PRAGMATIK CONSULT
ActivePRAGMATIK CONSULT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €157k and a net result of €139k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▲+2
Solvency41▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.18 in 2023; short-term debt: 15.4% and cash: 4.7% of total assets), and 84.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 20785 sector peers (2024).
NBB · sector comparisonPosition among 20785 sector peers
Solvency
better than 15%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €157k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-05-2025, 69 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
69 d early
2023
35 d early
2022
32 d early
2021
37 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€157k▲ 746%
2023 · €19k
2018: €12k
2019: €5k
2020: €48k
2021: €92k
2022: €19k
2023: €19k
2018 → 2024
Total assets
€1.00M▲ 18.5%
2023 · €847k
2018: €166k
2019: €352k
2020: €368k
2021: €399k
2022: €617k
2023: €847k
2018 → 2024
Net result
€139k▲ 30.1%
2023 · €107k
2018: €17k
2019: €-7k
2020: €61k
2021: €64k
2022: €60k
2023: €107k
2018 → 2024
Working capital
€-96k▲ 50.4%
2023 · €-194k
2018: €-5k
2019: €-28k
2020: €-5k
2021: €20k
2022: €-90k
2023: €-194k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€48k-€92k▲ 91.4%€19k▼ 79.9%€19k=€157k▲ 746%
Operating result€83k-€86k▲ 3.5%€83k▼ 3.5%€154k▲ 86.3%€197k▲ 27.9%
Net result€61k-€64k▲ 5.4%€60k▼ 5.9%€107k▲ 76.8%€139k▲ 30.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 28% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.00M
Fixed assets
€945k▲ 17.5%
Current assets
€59k▲ 36.8%
Equity and liabilities €1.00M
Equity
€157k▲ 746%
Debt
€846k▲ 2.2%
The debt ratio falls from 97.8% to 84.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€253k▲
2023 · €213k
Cash flow
€195k▲
2023 · €165k
Solvency
15.7%▲
2023 · 2.2%
Current ratio
0.38▲
2023 · 0.18
Quick ratio
0.38▲
2023 · 0.18
Debt / equity
5.38▼
2023 · 44.54
ROE
88.2%▼
2023 · 573.0%
ROA
13.8%▲
2023 · 12.6%
Interest coverage
17.17▲
2023 · 16.26
Debt
€846k▲
2023 · €828k
Debt ≤ 1 year
€155k▼
2023 · €237k
Debt > 1 year
€691k▲
2023 · €591k
Income taxes
€44k▲
2023 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€847k€1.00M▲
Fixed assets21/28€804k€945k▲
Tangible fixed assets22/27€804k€945k▲
Land and buildings22€787k€930k▲
Plant, machinery and equipment23€865€1k▲
Furniture and vehicles24€3k€3k▲
Other tangible fixed assets26€13k€10k▼
Current assets29/58€43k€59k▲
Stocks and contracts in progress3€489-
Stocks30/36€489-
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€174€2k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€34k€47k▲
Deferred charges and accrued income490/1€6k€10k▲
Equity and liabilities
Total equity and liabilities10/49€847k€1.00M▲
Equity10/15€19k€157k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14-€139k
Amounts payable17/49€828k€846k▲
Amounts payable after more than one year17€591k€691k▲
Financial debts170/4€591k€691k▲
Amounts payable within one year42/48€237k€155k▼
Current portion of amounts payable after more than one year42€45k€54k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€35k€20k▼
Taxes450/3€35k€20k▼
Other amounts payable47/48€155k€79k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€56k▼
Other operating charges640/8€8k€4k▼
Gross operating margin9900€221k€257k▲
Operating profit (loss)9901€154k€197k▲
Financial income75/76B€70€253▲
Recurring financial income75€70€253▲
Financial charges65/66B€13k€15k▲
Recurring financial charges65€13k€15k▲
Profit (loss) for the period before taxes9903€141k€183k▲
Income taxes67/77€35k€44k▲
Profit (loss) for the period9904€107k€139k▲
Profit (loss) for the period to be appropriated9905€107k€139k▲
Appropriation of the result
Profit (loss) to be appropriated9906€107k€139k▲
Profit to be distributed694/7€107k-
Return on contributions (dividend)694€107k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €139k ▲30.1%
Operating result €197k, net result €139k, both a record.
31-12
Financial
Equity above €150kEq €157k ▲746%
5 profitable years in a row build equity to €157k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €61k
Net result €61k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-7k ▼140%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vronerodelaan 1211180 UkkelGround area
149 m²
Building footprint
149 m²
Volume, LiDAR
1,102 m³
Parcel 21614H0008/00E011, Brussels · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vronerodelaan 121, 1180 Ukkel
since 20172.260.163.841
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614H0008/00E011 | Brussels | 148 m² | 1 · 148 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MG Consult
BE 0777.401.253
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Progressive Consultancy for IT
BE 0668.416.904
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Slingshot Management
BE 1019.071.508
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FREeDOM SOLUTION
BE 0884.284.761
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MBO Consulting
BE 0788.507.060
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 15,286 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.