PRECAM
ActivePRECAM has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €506k and a net result of €82k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 1888 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +19 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81=
Solvency97▲+17
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.14 against 1.4 in 2024), and 46% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54%
Return on assets
8.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
56 d early
2023
20 d early
2022
21 d early
2021
32 d early
2020
31 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€506k▲ 7.6%
2024 · €470k
2018: €170k
2019: €185k
2020: €202k
2021: €221k
2022: €336k
2023: €408k
2024: €470k
2018 → 2025
Total assets
€935k▼ 3.9%
2024 · €973k
2018: €368k
2019: €353k
2020: €623k
2021: €562k
2022: €1.10M
2023: €1.03M
2024: €973k
2018 → 2025
Net result
€82k▲ 6.8%
2024 · €77k
2018: €27k
2019: €15k
2020: €17k
2021: €64k
2022: €115k
2023: €99k
2024: €77k
2018 → 2025
Working capital
€185k▲ 144%
2024 · €76k
2018: €45k
2019: €95k
2020: €143k
2021: €12k
2022: €-41k
2023: €32k
2024: €76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€221k-€336k▲ 52.3%€408k▲ 21.5%€470k▲ 15.1%€506k▲ 7.6%
Operating result€81k-€151k▲ 88.0%€140k▼ 7.8%€127k▼ 9.1%€127k▼ 0.1%
Net result€64k-€115k▲ 81.4%€99k▼ 14.2%€77k▼ 22.7%€82k▲ 6.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €935k
Fixed assets
€588k▼ 17.0%
Current assets
€347k▲ 31.0%
Equity and liabilities €935k
Equity
€506k▲ 7.6%
Debt
€430k▼ 14.6%
The debt ratio falls from 51.7% to 46.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€238k▼
2024 · €268k
Cash flow
€193k▼
2024 · €218k
Solvency
54.0%▲
2024 · 48.3%
Current ratio
2.14▲
2024 · 1.40
Quick ratio
2.14▲
2024 · 1.40
Debt / equity
0.85▼
2024 · 1.07
ROE
16.2%▼
2024 · 16.3%
ROA
8.7%▲
2024 · 7.9%
Interest coverage
18.03▲
2024 · 16.78
Debt
€430k▼
2024 · €504k
Debt ≤ 1 year
€162k▼
2024 · €189k
Debt > 1 year
€268k▼
2024 · €314k
Income taxes
€35k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€973k€935k▼
Fixed assets21/28€709k€588k▼
Intangible fixed assets21-€31k
Tangible fixed assets22/27€709k€558k▼
Land and buildings22€92k€0▼
Plant, machinery and equipment23€591k€499k▼
Furniture and vehicles24€25k€18k▼
Other tangible fixed assets26-€40k
Current assets29/58€265k€347k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€73k€121k▲
Trade receivables40€35k€23k▼
Other amounts receivable41€38k€98k▲
Cash at bank and in hand54/58€189k€225k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€973k€935k▼
Equity10/15€470k€506k▲
Contributions10/11€20k€20k=
Reserves13€450k€486k▲
Distributable reserves133€450k€486k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€504k€430k▼
Amounts payable after more than one year17€314k€268k▼
Financial debts170/4€314k€268k▼
Amounts payable within one year42/48€189k€162k▼
Current portion of amounts payable after more than one year42€102k€47k▼
Trade debts44€38k€51k▲
Suppliers440/4€38k€51k▲
Taxes, remuneration and social security45€35k€18k▼
Taxes450/3€35k€18k▼
Other amounts payable47/48€15k€46k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€142k€111k▼
Other operating charges640/8€4k€8k▲
Gross operating margin9900€272k€247k▼
Operating profit (loss)9901€127k€127k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€16k€13k▼
Recurring financial charges65€16k€13k▼
Profit (loss) for the period before taxes9903€113k€117k▲
Income taxes67/77€37k€35k▼
Profit (loss) for the period9904€77k€82k▲
Profit (loss) for the period to be appropriated9905€77k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€82k▲
Transfer from equity791/2€15k€46k▲
Transfer to equity691/2€77k€82k▲
To other reserves6921€77k€82k▲
Profit to be distributed694/7€15k€46k▲
Return on contributions (dividend)694€15k€46k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €506k ▲7.6%
8 profitable years in a row build equity to €506k.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €115k ▲81.4%
Operating result €151k, net result €115k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €202k ▲9.4%
3 profitable years in a row build equity to €202k.
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €15k ▼44.1%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambachtstraat 162340 BeerseGround area
3,882 m²
Building footprint
197 m²
Volume, LiDAR
1,082 m³
Parcel 13004D0176/00W031, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ambachtstraat 16, 2340 Beerse
since 20012.131.858.674
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004D0176/00W031 | Flanders | 3,882 m² | 1 · 197 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,837 EUR awarded · 1,837 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 274 EUR | 274 EUR |
| 2024 | 1 | 630 EUR | 630 EUR |
| 2023 | 1 | 360 EUR | 360 EUR |
| 2022 | 1 | 573 EUR | 573 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,447 companies in sector 25530 we hold annual accounts for 1,644. 1,275 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2001
Fiscal year end31-12
Activities, NACEBEL
25530Machining of metals
28520
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.