Pre-made

Active

Private limited companyfounded 20232 yrs activeVeldstraat(DRK) 46, 8600 Diksmuide, BelgiumKBO/BCE: BE 1003.281.094

The computed 12-month bankruptcy probability of Pre-made is 3.4% (moderate). The 2025 annual accounts show negative equity (€-6k) and a net result of €-8k. Its solvency ranks better than 7% of 7692 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

35 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability13▼-20

Solvency21▼-11

Growth32

Track record82

Bankruptcy probability, 12 months

3.4% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.76 against 1.08 in 2024; short-term debt: 57.1% and cash: 27.8% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-3.6%

Return on assets

-4.6%

Age of the figures

9 mo

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

2425

2024 to 2025 · latest year €-6k

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

1 d early

2024

3 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€-6k

2024 · €2k

2024: €2k

2024 → 2025

Total assets

€170k▲ 583%

2024 · €25k

2024: €25k

2024 → 2025

Net result

€-8k▼ 527%

2024 · €-1k

2024: €-1k

2024 → 2025

Working capital

€-23k

2024 · €2k

2024: €2k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€2k-€-6k

Operating result€-992-€-7k▼ 585%

Net result€-1k-€-8k▼ 527%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €7k in 2025 against €992 in 2024; the loss grows.

Balance-sheet composition

Assets €170k

56.6%

43.4%

Fixed assets €96k

Current assets €74k

Key figures and ratios

2025 value · change against 2024

EBITDA

€-3k▼

2024 · €641

Cash flow

€-4k▼

2024 · €377

Solvency

-3.6%▼

2024 · 7.0%

Current ratio

0.76▼

2024 · 1.08

Quick ratio

0.66▼

2024 · 1.08

Debt / equity

-28.73▼

2024 · 13.25

ROA

-4.6%▲

2024 · -5.0%

Interest coverage

-2.66▼

2024 · 2.43

Debt

€176k▲

2024 · €23k

Debt ≤ 1 year

€97k▲

2024 · €23k

Debt > 1 year

€78k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€25k€170k▲

Fixed assets21/28-€96k

Tangible fixed assets22/27-€96k

Furniture and vehicles24-€96k

Current assets29/58€25k€74k▲

Stocks and contracts in progress3-€10k

Contracts in progress37-€10k

Amounts receivable within one year40/41€15k€16k▲

Trade receivables40€15k€15k▲

Other amounts receivable41-€1k

Cash at bank and in hand54/58€10k€47k▲

Deferred charges and accrued income490/1€2€2▲

Equity and liabilities

Total equity and liabilities10/49€25k€170k▲

Equity10/15€2k€-6k▼

Contributions10/11€3k€3k=

Profit (loss) carried forward14€-1k€-9k▼

Amounts payable17/49€23k€176k▲

Amounts payable after more than one year17-€78k

Financial debts170/4-€78k

Amounts payable within one year42/48€23k€97k▲

Current portion of amounts payable after more than one year42-€19k

Trade debts44€182€56k▲

Suppliers440/4€182€56k▲

Taxes, remuneration and social security45€532€2k▲

Taxes450/3€532€2k▲

Other amounts payable47/48€22k€20k▼

Accrued charges and deferred income492/3€47€464▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲

Other operating charges640/8€915€883▼

Gross operating margin9900€2k€-2k▼

Operating profit (loss)9901€-992€-7k▼

Financial charges65/66B€264€1k▲

Recurring financial charges65€264€1k▲

Profit (loss) for the period before taxes9903€-1k€-8k▼

Profit (loss) for the period9904€-1k€-8k▼

Profit (loss) for the period to be appropriated9905€-1k€-8k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-1k€-9k▼

Profit (loss) brought forward from the previous period14P-€-1k

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

28-07

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Diksmuide · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Veldstraat(DRK) 468600 Diksmuide

Ground area

4,049 m²

Building footprint

172 m²

Volume, LiDAR

1,191 m³

Parcel 32472C0490/00P000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Pre-made

Veldstraat(DRK) 46, 8600 DiksmuideManufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials

since 20232.353.185.752

1 parcel

Flanders 1 (100%)