pravusdesign.com
ActiveSummary
pravusdesign.com has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,250 and a net result of €5,881. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 62% of 3507 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▲+51
Solvency87▲+20
Growth22=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.37 against 1.71 in 2024; short-term debt: 37.5% and cash: 5% of total assets), and 37.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.5%
Return on assets
18.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
4 d late
2024
4 d late
2023
5 d late
2022
44 d late
2021
4 d late
2020
5 d early
2019
7 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€51,103▲ 10.3%
2020 · €46,330
EBIT margin
17.2%▲ 26.0pp
2020 · -8.8%
Net result
€5,881▲ 721%
2024 · €716
Working capital
€16,690▼ 17.4%
2024 · €20,194
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€51,103▲ 10.3%
Operating result€8,793-€5,017-€1,327▲ 73.5%-€140▲ 89.5%€6,834
Net result€9,254within the sector's middle half-€3,757below the sector's middle half-€143within the sector's middle half▲ 96.2%€716within the sector's middle half€5,881within the sector's middle half▲ 721%
EBIT margin17.2%▲ 26.0pp
Equity€36,882within the sector's middle half▲ 33.5%€33,125within the sector's middle half▼ 10.2%€32,982within the sector's middle half▼ 0.4%€20,250within the sector's middle half▼ 38.6%€20,250within the sector's middle half=
Total assets€40,995below the sector's middle half▲ 13.7%€36,017below the sector's middle half▼ 12.1%€37,636below the sector's middle half▲ 4.5%€48,789within the sector's middle half▲ 29.6%€32,404below the sector's middle half▼ 33.6%
Debt€4,113▼ 51.2%€2,892▼ 29.7%€4,654▲ 60.9%€28,539▲ 513%€12,154▼ 57.4%
Working capital€32,676within the sector's middle half▲ 33.2%€30,240within the sector's middle half▼ 7.5%€32,339within the sector's middle half▲ 6.9%€20,194within the sector's middle half▼ 37.6%€16,690within the sector's middle half▼ 17.4%
Solvency90.0%above the sector's middle half▲ 13.3pp92.0%above the sector's middle half▲ 2.0pp87.6%above the sector's middle half▼ 4.3pp41.5%within the sector's middle half▼ 46.1pp62.5%within the sector's middle half▲ 21.0pp
Current ratio8.94above the sector's middle half▲ 5.0311.46above the sector's middle half▲ 2.517.95above the sector's middle half▼ 3.511.71within the sector's middle half▼ 6.242.37within the sector's middle half▲ 0.67
Return on assets (ROA)22.6%above the sector's middle half▲ 29.0pp-10.4%below the sector's middle half▼ 33.0pp-0.4%within the sector's middle half▲ 10.1pp1.5%within the sector's middle half▲ 1.8pp18.1%within the sector's middle half▲ 16.7pp
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6,834 after a loss of €140 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32,404
Fixed assets
€3,560 ▲ 6,272%
Current assets
€28,844 ▼ 40.8%
Equity and liabilities €32,404
Equity
€20,250 =
Debt
€12,154 ▼ 57.4%
Debt's share of the balance-sheet total falls from 58.5% to 37.5%. Debt is lower.
Key figures and ratios
EBITDA
€7,572▲
2024 · €448
Cash flow
€6,619▲
2024 · €1,304
Debt to equity
0.60▼
2024 · 1.41
ROE
29.0%▲
2024 · 3.5%
Interest coverage
46.87▲
2024 · 2.29
Debt ≤ 1 year
€12,154▼
2024 · €28,539
Income taxes
€2,445▲
2024 · €965
Staff costs
€1,029
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €51,103 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €37,209 | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €1,029 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,780 | €2,525 | €2,241 | €587 | €738 | ▲ 25.6% |
| Other operating charges640/8 | €2,321 | €1,384 | €2,551 | €1,712 | €400 | ▼ 76.6% |
| Gross operating margin9900 | €13,894 | -€1,108 | €3,465 | €2,159 | €9,001 | ▲ 317% |
| Operating profit (loss)9901 | €8,793 | -€5,017 | -€1,327 | -€140 | €6,834 | ▲ 4,990% |
| Financial income75/76B | €1,070 | €1,434 | €1,334 | €2,017 | €1,653 | ▼ 18.0% |
| Recurring financial income75 | €1,070 | €1,434 | €1,334 | €2,017 | €1,653 | ▼ 18.0% |
| Financial charges65/66B | €120 | €153 | €135 | €196 | €162 | ▼ 17.5% |
| Recurring financial charges65 | €120 | €153 | €135 | €196 | €162 | ▼ 17.5% |
| Profit (loss) for the period before taxes9903 | €9,743 | -€3,737 | -€128 | €1,682 | €8,326 | ▲ 395% |
| Income taxes67/77 | €489 | €20 | €15 | €965 | €2,445 | ▲ 153% |
