Summary
PRC is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €476,033 and a net result of -€63,087. Equity has been growing by about 71% per year since 2018. Its solvency ranks better than 42% of 6,692 sector peers (NACE 64, financial year 2025). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 23-11-2005 Normal situation
- Activity
- Activities of holding companies NACE 64210and 3 others
- Establishment unit
- 2.150.409.133 3920 Lommel, since 13-12-2005
- Financial year end
- 31 December
- Peppol
- Reachable since 12-12-2024
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Loss
- €63,087
- ▼ 19.8%
- Equity
- €476,033
- ▼ 11.7%
- Total assets
- €1.2m
- ▼ 10.3%
- Employees on 31-12-2025
- 1
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-04-2026, 98 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
98 days early
2024
7 days early
2023
5 days early
2022
32 days early
2021
38 days early
2020
31 days early
2019
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 24-04-2026 PDF all 19 filings
Equity
€476,033▼ 11.7%
2024 · €539,120
Net result
-€63,087▲ 19.8%
2024 · -€78,664
Total assets
€1.2m▼ 10.3%
2024 · €1.3m
Solvency
41.3%▼ 0.7pp
2024 · 42.0%
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
-€36,432
▲ 23.8%
2025
20182025
Net result
-€63,087
▲ 19.8%
2025
lowest quarter of the sector
20182025
Equity
€476,033
▼ 11.7%
2025
middle half of the sector
20182025
Total assets
€1.2m
▼ 10.3%
2025
middle half of the sector
20182025
Debt
€676,242
▼ 9.3%
2025
20182025
Working capital
-€256,941
▼ 36.9%
2025
lowest quarter of the sector
20182025
Solvency
41.3%
▼ 0.7pp
2025
middle half of the sector
20182025
Current ratio
0.44
▼ 0.15
2025
middle half of the sector
20182025
Return on assets (ROA)
-5.5%
▲ 0.6pp
2025
lowest quarter of the sector
20182025
Staff (FTE)
0.5
=
2025
middle half of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result-€0.07m--€0.03m▲ 48.4%€0.01m€0.05m▲ 238%€0.03m▼ 40.5%€0.09m▲ 219%-€0.05m-€0.04m▲ 23.8%
Net result-€0.1m--€0.07m▲ 25.9%€0.001mbelow the sector's middle half€0.03mwithin the sector's middle half▲ 20×€0.01mwithin the sector's middle half▼ 41.5%€0.06mwithin the sector's middle half▲ 275%-€0.08mbelow the sector's middle half-€0.06mbelow the sector's middle half▲ 19.8%
Equity€0.09m-€0.02m▼ 82.5%€0.02mbelow the sector's middle half▲ 8.1%€0.04mbelow the sector's middle half▲ 151%€0.06mbelow the sector's middle half▲ 35.2%€0.1mbelow the sector's middle half▲ 97.5%€0.5mwithin the sector's middle half▲ 378%€0.5mwithin the sector's middle half▼ 11.7%
Total assets€1.2m-€1.1m▼ 10.5%€1.0mwithin the sector's middle half▼ 6.1%€1.1mwithin the sector's middle half▲ 2.7%€0.9mwithin the sector's middle half▼ 11.1%€1.0mwithin the sector's middle half▲ 3.6%€1.3mwithin the sector's middle half▲ 32.7%€1.2mwithin the sector's middle half▼ 10.3%
Debt€1.1m-€1.1m▼ 4.8%€1.0m▼ 6.3%€1.0m▲ 0.2%€0.9m▼ 13.0%€0.9m▼ 2.6%€0.7m▼ 12.8%€0.7m▼ 9.3%
Working capital€0.03m--€0.04m-€0.03mwithin the sector's middle half▲ 26.3%-€0.03mwithin the sector's middle half▼ 3.0%-€0.1mwithin the sector's middle half▼ 351%-€0.09mwithin the sector's middle half▲ 35.2%-€0.2mwithin the sector's middle half▼ 120%-€0.3mbelow the sector's middle half▼ 36.9%
Solvency7.3%-1.4%▼ 5.9pp1.6%below the sector's middle half▲ 0.2pp4.0%below the sector's middle half▲ 2.4pp6.1%below the sector's middle half▲ 2.1pp11.7%below the sector's middle half▲ 5.5pp42.0%within the sector's middle half▲ 30.3pp41.3%within the sector's middle half▼ 0.7pp
Current ratio1.08-0.91▼ 0.170.93within the sector's middle half▲ 0.020.93within the sector's middle half▲ 0.010.71within the sector's middle half▼ 0.220.82within the sector's middle half▲ 0.110.59within the sector's middle half▼ 0.240.44within the sector's middle half▼ 0.15
Return on assets (ROA)-8.1%--6.7%▲ 1.4pp0.1%below the sector's middle half▲ 6.8pp2.4%within the sector's middle half▲ 2.3pp1.6%within the sector's middle half▼ 0.8pp5.8%within the sector's middle half▲ 4.2pp-6.1%below the sector's middle half▼ 11.9pp-5.5%below the sector's middle half▲ 0.6pp
Staff (FTE)1.6-1▼ 37.5%0.5within the sector's middle half0.5within the sector's middle half=0.5within the sector's middle half=0.5within the sector's middle half=
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €36,432, smaller than the loss of €47,829 in 2024.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€948,698 ▼ 6.7%
Current assets
€203,577 ▼ 24.1%
Equity and liabilities €1.2m
Equity
€476,033 ▼ 11.7%
Debt
€676,242 ▼ 9.3%
Debt's share of the balance-sheet total rises from 58.0% to 58.7%. Equity and debt are lower.
