PRAKTIJK 49
ActivePRAKTIJK 49 has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €427k and a net result of €166k. Equity is growing by ~56.1% per year across the filed fiscal years. Its solvency ranks better than 85% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 8.63 against 4.07 in 2024; short-term debt: 8.3% and cash: 19.1% of total assets), and 8.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.6%
Return on assets
35.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-02-2026, 65 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
65 d early
2024
8 d early
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€427k▲ 63.8%
2024 · €260k
2023: €134k
2024: €260k
2023 → 2025
Total assets
€466k▲ 52.7%
2024 · €305k
2023: €189k
2024: €305k
2023 → 2025
Net result
€166k▲ 31.7%
2024 · €126k
2023: €131k
2024: €126k
2023 → 2025
Working capital
€294k▲ 117%
2024 · €135k
2023: €37k
2024: €135k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€134k-€260k▲ 93.8%€427k▲ 63.8%
Operating result€183k-€165k▼ 9.8%€213k▲ 29.2%
Net result€131k-€126k▼ 4.1%€166k▲ 31.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €465k
Fixed assets
€133k▲ 6.4%
Current assets
€332k▲ 85.5%
Equity and liabilities €466k
Equity
€427k▲ 63.8%
Debt
€39k▼ 11.8%
The debt ratio falls from 14.6% to 8.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€234k▲
2024 · €182k
Cash flow
€187k▲
2024 · €143k
Solvency
91.6%▲
2024 · 85.4%
Current ratio
8.63▲
2024 · 4.07
Quick ratio
8.63▲
2024 · 4.07
Debt / equity
0.09▼
2024 · 0.17
ROE
38.9%▼
2024 · 48.4%
ROA
35.7%▼
2024 · 41.3%
Interest coverage
121.80▲
2024 · 68.94
Debt
€39k▼
2024 · €44k
Debt ≤ 1 year
€38k▼
2024 · €44k
Income taxes
€48k▲
2024 · €37k
Staff costs
€75k▲
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€305k€466k▲
Formation expenses20€869€579▼
Fixed assets21/28€125k€133k▲
Tangible fixed assets22/27€125k€133k▲
Land and buildings22€108k€120k▲
Plant, machinery and equipment23€5k€5k▼
Furniture and vehicles24€12k€8k▼
Current assets29/58€179k€332k▲
Amounts receivable within one year40/41€4k€4k▼
Trade receivables40€0€89▲
Other amounts receivable41€4k€4k▼
Current investments50/53€130k€220k▲
Cash at bank and in hand54/58€22k€89k▲
Deferred charges and accrued income490/1€23k€20k▼
Equity and liabilities
Total equity and liabilities10/49€305k€466k▲
Equity10/15€260k€427k▲
Contributions10/11€3k€3k=
Reserves13€131k€216k▲
Tax-exempt reserves132-€84k
Distributable reserves133€131k€131k=
Profit (loss) carried forward14€126k€208k▲
Amounts payable17/49€44k€39k▼
Amounts payable within one year42/48€44k€38k▼
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€9k€7k▼
Suppliers440/4€9k€7k▼
Taxes, remuneration and social security45€26k€23k▼
Taxes450/3€10k€8k▼
Remuneration and social security454/9€16k€15k▼
Other amounts payable47/48€9k€7k▼
Accrued charges and deferred income492/3€518€727▲
Income statement
Code20242025
Remuneration, social security and pensions62€72k€75k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€21k▲
Other operating charges640/8€451€439▼
Gross operating margin9900€255k€310k▲
Operating profit (loss)9901€165k€213k▲
Financial income75/76B€20€3k▲
Recurring financial income75€20€3k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€163k€215k▲
Income taxes67/77€37k€48k▲
Profit (loss) for the period9904€126k€166k▲
Transfer to tax-exempt reserves689-€84k
Profit (loss) for the period to be appropriated9905€126k€82k▼
Appropriation of the result
Profit (loss) to be appropriated9906€126k€208k▲
Profit (loss) brought forward from the previous period14P-€126k
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2023net €166k ▲31.7%
Operating result €213k, net result €166k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 8.63
Current ratio from 4.07 to 8.63; short-term debt falls from €44k to €38k.
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €126k ▼4.1%
Net result drops to €126k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity doublescurrent ratio 4.07
Current ratio from 1.68 to 4.07; short-term debt falls from €55k to €44k.
30-09
Financial
Equity above €200kEq €260k ▲93.8%
2 profitable years in a row build equity to €260k.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Felix Beernaertsplein 499230 WetterenGround area
156 m²
Building footprint
156 m²
Volume, LiDAR
844 m³
Parcel 42302E0029/00P002, Flanders · tallest building 11.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PRAKTIJK 49
since 20222.335.884.417
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42302E0029/00P002 | Flanders | 156 m² | 1 · 156 m² | 11.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dokter Van Compernolle Dries
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DR. KRISTINE DE RIDDER
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Dr Pierre REGINSTER
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Dokter Olivier Rouseu
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 5,022 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-09-2022
Fiscal year end30-09
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.