Praverco is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €94k and a net result of €11k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 27% of 8018 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
30 d late
2021
31 d late
2020
27 d late
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▲ 13.8%
2024 · €83k
2019: €52k
2020: €77k
2021: €50k
2022: €63k
2023: €70k
2024: €83k
2019 → 2025
Net result
€11k▼ 13.2%
2024 · €13k
2019: €45k
2020: €26k
2021: €-27k
2022: €13k
2023: €14k
2024: €13k
2019 → 2025
Total assets
€400k▼ 1.8%
2024 · €408k
2019: €71k
2020: €104k
2021: €428k
2022: €420k
2023: €409k
2024: €408k
2019 → 2025
Solvency
23.6%▲ 3.2pp
2024 · 20.3%
2019: 72.9%
2020: 74.7%
2021: 11.8%
2022: 15.1%
2023: 17.0%
2024: 20.3%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€63k▲ 25.7%€70k▲ 9.9%€83k▲ 19.0%€94k▲ 13.8%
Operating result€-23k-€17k€19k▲ 12.9%€21k▲ 10.1%€19k▼ 10.5%
Net result€-27k-€13k€14k▲ 6.9%€13k▼ 4.6%€11k▼ 13.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €400k
Fixed assets
€368k=
Current assets
€33k▼ 18.6%
Equity and liabilities €400k
Equity
€94k▲ 13.8%
Debt
€306k▼ 5.8%
The debt ratio falls from 79.7% to 76.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
23.6%▲
2024 · 20.3%
ROE
12.1%▼
2024 · 15.9%
ROA
2.9%▼
2024 · 3.2%
Debt
€306k▼
2024 · €325k
Debt ≤ 1 year
€40k▼
2024 · €40k
Debt > 1 year
€266k▼
2024 · €284k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€408k€400k▼
Fixed assets21/28€368k€368k=
Tangible fixed assets22/27€368k€368k=
Land and buildings22€368k€368k=
Current assets29/58€40k€33k▼
Amounts receivable within one year40/41€15k€17k▲
Trade receivables40€10k€12k▲
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€23k€15k▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€408k€400k▼
Equity10/15€83k€94k▲
Contributions10/11€19k€19k=
Reserves13€51k€76k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€49k€74k▲
Profit (loss) carried forward14€13k€0▼
Amounts payable17/49€325k€306k▼
Amounts payable after more than one year17€284k€266k▼
Financial debts170/4€284k€266k▼
Amounts payable within one year42/48€40k€40k▼
Current portion of amounts payable after more than one year42€19k€19k=
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€7k€6k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€8k€11k▲
Income statement
Code20242025
Other operating charges640/8€2k€2k▼
Gross operating margin9900€23k€21k▼
Operating profit (loss)9901€21k€19k▼
Financial income75/76B-€148
Recurring financial income75-€148
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€18k€15k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€13k€11k▼
Profit (loss) for the period to be appropriated9905€13k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€25k▲
Profit (loss) brought forward from the previous period14P€230€13k▲
Transfer from equity791/2€0-
Transfer to equity691/2-€25k
To other reserves6921-€25k
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-27k ▼204%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Menen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parkstraat 678930 MenenGround area
222 m²
Building footprint
99 m²
Volume, LiDAR
485 m³
Parcel 34027E1008/00P067, Flanders · tallest building 10.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Praverco BVBA
since 20192.283.854.409
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34027E1008/00P067 | Flanders | 222 m² | 1 · 99 m² | 10.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 12,177 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-10-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.