Key figures and ratios
ROE
-13.3%▲
2024 · -14.6%
Debt ≤ 1 year
€460,518▲
2024 · €455,749
Debt > 1 year
€215,725▼
2024 · €289,602
Staff costs
€24,787▼
2024 · €26,193
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | - | 1 |
| full-time | 0 | 0 | - | 0 |
| part-time | 1 | 1 | - | 1 |
| in full-time equivalents | 0.5 | 0.5 | - | 0.5 |
| Average over the year, in full-time equivalents | 0.5 | 0.5 | 0.5 | 0.5 |
| On a permanent contract | 1 | 1 | - | 1 |
| Joined | 1 | - | - | - |
| Left | 0 | - | - | - |
Source: social balance sheet in the 2022 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €130,286 | €7,994 | €9,187 | €3,699 | €3,165 |
| Depreciation and write-downs of the year | €50,835 | €51,128 | €52,404 | €47,135 | €70,832 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | - | €5,802 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | - | - | - | €15,082 | €18,796 | €26,193 | €24,787 | ▼ 5.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €111,845 | €64,484 | €46,400 | €50,835 | €51,128 | €52,404 | €47,135 | €70,832 | ▲ 50.3% |
| Other operating charges640/8 | - | - | - | €5,218 | €10,706 | €9,268 | €11,034 | €17,141 | ▲ 55.3% |
| Non-recurring operating charges66A | - | - | - | - | - | €673 | €8,330 | €0 | ▼ 100% |
| Gross operating margin9900 | €190,115 | €61,589 | €65,542 | €105,081 | €106,085 | €174,247 | €44,862 | €76,328 | ▲ 70.1% |
| Operating profit (loss)9901 | -€67,406 | -€34,799 | €14,516 | €49,028 | €29,169 | €93,107 | -€47,829 | -€36,432 | ▲ 23.8% |
| Financial income75/76B | - | - | - | €73 | €4,450 | €1,158 | €0 | €16 | - |
| Recurring financial income75 | €758 | €8,915 | €7,720 | €73 | €0 | €1,158 | €0 | €16 | - |
| Non-recurring financial income76B | - | - | - | - | €4,450 | €0 | - | - | - |
| Financial charges65/66B | - | - | - | €23,700 | €18,768 | €38,576 | €30,835 | €26,671 | ▼ 13.5% |
| Recurring financial charges65 | €32,202 | €17,791 | €20,972 | €23,700 | €18,768 | €38,576 | €30,835 | €26,671 | ▼ 13.5% |
| Profit (loss) for the period before taxes9903 | -€98,850 | -€73,204 | €1,265 | €25,400 | €14,851 | €55,689 | -€78,664 | -€63,087 | ▲ 19.8% |
| Profit (loss) for the period9904 | -€98,850 | -€73,204 | €1,265 | €25,400 | €14,851 | €55,689 | -€78,664 | -€63,087 | ▲ 19.8% |
| Profit (loss) for the period to be appropriated9905 | -€98,850 | -€73,204 | €1,265 | €25,400 | €14,851 | €55,689 | -€78,664 | -€63,087 | ▲ 19.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.2m | €1.1m | €1.0m | €1.1m | €0.9m | €1.0m | €1.3m | €1.2m | ▼ 10.3% |
| Fixed assets21/28 | €0.8m | €0.7m | €0.7m | €0.7m | €0.6m | €0.6m | €1.0m | €0.9m | ▼ 6.7% |
| Tangible fixed assets22/27 | €0.8m | €0.7m | €0.7m | €0.7m | €0.6m | €0.6m | €1.0m | €0.9m | ▼ 6.7% |
| Land and buildings22 | - | - | - | €0.6m | €0.6m | €0.5m | €1.0m | €0.9m | ▼ 6.4% |
| Plant, machinery and equipment23 | - | - | - | €0.02m | €0.01m | €0.02m | €0.01m | €0.01m | ▼ 22.7% |
| Furniture and vehicles24 | - | - | - | €0.02m | €0.02m | €0.01m | €0.001m | €0 | ▼ 100% |
| Current assets29/58 | €0.4m | €0.4m | €0.4m | €0.4m | €0.3m | €0.4m | €0.3m | €0.2m | ▼ 24.1% |
| Stocks and contracts in progress3 | €0.3m | €0.2m | €0.2m | €0.2m | €0.1m | €0.2m | €0.1m | €0.1m | ▼ 9.3% |
| Stocks30/36 | - | - | - | €0.2m | €0.07m | €0.1m | €0.1m | €0.1m | ▲ 3.4% |
| Contracts in progress37 | - | - | - | €0.05m | €0.05m | €0.07m | €0.03m | €0.01m | ▼ 57.6% |
| Amounts receivable within one year40/41 | €0.06m | €0.1m | €0.09m | €0.1m | €0.1m | €0.1m | €0.09m | €0.04m | ▼ 54.5% |
| Trade receivables40 | - | - | - | €0.1m | €0.1m | €0.1m | €0.08m | €0.03m | ▼ 59.2% |
| Other amounts receivable41 | - | - | - | €0.004m | €0 | €0.002m | €0.003m | €0.005m | ▲ 76.6% |
