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Praesidio

Active
Public limited companyfounded 2022active for 4 yearsMechelsesteenweg 180, 2018 Antwerpen, BelgiumKBO/BCE: BE 0782.983.406
Summary

The computed 12-month bankruptcy probability of Praesidio is 2.2% (moderate). The 2025 annual accounts show equity of €116,130 and a net result of €52,507. Equity is growing by about 62% per year across the filed financial years. Its solvency ranks better than 30% of 6,071 sector peers (NACE 46, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Agents specialised in the wholesale of other particular products
NACE 46180Insurance, reinsurance and pension funding, except compulsory social security NACE 65122Insurance agents and brokers NACE 66220
3 sites
Size
€418,377total assets 2025
Equity
€116,130
Profit
€52,507
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.2%
Structure
Parent
Gerantis · 100%
Board
4 members
Auditor: Finvision BedrijfsrevisorenAccounts 15 days early5 of 9 deeds read
Why 54raises riskLiquidity: current ratio 1.30, cash €1,0941 of the last 3 lateFounded in 2022lowers riskSize: total assets €418,377Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 55% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Average
Solvency 53-14
equity 27.8% of total assets
Liquidity 11-9
short-term debt 72.2% · cash 0.3%
Profitability 84-16
return on assets 12.6%
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,867 companies, NACE 46, micro)
Last 24 months 11-2024: 7.0% 12-2024: 7.0%● unchanged vs 11-2024 01-2025: 7.0%● unchanged vs 12-2024 02-2025: 7.0%● unchanged vs 01-2025 03-2025: 6.8%▼ -0.2 percentage points vs 02-2025 04-2025: 7.9%▲ +1.1 percentage points vs 03-2025 05-2025: 8.1%▲ +0.2 percentage points vs 04-2025 06-2025: 8.2%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 8.2%● unchanged vs 06-2025highest value 08-2025: 4.3%▼ -3.9 percentage points vs 07-2025 09-2025: 2.8%▼ -1.5 percentage points vs 08-2025 10-2025: 2.8%● unchanged vs 09-2025 11-2025: 2.5%▼ -0.3 percentage points vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 2.5%● unchanged vs 12-2025 02-2026: 2.5%● unchanged vs 01-2026 03-2026: 2.5%● unchanged vs 02-2026 04-2026: 2.8%▲ +0.3 percentage points vs 03-2026 05-2026: 2.9%▲ +0.1 percentage points vs 04-2026 06-2026: 2.9%● unchanged vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 2.2%▼ -0.7 percentage points vs 07-2026lowest value 09-2026: 2.2%● unchanged vs 08-2026lowest value 10-2026: 2.2%● unchanged vs 09-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.3, compared with 1.69 in 2024; short-term debt: 72.2% and cash: 0.3% of total assets), and 72.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 38% on solvency, 12% on liquidity, 79% on profitability and 92% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.30, cash €1,094
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
raises risk · Founded in 2022
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: total assets €418,377
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
15 days early
2024
7 days early
2023
65 days late
2022
50 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 23 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (3 of the last 4 filed years within 37 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Resignations: Gerantis Group NV (director) and…Appointments: Sirius B BV, Gerantis…
  2. Annual accounts filedfinancial year 2025 · full…
  3. RestructuringDeclaration · Transfer of a…

Key points

  • Positive: Equity rose in 2025from €63,622 to €116,130 ▲ 82.5% View
  • Caution: Among the weakest 13% on equitysector median €1.6m · 6,010 companies €116,130 View
  • New directorslatest change 04-08-2026 · 4 in office 3 joined View
  • Controlled by Gerantisultimately: Castelmore Group NV 100% View

By topic

Financials

Financial year
2025
Total assets
€418,377
Profit
€52,507
Solvency
27.8%
Total assets▲ 174%
Net result
20222025
Go to Financials

Board & ownership

Board
4 members
Parent
Gerantis · 100%
Auditor
Finvision Bedrijfsrevisoren
  • Gerantis Group NVDirector
  • GT3 BVDirector
  • Sirius B BVDirector
  • GT3 BVDirector
Go to Board & ownership

Timeline

Events
13
Since
2023
Next accounts
by 31-07-2027
  1. 12-02-2026Purpose · Amendment of the articles
  2. 05-01-2026Appointment: FinvisionBedrijfsrevisorenBV (statutory auditor)
  3. 31-12-2025Equity above €100,000
Go to Timeline

Company details

Sites
3
Legal form
Public limited company
Activity
Agents specialised in the wholesale of other particular…NACE 46180
Founded
08-03-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
5
Who signs
A managing director alone
Annual meeting
30 June at 18:00
Purpose
Bemiddeling, advies, coördinatie en centralisatie van aankoopprocesses; Het opzetten van…
Go to Articles of association

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