| Profit (loss) for the period9904 | €9,254 | -€3,757 | -€143 | €716 | €5,881 | ▲ 721% |
| Profit (loss) for the period to be appropriated9905 | €9,254 | -€3,757 | -€143 | €716 | €5,881 | ▲ 721% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €40,995 | €36,017 | €37,636 | €48,789 | €32,404 | ▼ 33.6% |
| Formation expenses20 | €1,116 | €534 | - | - | - | - |
| Fixed assets21/28 | €3,089 | €2,351 | €643 | €56 | €3,560 | ▲ 6,272% |
| Tangible fixed assets22/27 | €3,089 | €2,351 | €643 | €56 | €3,560 | ▲ 6,272% |
| Plant, machinery and equipment23 | - | - | - | - | €3,560 | - |
| Furniture and vehicles24 | €3,089 | €2,351 | €643 | €56 | - | - |
| Current assets29/58 | €36,789 | €33,132 | €36,993 | €48,733 | €28,844 | ▼ 40.8% |
| Amounts receivable within one year40/41 | €33,546 | €29,851 | €35,303 | €45,648 | €25,379 | ▼ 44.4% |
| Trade receivables40 | €16,174 | €7,064 | €8,967 | €7,432 | €3,901 | ▼ 47.5% |
| Other amounts receivable41 | €17,373 | €22,787 | €26,335 | €38,216 | €21,478 | ▼ 43.8% |
| Cash at bank and in hand54/58 | €2,173 | €1,848 | €156 | €1,068 | €1,612 | ▲ 51.0% |
| Deferred charges and accrued income490/1 | €1,070 | €1,434 | €1,534 | €2,017 | €1,853 | ▼ 8.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €40,995 | €36,017 | €37,636 | €48,789 | €32,404 | ▼ 33.6% |
| Equity10/15 | €36,882 | €33,125 | €32,982 | €20,250 | €20,250 | = |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €18,600 | €18,600 | = |
| Reserves13 | €1,650 | €1,650 | €1,650 | €1,650 | €1,650 | = |
| Non-distributable reserves130/1 | €1,650 | €1,650 | €1,650 | €1,650 | €1,650 | = |
| Reserves not available under the articles1311 | €1,650 | €1,650 | €1,650 | €1,650 | €1,650 | = |
| Profit (loss) carried forward14 | €29,032 | €25,275 | €25,132 | - | - | - |
| Amounts payable17/49 | €4,113 | €2,892 | €4,654 | €28,539 | €12,154 | ▼ 57.4% |
| Amounts payable within one year42/48 | €4,113 | €2,892 | €4,654 | €28,539 | €12,154 | ▼ 57.4% |
| Trade debts44 | €793 | €500 | €768 | €336 | €606 | ▲ 80.1% |
| Suppliers440/4 | €793 | €500 | €768 | €336 | €606 | ▲ 80.1% |
| Taxes, remuneration and social security45 | €3,320 | €2,392 | €3,887 | €6,231 | €6,726 | ▲ 7.9% |
| Taxes450/3 | €3,320 | €2,392 | €3,653 | €6,231 | €6,726 | ▲ 7.9% |
| Remuneration and social security454/9 | - | - | €233 | - | - | - |
| Other amounts payable47/48 | - | - | - | €21,971 | €4,822 | ▼ 78.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,254 | -€3,757 | -€143 | €716 | €5,881 | ▲ 721% |
| + Depreciation and write-downs630 | €2,780 | €2,525 | €2,241 | €587 | €738 | ▲ 25.6% |
| Operating cash flow (approximation) | €12,035 | -€1,232 | €2,099 | €1,304 | €6,619 | ▲ 408% |
| Investment in fixed assets (approximation) | - | -€1,787 | -€534 | €0 | -€4,242 | - |
| Change in cash | - | -€325 | -€1,691 | €911 | €544 | ▼ 40.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Back to profitnet €716
Net result €716 after 2 loss-making years.
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
13-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 44 days late
2022
31-12
Financial
Weakest financial yearnet -€3,757
Net result drops to -€3,757, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial
Back to profitnet €9,254
Net result €9,254 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 8.94
Current ratio from 3.91 to 8.94; short-term debt falls from €8,423 to €4,113.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Silly · 1 establishment unit since 2019
Ground area
1,091 m²
Building footprint
118 m²
Parcel 51031B0128/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Pravusdesign.com
since 20192.283.544.504
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51031B0128/00B000 | Wallonia | 1,091 m² | 1 · 118 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,288 companies in sector 74120 we hold annual accounts for 1,011. 857 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
74120Graphic design and visual communication
18130Pre-press and pre-media services
46190Agents in non-specialised wholesale trade
73110Advertising agencies
74201Photography, excluding press photography
82990Other business support services
Contact
E-mail
guyjai@icloud.com
Phone
+32477688861
E-invoicing
Reachable via Peppol
Peppol ID
0208:0715966205
Also
9925:BE0715966205
Registered
23-02-2026
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.