% |
| Current portion of amounts payable after more than one year42 | - | €436k | €128k | €162k | €333k | ▲ 106% |
| Financial debts43 | - | €0 | €0 | - | - | - |
| Credit institutions430/8 | - | €0 | €0 | - | - | - |
| Trade debts44 | €343k | €181k | €204k | €703k | €468k | ▼ 33.4% |
| Suppliers440/4 | - | €181k | €204k | €703k | €468k | ▼ 33.4% |
| Taxes, remuneration and social security45 | - | €54k | €71k | €105k | €46k | ▼ 56.2% |
| Taxes450/3 | - | €28k | €37k | €69k | €2k | ▼ 96.4% |
| Remuneration and social security454/9 | - | €26k | €34k | €35k | €43k | ▲ 22.4% |
| Other amounts payable47/48 | - | €2.16M | €1.88M | €1.74M | €1.34M | ▼ 22.9% |
| Accrued charges and deferred income492/3 | - | - | - | - | €89k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-281k | €125k | €209k | €469k | €38k | ▼ 91.9% |
| + Depreciation and write-downs630 | €287k | €319k | €294k | €270k | €279k | ▲ 3.4% |
| Operating cash flow (approximation) | €6k | €444k | €503k | €739k | €317k | ▼ 57.1% |
| Investment in fixed assets (approximation) | - | €-113k | €0 | €-293k | €-88k | ▲ 69.8% |
| Change in cash | - | €109k | €-143k | €-54k | €25k | ▲ 146% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
26-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Highest result since 2019net €469k ▲124%
Operating result €538k, net result €469k, both a record.
30-06
Financial
Equity above €500kEq €514k ▲916%
3 profitable years in a row build equity to €514k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Back to profitnet €125k
Net result €125k after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Weakest financial yearnet €-309k
Net result drops to €-309k, the lowest in the series; recovery starts the following year.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
23-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
13-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2004
Ground area
4.0 ha
Building footprint
1,924 m²
Volume, LiDAR
14,320 m³
2 parcels, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Le béton mosan
since 20042.135.729.370
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62021D0412/00B002 | Wallonia | 2.0 ha | 1 · 954 m² | 8.7 m · 2 fl. |
| 62113B0049/02B000 | Wallonia | 2.0 ha | 1 · 970 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 400 companies in sector 23610 we hold annual accounts for 315. 223 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-02-2004
Fiscal year end30-06
Activities, NACEBEL 2025
23610Manufacture of other non-metallic mineral products
23630Manufacture of other non-metallic mineral products
Scores and ratios are computed by Checked and are not a credit decision.