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PRAGMACON

Active
Private limited companyfounded 2018active for 8 yearsS.V.D. Veldestraat(SML) 49, 9630 Zwalm, BelgiumKBO/BCE: BE 0694.707.070
Summary

PRAGMACON has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,040 and a net result of €16,970. Equity is growing by about 62% per year across the filed financial years. Its solvency ranks better than 16% of 21,064 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
PRAGMACONActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
9th largest company by total assets in Zwalm, Telecoms and IT sector1 site
Size
€243,904total assets 2025
Equity
€29,040
Profit
€16,970
Turnover not published (micro format)
Financial health
90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 32 days early1 of 2 deeds read
Why 90raises riskEquity €29,040 (11.9% of total assets)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €243,904Figures for financial year 2025 (filed 29-06-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 29% of its sector peers (NACE 62, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 37-2
equity 11.9% of total assets
Liquidity 56-2
short-term debt 21.4% · cash 10.7%
Profitability 77-1
return on assets 7.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,870 companies, NACE 62, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.5%▼ -0.2 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.1%▼ -0.4 percentage points vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.1%▼ -0.1 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%▼ -0.2 percentage points vs 09-2026lowest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.86, compared with 1.23 in 2024, below 1; short-term debt: 21.4% and cash: 10.7% of total assets), and 88.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 17% on solvency, 38% on liquidity, 37% on profitability and 26% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €243,904
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €29,040 (11.9% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 29-06-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 21064 sector peers (2025).
NBB · sector comparison
Position among 21064 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
32 days early
2024
1 day early
2023
7 days early
2022
30 days early
2021
5 days early
2020
28 days late
2019
34 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Among the weakest 16% on solvencysector median 60.0% · 21,064 companies 11.9% View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €16,970 5 years View

By topic

Financials

Financial year
2025
Total assets
€243,904
Profit
€16,970
Solvency
11.9%
Total assets▼ 3.2%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2020
Next accounts
by 31-07-2027
  1. 14-11-2023Resignation: THIENPONT Timmy Marcel Maria (manager)
  2. 01-07-2023Annual accounts filed
  3. 31-12-2022Highest result from 2019 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
12-04-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
13
Annual meeting
Third Friday of June at 20:00
Purpose
“Computeradviesbureaus; Het uitbaten en beheren van webshops; Ontwerpen en programmeren van…” (deed in Dutch)
Go to Articles of association

Key facts about PRAGMACON

What is the company number of PRAGMACON?
0694.707.070. In Belgium the VAT number is the company number with BE in front: BE 0694.707.070.
Where is PRAGMACON based?
The registered office is at S.V.D. Veldestraat(SML) 49, 9630 Zwalm.Company details
What does PRAGMACON do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of PRAGMACON?
Private limited company (BV).
When was PRAGMACON founded?
On 12-04-2018.
Is PRAGMACON still active?
Yes, PRAGMACON is an active enterprise in the KBO register.
What is the turnover of PRAGMACON?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PRAGMACON profitable?
In financial year 2025, PRAGMACON made a profit of €16,970.
Where can I find the annual accounts of PRAGMACON?
PRAGMACON filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PRAGMACON due?
By 31-07-2027, for financial year 2026.Timeline

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