PREDICAT
ActiveSummary
The computed 12-month bankruptcy probability of PREDICAT is 1.8% (moderate). The 2024 annual accounts show negative equity (€-22k) and a net result of €10k. Equity is shrinking by ~87.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 20780 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability99▲+99
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.56 against 0.28 in 2023; short-term debt: 133.1% and cash: 20.3% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-55.3%
Return on assets
24%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 20780 sector peers (2024).
NBB · sector comparisonPosition among 20780 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
33 d early
2023
19 d late
2022
16 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-22k▲ 28.9%
2023 · €-31k
2022: €29k
2023: €-31k
2022 → 2024
Total assets
€40k▲ 90.7%
2023 · €21k
2022: €67k
2023: €21k
2022 → 2024
Net result
€10k
2023 · €-60k
2022: €28k
2023: €-60k
2022 → 2024
Working capital
€-23k▲ 19.3%
2023 · €-29k
2022: €20k
2023: €-29k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€29k-€-31k€-22k▲ 28.9%
Operating result€39k-€-59k€12k
Net result€28k-€-60k€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €12k after a loss of €59k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €40k
Fixed assets
€10k ▲ 5.6%
Current assets
€30k ▲ 162%
Key figures and ratios
EBITDA
€15k▲
2023 · €-57k
Cash flow
€12k▲
2023 · €-58k
Solvency
-55.3%▲
2023 · -148.2%
Current ratio
0.56▲
2023 · 0.28
Debt to equity
-2.81▼
2023 · -1.67
ROA
24.0%▲
2023 · -288.8%
Interest coverage
6.66▲
2023 · -52.40
Debt
€62k▲
2023 · €52k
Debt ≤ 1 year
€53k▲
2023 · €40k
Debt > 1 year
€8k▼
2023 · €11k
Income taxes
€225▲
2023 · €139
Staff costs
€36k▲
2023 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€21k€40k▲
Fixed assets21/28€9k€10k▲
Tangible fixed assets22/27€9k€8k▼
Furniture and vehicles24€3k€3k▼
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28-€2k
Current assets29/58€11k€30k▲
Amounts receivable within one year40/41€1k€18k▲
Trade receivables40€1k€13k▲
Other amounts receivable41€0€5k▲
Cash at bank and in hand54/58€8k€8k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€21k€40k▲
Equity10/15€-31k€-22k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€-32k€-23k▲
Amounts payable17/49€52k€62k▲
Amounts payable after more than one year17€11k€8k▼
Financial debts170/4€11k€8k▼
Amounts payable within one year42/48€40k€53k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€6k€24k▲
Suppliers440/4€6k€24k▲
Taxes, remuneration and social security45€24k€18k▼
Taxes450/3€13k€363▼
Remuneration and social security454/9€11k€17k▲
Other amounts payable47/48€8k€8k▼
Accrued charges and deferred income492/3€350€350=
Income statement
Code20232024
Remuneration, social security and pensions62€35k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€841€673▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€-20k€54k▲
Operating profit (loss)9901€-59k€12k▲
Financial income75/76B€39€9▼
Recurring financial income75€39€9▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-60k€10k▲
Income taxes67/77€139€225▲
Profit (loss) for the period9904€-60k€10k▲
Profit (loss) for the period to be appropriated9905€-60k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-23k▲
Profit (loss) brought forward from the previous period14P€28k€-33k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Weakest financial yearnet €-60k
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 2 establishment units since 2021
Ground area
962 m²
Building footprint
654 m²
Volume, LiDAR
8,141 m³
2 parcels, Brussels · tallest building 19.7 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
PREDICAT
since 20212.313.171.371
Youpi Event
since 20232.344.199.691
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21526D0289/00K006 | Brussels | 842 m² | 1 · 560 m² | 17.8 m · 5 fl. |
| 21445C0259/00S000 | Brussels | 120 m² | 1 · 94 m² | 19.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AAXE-SUPPORT
BE 0714.917.219
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Manava Consulting
BE 1001.585.079
Aalst · Eq €29,389
Octopus Ventures
BE 1021.810.272
Antwerpen · Eq €29,197
BAES CONSULT
BE 0782.897.787
Schaarbeek · Eq €29,445
Wietse.digital
BE 0786.455.808
Londerzeel · Eq €28,935
Of 3,211 companies in sector 62900 we hold annual accounts for 1,742. 1,231 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
47120Other non-specialised retail sale
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:shivam@predicat.be
Phone:+32491906763