| Cash at bank and in hand54/58 | €0.06m | €0.04m | €0.06m | €0.04m | €0.06m | €0.09m | €0.04m | €0.03m | ▼ 32.3% |
| Deferred charges and accrued income490/1 | - | - | - | €0.009m | €0.01m | €0.03m | €0.02m | €0.03m | ▲ 35.4% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.2m | €1.1m | €1.0m | €1.1m | €0.9m | €1.0m | €1.3m | €1.2m | ▼ 10.3% |
| Equity10/15 | €0.09m | €0.02m | €0.02m | €0.04m | €0.06m | €0.1m | €0.5m | €0.5m | ▼ 11.7% |
| Contributions10/11 | €0.3m | €0.3m | - | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | = |
| Revaluation surpluses12 | - | - | - | €0.1m | €0.1m | €0.1m | €0.6m | €0.6m | ▼ 4.2% |
| Reserves13 | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.05m | ▲ 108% |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Distributable reserves133 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.05m | ▲ 117% |
| Profit (loss) carried forward14 | -€0.3m | -€0.4m | -€0.4m | -€0.3m | -€0.3m | -€0.3m | -€0.3m | -€0.4m | ▼ 18.8% |
| Amounts payable17/49 | €1.1m | €1.1m | €1.0m | €1.0m | €0.9m | €0.9m | €0.7m | €0.7m | ▼ 9.3% |
| Amounts payable after more than one year17 | €0.7m | €0.7m | €0.6m | €0.6m | €0.4m | €0.4m | €0.3m | €0.2m | ▼ 25.5% |
| Financial debts170/4 | - | - | - | €0.3m | €0.2m | €0.2m | €0.2m | €0.1m | ▼ 33.3% |
| Other amounts payable178/9 | - | - | - | €0.3m | €0.2m | €0.2m | €0.1m | €0.1m | ▼ 17.1% |
| Amounts payable within one year42/48 | €0.4m | €0.4m | €0.4m | €0.4m | €0.5m | €0.5m | €0.5m | €0.5m | ▲ 1.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.05m | €0.05m | €0.05m | €0.05m | €0.05m | ▲ 0.8% |
| Financial debts43 | - | - | - | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | = |
| Credit institutions430/8 | - | - | - | - | - | €0.3m | €0.3m | €0.3m | = |
| Other loans439 | - | - | - | €0.3m | €0.3m | €0 | - | - | - |
| Trade debts44 | €0.05m | €0.06m | €0.03m | €0.07m | €0.07m | €0.1m | €0.07m | €0.1m | ▲ 35.8% |
| Suppliers440/4 | - | - | - | €0.07m | €0.07m | €0.1m | €0.07m | €0.1m | ▲ 35.8% |
| Taxes, remuneration and social security45 | - | - | - | €0.007m | €0.03m | €0.01m | €0.03m | €0.009m | ▼ 69.2% |
| Taxes450/3 | - | - | - | €0.007m | €0.03m | €0.01m | €0.03m | €0.008m | ▼ 71.0% |
| Remuneration and social security454/9 | - | - | - | - | €0.001m | €0.001m | €0.002m | €0.001m | ▼ 44.9% |
| Other amounts payable47/48 | - | - | - | €0.001m | €0.004m | €0.002m | €0.002m | €0 | ▼ 100% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€98,850 | -€73,204 | €1,265 | €25,400 | €14,851 | €55,689 | -€78,664 | -€63,087 | ▲ 19.8% |
| + Depreciation and write-downs630 | €111,845 | €64,484 | €46,400 | €50,835 | €51,128 | €52,404 | €47,135 | €70,832 | ▲ 50.3% |
| Operating cash flow (approximation) | €12,994 | -€8,720 | €47,664 | €76,235 | €65,979 | €108,093 | -€31,529 | €7,745 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€33,858 | -€7,994 | -€9,187 | -€496,467 | -€3,165 | ▲ 99.4% |
| Change in cash | - | -€15,420 | €18,432 | -€21,646 | €24,614 | €24,062 | -€47,888 | -€13,139 | ▲ 72.6% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 19 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 24-04-2026 | 2026-00091954 | |
| 31-12-2024 | abbreviated format | 24-07-2025 | 2025-00300604 | |
| 31-12-2023 | abbreviated format | 26-07-2024 | 2024-00287635 | |
| 31-12-2022 | abbreviated format | 29-06-2023 | 2023-00172008 | |
| 31-12-2021 | abbreviated format | 23-06-2022 | 2022-20084578 | |
| 31-12-2020 | abbreviated format | 30-06-2021 | 2021-26900181 | |
| 31-12-2019 | abbreviated format | 24-07-2020 | 2020-33100354 | |
| 31-12-2018 | abbreviated format | 25-09-2019 | 2019-65200599 | |
