PRAECIPITEM
ActiveSummary
PRAECIPITEM has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-17k) and a net result of €-56k. Equity is shrinking by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 9% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-64
Solvency18▼-22
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.93 against 1.15 in 2024; short-term debt: 102.2% and cash: 50.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-7.3%
Return on assets
-24.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-17k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
57 d early
2024
37 d early
2023
71 d early
2022
47 d early
2021
27 d early
2020
40 d early
2019
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-17k
2024 · €40k
2019: €77k
2020: €98k
2021: €95k
2022: €98k
2023: €98k
2024: €40k
2019 → 2025
Total assets
€233k▼ 11.8%
2024 · €265k
2019: €87k
2020: €146k
2021: €146k
2022: €202k
2023: €269k
2024: €265k
2019 → 2025
Net result
€-56k
2024 · €86k
2019: €59k
2020: €21k
2021: €-2k
2022: €63k
2023: €90k
2024: €86k
2019 → 2025
Working capital
€-16k
2024 · €33k
2019: €74k
2020: €54k
2021: €60k
2022: €67k
2023: €76k
2024: €33k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€95k-€98k▲ 2.5%€98k=€40k▼ 59.6%€-17k
Operating result€66k-€147k▲ 124%€191k▲ 29.9%€205k▲ 7.1%€104k▼ 49.1%
Net result€-2k-€63k€90k▲ 42.4%€86k▼ 4.9%€-56k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233k
Fixed assets
€11k ▼ 3.8%
Current assets
€223k ▼ 12.2%
Key figures and ratios
EBITDA
€116k▼
2024 · €221k
Cash flow
€-45k▼
2024 · €102k
Solvency
-7.3%▼
2024 · 14.9%
Current ratio
0.93▼
2024 · 1.15
Debt to equity
-14.79▼
2024 · 5.70
ROA
-24.2%▼
2024 · 32.4%
Interest coverage
0.72▼
2024 · 2.39
Debt
€250k▲
2024 · €225k
Debt ≤ 1 year
€238k▲
2024 · €221k
Income taxes
€914▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€265k€233k▼
Fixed assets21/28€11k€11k▼
Tangible fixed assets22/27€11k€11k▼
Furniture and vehicles24€11k€11k▼
Current assets29/58€254k€223k▼
Amounts receivable within one year40/41€129k€102k▼
Trade receivables40€64k€27k▼
Other amounts receivable41€65k€75k▲
Cash at bank and in hand54/58€121k€118k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€265k€233k▼
Equity10/15€40k€-17k▼
Contributions10/11€19k€19k=
Reserves13€21k€21k=
Distributable reserves133€21k€21k=
Profit (loss) carried forward14€0€-56k▼
Amounts payable17/49€225k€250k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€221k€238k▲
Current portion of amounts payable after more than one year42€5k€0▼
Trade debts44€4k€15▼
Suppliers440/4€4k€15▼
Taxes, remuneration and social security45€10k€0▼
Taxes450/3€6k€0▼
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€201k€238k▲
Accrued charges and deferred income492/3€4k€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€11k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€224k€118k▼
Operating profit (loss)9901€205k€104k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€93k€161k▲
Recurring financial charges65€93k€161k▲
Profit (loss) for the period before taxes9903€113k€-56k▼
Income taxes67/77€28k€914▼
Profit (loss) for the period9904€86k€-56k▼
Profit (loss) for the period to be appropriated9905€86k€-56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€-56k▼
Transfer from equity791/2€58k€0▼
Profit to be distributed694/7€144k€0▼
Return on contributions (dividend)694€144k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-56k ▼166%
Net result drops to €-56k, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €90k ▲42.4%
Net result €90k, the highest in the series.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €63k
Net result €63k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Matines(WP) 225100 NamurGround area
1,766 m²
Building footprint
132 m²
Volume, LiDAR
861 m³
Parcel 92135C0191/00G000, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PRAECIPITEM
since 20192.284.091.563
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92135C0191/00G000 | Wallonia | 1,766 m² | 1 · 132 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549007IRW9YZ4DRNY83
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,606 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:p.granado@etreac.be