PRAKTISA
ActivePRAKTISA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €227k and a net result of €47k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 65% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-4
Solvency100▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 7.7 against 6.37 in 2024; short-term debt: 9.9% and cash: 1.9% of total assets), and 23.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.9%
Return on assets
16.1%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-02-2026, 9 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
9 d late
2024
7 d early
2023
1 d early
2022
1 d early
2021
3 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€227k▲ 13.8%
2024 · €199k
2019: €46k
2020: €62k
2021: €88k
2022: €128k
2023: €160k
2024: €199k
2019 → 2025
Total assets
€295k▲ 4.3%
2024 · €282k
2019: €65k
2020: €192k
2021: €206k
2022: €236k
2023: €256k
2024: €282k
2019 → 2025
Net result
€47k▼ 11.9%
2024 · €54k
2019: €25k
2020: €26k
2021: €36k
2022: €38k
2023: €47k
2024: €54k
2019 → 2025
Working capital
€195k▲ 21.0%
2024 · €161k
2019: €36k
2020: €49k
2021: €73k
2022: €108k
2023: €139k
2024: €161k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€128k▲ 45.9%€160k▲ 24.8%€199k▲ 24.3%€227k▲ 13.8%
Operating result€41k-€46k▲ 13.3%€59k▲ 27.5%€64k▲ 8.1%€56k▼ 12.6%
Net result€36k-€38k▲ 6.1%€47k▲ 23.3%€54k▲ 15.0%€47k▼ 11.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €295k
Fixed assets
€71k▼ 22.7%
Current assets
€224k▲ 17.2%
Equity and liabilities €295k
Equity
€227k▲ 13.8%
Debt
€68k▼ 18.5%
The debt ratio falls from 29.5% to 23.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€77k▼
2024 · €82k
Cash flow
€68k▼
2024 · €72k
Solvency
76.9%▲
2024 · 70.5%
Current ratio
7.70▲
2024 · 6.37
Quick ratio
7.70▲
2024 · 6.37
Debt / equity
0.30▼
2024 · 0.42
ROE
20.9%▼
2024 · 27.1%
ROA
16.1%▼
2024 · 19.1%
Interest coverage
46.04▼
2024 · 48.74
Debt
€68k▼
2024 · €83k
Debt ≤ 1 year
€29k▼
2024 · €30k
Debt > 1 year
€39k▼
2024 · €53k
Income taxes
€13k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€282k€295k▲
Fixed assets21/28€92k€71k▼
Tangible fixed assets22/27€92k€71k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€24k€19k▼
Other tangible fixed assets26€65k€51k▼
Current assets29/58€191k€224k▲
Amounts receivable after more than one year29€81k€69k▼
Other amounts receivable291€81k€69k▼
Amounts receivable within one year40/41€104k€148k▲
Trade receivables40€14k€12k▼
Other amounts receivable41€90k€137k▲
Cash at bank and in hand54/58€5k€5k▲
Deferred charges and accrued income490/1€781€879▲
Equity and liabilities
Total equity and liabilities10/49€282k€295k▲
Equity10/15€199k€227k▲
Contributions10/11€19k€19k=
Reserves13€181k€208k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€179k€206k▲
Amounts payable17/49€83k€68k▼
Amounts payable after more than one year17€53k€39k▼
Financial debts170/4€53k€39k▼
Amounts payable within one year42/48€30k€29k▼
Current portion of amounts payable after more than one year42€28k€28k▲
Trade debts44€98€460▲
Suppliers440/4€98€460▲
Taxes, remuneration and social security45€2k€800▼
Taxes450/3€2k€800▼
Accrued charges and deferred income492/3€58€60▲
Income statement
Code20242025
Non-recurring operating income76A€22k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€21k▲
Other operating charges640/8€917€1k▲
Gross operating margin9900€83k€78k▼
Operating profit (loss)9901€64k€56k▼
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€67k€60k▼
Income taxes67/77€13k€13k▼
Profit (loss) for the period9904€54k€47k▼
Profit (loss) for the period to be appropriated9905€54k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€47k▼
Transfer to equity691/2€39k€27k▼
To other reserves6921€39k€27k▼
Profit to be distributed694/7€15k€20k▲
Directors or managers695€15k€20k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2025
30-06
Financial
Equity above €200kEq €227k ▲13.8%
7 profitable years in a row build equity to €227k.
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €54k ▲15%
Operating result €64k, net result €54k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €150kEq €160k ▲24.8%
5 profitable years in a row build equity to €160k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100kEq €128k ▲45.9%
4 profitable years in a row build equity to €128k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 36 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwe Ydelaan(Odk) 428670 KoksijdeGround area
1,551 m²
Building footprint
362 m²
Volume, LiDAR
1,266 m³
2 parcels, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PRAKTISA
since 20162.256.441.615
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38502G0900/00_000 | Flanders | 893 m² | 1 · 134 m² | 11.1 m · 2 fl. |
| 38018A0762/00A000 | Flanders | 657 m² | 1 · 227 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,690 companies in sector 86951 we hold annual accounts for 2,137. 1,551 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-09-2016
Fiscal year end30-06
Activities, NACEBEL
86905Human health activities
86951Physiotherapy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.