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PREBIA

Active
Private limited companyfounded 200125 yrs activeKerkkouterrede 81, 9070 Destelbergen, BelgiumKBO/BCE: BE 0473.978.127

PREBIA has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €3k. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 1633 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
75 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-5
Solvency85▲+12
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.98 against 2.2 in 2024; short-term debt: 22.9% and cash: 6% of total assets), and 39.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
60.3%
Return on assets
3.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €44k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
29 d late
2023
30 d late
2022
60 d late
2021
1 d early
2020
1 d early
2019
91 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€44k▲ 7.0%
2024 · €41k
2018: €55k 2019: €117k 2020: €73k 2021: €55k 2022: €41k 2023: €38k 2024: €41k
2018 → 2025
Total assets
€73k▼ 13.9%
2024 · €85k
2018: €167k 2019: €235k 2020: €215k 2021: €135k 2022: €99k 2023: €89k 2024: €85k
2018 → 2025
Net result
€3k▼ 59.8%
2024 · €7k
2018: €63k 2019: €62k 2020: €-24k 2021: €-18k 2022: €-13k 2023: €-3k 2024: €7k
2018 → 2025
Working capital
€33k▲ 22.5%
2024 · €27k
2018: €26k 2019: €87k 2020: €35k 2021: €17k 2022: €5k 2023: €22k 2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€55k-€41k▼ 24.5%€38k▼ 6.8%€41k▲ 6.9%€44k▲ 7.0%
Operating result€-17k-€-12k▲ 29.6%€-1k▲ 88.9%€8k€4k▼ 51.3%
Net result€-18k-€-13k▲ 26.7%€-3k▲ 79.1%€7k€3k▼ 59.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2021: €-17k€-17kNet result 2021: €-18k€-18kOperating result 2022: €-12k€-12kNet result 2022: €-13k€-13kOperating result 2023: €-1k€-1kNet result 2023: €-3k€-3kOperating result 2024: €8k€8kNet result 2024: €7k€7kOperating result 2025: €4k€4kNet result 2025: €3k€3k20212022202320242025
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets €23k▼ 34.3%
Current assets €50k▲ 0.5%
Equity and liabilities €73k
Equity €44k▲ 7.0%
Debt €29k▼ 33.6%
The debt ratio falls from 51.5% to 39.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€16k
2024 · €20k
Cash flow
€15k
2024 · €19k
Solvency
60.3%
2024 · 48.5%
Current ratio
2.98
2024 · 2.20
Quick ratio
2.98
2024 · 2.20
Debt / equity
0.66
2024 · 1.06
ROE
6.5%
2024 · 17.4%
ROA
3.9%
2024 · 8.4%
Interest coverage
13.46
2024 · 14.03
Debt
€29k
2024 · €44k
Debt ≤ 1 year
€17k
2024 · €23k
Debt > 1 year
€12k
2024 · €21k
Income taxes
€136
2024 · €159
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€85k€73k
Fixed assets21/28€35k€23k
Tangible fixed assets22/27€35k€23k
Land and buildings22€33k€22k
Plant, machinery and equipment23€1k€709
Furniture and vehicles24€1k€576
Financial fixed assets28€22€22=
Current assets29/58€50k€50k
Amounts receivable within one year40/41€35k€42k
Trade receivables40€32k€42k
Other amounts receivable41€3k€112
Cash at bank and in hand54/58€11k€4k
Deferred charges and accrued income490/1€3k€3k
Equity and liabilities
Total equity and liabilities10/49€85k€73k
Equity10/15€41k€44k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€21k€24k
Amounts payable17/49€44k€29k
Amounts payable after more than one year17€21k€12k
Financial debts170/4€21k€12k
Amounts payable within one year42/48€23k€17k
Current portion of amounts payable after more than one year42€9k€9k
Trade debts44€135€3k
Suppliers440/4€135€3k
Taxes, remuneration and social security45€9k€4k
Taxes450/3€9k€4k
Other amounts payable47/48€5k€536
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k
Other operating charges640/8€2k€2k
Gross operating margin9900€23k€18k
Operating profit (loss)9901€8k€4k
Financial income75/76B€420€147
Recurring financial income75€420€147
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Profit (loss) for the period before taxes9903€7k€3k
Income taxes67/77€159€136
Profit (loss) for the period9904€7k€3k
Profit (loss) for the period to be appropriated9905€7k€3k
Appropriation of the result
Profit (loss) to be appropriated9906€25k€24k
Profit (loss) brought forward from the previous period14P€18k€21k
Profit to be distributed694/7€5k€0
Return on contributions (dividend)694€5k€0

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Back to profitnet €7k
Net result €7k after 4 loss-making years.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
30-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Weakest financial yearnet €-24k ▼138%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
30-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-12
Financial Liquidity triplescurrent ratio 4.09
Current ratio from 1.62 to 4.09; short-term debt falls from €42k to €28k.
31-12
Financial Equity above €100kEq €117k ▲114%
2 profitable years in a row build equity to €117k.
20-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 20 days late
2018
23-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2001
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kerkkouterrede 819070 Destelbergen
Ground area
1,541 m²
Building footprint
229 m²
Volume, LiDAR
1,307 m³
Parcel 44013A0505/00V000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Prebia
Kerkkouterrede 81, 9070 DestelbergenFinancial service activities, except insurance and pension funding
since 20012.100.210.445
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44013A0505/00V000 Flanders 1,541 m² 1 · 229 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 63 EUR awarded · 63 EUR paid
Year Entries awardedpaid
2023 1 63 EUR63 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 63 EUR · 63 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 2,715 companies in sector 73200 we hold annual accounts for 1,785. 1,114 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-02-2001
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.