| 30-06-2017 | abbreviated format | 18-01-2018 | 2018-01800012 | |
| 30-06-2016 | abbreviated format | 20-12-2016 | 2016-70700477 |
Board & ownership
Directors
Directors
1 director, 1 in day-to-day management, last change in 2026
Board 1
Wouter Klok
Current
Director (not named in the articles) · appointed in the act of 06-07-2026 · term without a fixed end
Day-to-day management 1
Wouter Klok
Current
Managing director · appointed in the act of 06-07-2026 · term without a fixed end
Owners and capital
Owners
Mandate history
2 people, 1 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Wouter Klok |
|
| Robert Claes |
|
Network & group
PRC shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of PRC. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
06-07
Gazette deed
Appointment: Wouter Klok (director)Resignation: Robert Claes (director) · Director discharge7 points ▸
Gazette deed
Appointment: Wouter Klok (director)
Resignation: Robert Claes (director) · Director discharge7 points ▸
- General meeting, 15-04-2026
- Director appointment, Wouter Klok (director (not named in the articles))
- Director resignation, Robert Claes (director (not named in the articles))
- Director discharge, Robert Claes (director)
- Board meeting, 15-04-2026
- Director appointment, Wouter Klok (managing director)
- Director resignation, Robert Claes (day-to-day manager)
24-04
abbreviated format · 98 days before the deadline
2025
24-07
abbreviated format · 7 days before the deadline
2024
31-12
Financial
Equity above €500,000equity €539,120 ▲378%
Equity rises from €112,784 to €539,120.
26-07
abbreviated format · 5 days before the deadline
2023
31-12
Financial
Highest result from 2018 to 2025net €55,689 ▲275%
The operating result of €93,107 and the net result of €55,689 are both a record.
31-12
Financial
Equity above €100,000equity €112,784 ▲97.5%
After 4 profitable years in a row, equity reaches €112,784.
29-06
abbreviated format · 32 days before the deadline
2022
23-06
abbreviated format · 38 days before the deadline
2021
30-06
abbreviated format · 31 days before the deadline
2020
31-12
Financial
Back to profitnet €1,265
The net result is €1,265, after 2 loss-making years.
24-07
abbreviated format · 7 days before the deadline
Show earlier events
2019
25-09
abbreviated format · 56 days late
2018
18-01
abbreviated format · 13 days before the deadline
2016
20-12
abbreviated format · 42 days before the deadline
2005
05-12
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
PRC in Dutch
Enterprise number
0877.458.238
Legal form
Private limited company
Status
Active, normale toestand
Founded
23-11-2005
Entity type
Legal entity
Registered office and establishments
Registered office
Fabrieksstraat 106, 3920 Lommel, Belgium
Establishment unit
Claes Exclusive Cars, Fabrieksstraat 106, 3920 Lommel since 13-12-2005 · unit number 2.150.409.133
Activities
NACEBEL 2025VAT activities
64210
Activities of holding companies main activity
47811
Retail sale of cars and light vans (up to 3.5 tonnes)
95311
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95314
Bodywork repair (including spraying and painting)
Social security (RSZ) activities
47811
Retail sale of cars and light vans (up to 3.5 tonnes) main activity
Codes under NACEBEL 2008
VAT activities
64200
Holdings main activity
45113
45201
45204
Social security (RSZ) activities
45113
main activity
Codes under NACEBEL 2003
74151
main activity
Invoicing and payment
VAT number
BE 0877.458.238
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
2,542 m²
Building footprint
724 m²
Building volume
4,922 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 72345B1085/00S007 | Flanders | 2,542 m² | 1 · 723 m² | 9.0 m · 2 |