PRAETOR
ActivePRAETOR has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11k and a net result of €151k. Equity is shrinking by ~27.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 5% of 12643 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency12▼-1
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.02 in 2024), and 98.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.5%
Return on assets
20.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 12643 sector peers (2025).
NBB · sector comparisonPosition among 12643 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
14 d early
2024
183 d early
2023
63 d early
2022
45 d early
2021
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▲ 5.9%
2024 · €10k
2021: €181k
2022: €302k
2023: €466k
2024: €10k
2021 → 2025
Total assets
€724k▲ 22.7%
2024 · €589k
2021: €212k
2022: €350k
2023: €496k
2024: €589k
2021 → 2025
Net result
€151k▼ 8.9%
2024 · €165k
2021: €171k
2022: €120k
2023: €164k
2024: €165k
2021 → 2025
Working capital
€10k▲ 11.2%
2024 · €9k
2021: €181k
2022: €302k
2023: €465k
2024: €9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€181k-€302k▲ 66.4%€466k▲ 54.5%€10k▼ 97.8%€11k▲ 5.9%
Operating result€229k-€161k▼ 29.5%€206k▲ 27.6%€205k▼ 0.4%€187k▼ 8.8%
Net result€171k-€120k▼ 29.7%€164k▲ 36.5%€165k▲ 0.6%€151k▼ 8.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €724k
Fixed assets
€894▼ 31.0%
Current assets
€723k▲ 22.9%
Equity and liabilities €724k
Equity
€11k▲ 5.9%
Debt
€713k▲ 23.1%
The debt ratio rises from 98.2% to 98.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€188k▼
2024 · €206k
Cash flow
€151k▼
2024 · €166k
Solvency
1.5%▼
2024 · 1.8%
Current ratio
1.01▼
2024 · 1.02
Quick ratio
1.01▼
2024 · 1.02
Debt / equity
65.13▲
2024 · 56.04
ROA
20.8%▼
2024 · 28.0%
Interest coverage
4625.33▲
2024 · 2480.58
Debt
€713k▲
2024 · €579k
Debt ≤ 1 year
€713k▲
2024 · €579k
Income taxes
€40k▼
2024 · €49k
A ratio outside any meaningful range has been withheld (balance sheet total €724k, equity €11k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€589k€724k▲
Fixed assets21/28€1k€894▼
Tangible fixed assets22/27€1k€894▼
Furniture and vehicles24€1k€894▼
Current assets29/58€588k€723k▲
Amounts receivable within one year40/41€4k€12k▲
Other amounts receivable41€4k€12k▲
Current investments50/53€407k-
Cash at bank and in hand54/58€178k€711k▲
Equity and liabilities
Total equity and liabilities10/49€589k€724k▲
Equity10/15€10k€11k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€334€941▲
Amounts payable17/49€579k€713k▲
Amounts payable within one year42/48€579k€713k▲
Trade debts44€1k€44▼
Suppliers440/4€1k€44▼
Taxes, remuneration and social security45€14k€15k▲
Taxes450/3€14k€15k▲
Other amounts payable47/48€564k€697k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€402€402=
Other operating charges640/8€387€400▲
Gross operating margin9900€206k€188k▼
Operating profit (loss)9901€205k€187k▼
Financial income75/76B€9k€4k▼
Recurring financial income75€9k€4k▼
Financial charges65/66B€83€41▼
Recurring financial charges65€83€41▼
Profit (loss) for the period before taxes9903€215k€191k▼
Income taxes67/77€49k€40k▼
Profit (loss) for the period9904€165k€151k▼
Profit (loss) for the period to be appropriated9905€165k€151k▼
Appropriation of the result
Profit (loss) to be appropriated9906€622k€151k▼
Profit (loss) brought forward from the previous period14P€456k€334▼
Profit to be distributed694/7€621k€150k▼
Return on contributions (dividend)694€621k€150k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 16.88
Current ratio from 7.31 to 16.88; short-term debt falls from €48k to €29k.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €120k ▼29.7%
Net result drops to €120k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €302k ▲66.4%
2 profitable years in a row build equity to €302k.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beiaardlaan 401850 GrimbergenGround area
239 m²
Building footprint
266 m²
Volume, LiDAR
1,974 m³
Parcel 23402E0203/00H009, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PRAETOR
since 20202.301.886.313
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0203/00H009 | Flanders | 239 m² | 1 · 266 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
François MATHONET, société notariale
BE 0759.791.397
Liège · Eq €11k
Benoît Heymans
BE 1010.107.817
Ukkel · Eq €11k
LaNa
BE 0780.803.577
Brecht · Eq €11k
NotaLink Geassocieerde Notarissen
BE 0804.349.140
Schoten · Eq €11k
DECKERS NOTARISSEN
BE 0469.875.423
Antwerpen · Eq €10k
Of 2,253 companies in sector 69102 we hold annual accounts for 1,750. 562 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2020
Fiscal year end31-12
Activities, NACEBEL
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.