PREBEL
ActivePREBEL has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €268k and a net result of €32k. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 4860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-5
Solvency66▼-13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 2.17 in 2024; short-term debt: 59.3% and cash: 27% of total assets), but 59.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.7%
Return on assets
4.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
56 d early
2023
6 d early
2022
47 d early
2021
33 d early
2020
18 d early
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€32k▼ 5.8%
2024 · €34k
2018: €-1k
2019: €28k
2020: €47k
2021: €39k
2022: €40k
2023: €28k
2024: €34k
2018 → 2025
Working capital
€268k▲ 3.0%
2024 · €260k
2018: €51k
2019: €79k
2020: €122k
2021: €161k
2022: €202k
2023: €228k
2024: €260k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€163k-€202k▲ 23.7%€228k▲ 12.9%€260k▲ 14.0%€268k▲ 3.0%
Operating result€55k-€61k▲ 9.3%€47k▼ 23.1%€56k▲ 20.1%€58k▲ 3.6%
Net result€39k-€40k▲ 4.6%€28k▼ 31.2%€34k▲ 21.5%€32k▼ 5.8%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €659k
Equity
€268k▲ 3.0%
Debt
€390k▲ 74.9%
The debt ratio rises from 46.2% to 59.3%. Equity and debt are higher.
Key figures and ratios
Solvency
40.7%▼
2024 · 53.8%
Current ratio
1.69▼
2024 · 2.17
Quick ratio
1.69▼
2024 · 2.17
Debt / equity
1.46▲
2024 · 0.86
ROE
11.8%▼
2024 · 13.0%
ROA
4.8%▼
2024 · 7.0%
Debt
€390k▲
2024 · €223k
Debt ≤ 1 year
€390k▲
2024 · €223k
Income taxes
€11k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€484k€659k▲
Current assets29/58€484k€659k▲
Amounts receivable within one year40/41€403k€479k▲
Trade receivables40€403k€468k▲
Other amounts receivable41€328€11k▲
Cash at bank and in hand54/58€79k€178k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€484k€659k▲
Equity10/15€260k€268k▲
Contributions10/11€20k€20k=
Reserves13€24k€2k▼
Distributable reserves133€24k€2k▼
Profit (loss) carried forward14€216k€246k▲
Amounts payable17/49€223k€390k▲
Amounts payable within one year42/48€223k€390k▲
Trade debts44€190k€367k▲
Suppliers440/4€190k€367k▲
Taxes, remuneration and social security45€32k-
Taxes450/3€32k-
Other amounts payable47/48€2k€24k▲
Income statement
Code20242025
Non-recurring operating income76A€220-
Other operating charges640/8€976€996▲
Non-recurring operating charges66A€339-
Gross operating margin9900€57k€59k▲
Operating profit (loss)9901€56k€58k▲
Financial charges65/66B€11k€15k▲
Recurring financial charges65€11k€15k▲
Profit (loss) for the period before taxes9903€45k€43k▼
Income taxes67/77€12k€11k▼
Profit (loss) for the period9904€34k€32k▼
Profit (loss) for the period to be appropriated9905€34k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€218k€248k▲
Profit (loss) brought forward from the previous period14P€184k€216k▲
Transfer from equity791/2-€22k
Profit to be distributed694/7€2k€24k▲
Return on contributions (dividend)694€2k€24k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €200kEq €202k ▲23.7%
4 profitable years in a row build equity to €202k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €150kEq €163k ▲29.2%
3 profitable years in a row build equity to €163k.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €47k ▲67.6%
Net result €47k, the highest in the series.
31-12
Financial
Equity above €100kEq €127k ▲55.2%
2 profitable years in a row build equity to €127k.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malmedy · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Norvège 454960 MalmedyGround area
9,501 m²
Building footprint
4,672 m²
Volume, LiDAR
35,387 m³
2 parcels, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Victor-Meyer Trading SPRL
since 20132.215.701.417
Victor-Meyer Trading SPRL
since 20182.280.896.107
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63008B0230/00D000 | Wallonia | 6,733 m² | 1 · 4,164 m² | 11.3 m · 3 fl. |
| 62049B0390/00R000 | Wallonia | 2,768 m² | 1 · 508 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COVERING
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PRO LUXE
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EXPOVEMO
BE 0465.785.981
Lint · Eq €265k
WOODTECPRO
BE 0511.953.627
Gouvy · Eq €265k
Sealprof
BE 0660.969.381
Heusden-Zolder · Eq €272k
Of 1,803 companies in sector 46831 we hold annual accounts for 1,397. 983 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2012
Fiscal year end31-12
Activities, NACEBEL
46831Wholesale of construction materials, general range
46130Agents in the wholesale of timber and building materials
46839Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.