PPP & NPK MANAGEMENT
ActivePPP & NPK MANAGEMENT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €54k. Equity is growing by ~87% per year across the filed fiscal years. Its solvency ranks better than 94% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+8
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 16.6 against 2.27 in 2024; short-term debt: 4.9% and cash: 31.9% of total assets), and 4.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.1%
Return on assets
45.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€113k▲ 91.1%
2024 · €59k
2023: €10k
2024: €59k
2023 → 2025
Total assets
€119k▲ 34.8%
2024 · €88k
2023: €27k
2024: €88k
2023 → 2025
Net result
€54k▼ 26.7%
2024 · €74k
2023: €6k
2024: €74k
2023 → 2025
Working capital
€90k▲ 144%
2024 · €37k
2023: €-10k
2024: €37k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€59k▲ 484%€113k▲ 91.1%
Operating result€10k-€94k▲ 882%€62k▼ 34.6%
Net result€6k-€74k▲ 1,101%€54k▼ 26.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119k
Fixed assets
€23k▲ 3.9%
Current assets
€96k▲ 45.3%
Equity and liabilities €119k
Equity
€113k▲ 91.1%
Debt
€6k▼ 80.1%
The debt ratio falls from 32.9% to 4.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65k▼
2024 · €96k
Cash flow
€57k▼
2024 · €76k
Solvency
95.1%▲
2024 · 67.1%
Current ratio
16.60▲
2024 · 2.27
Quick ratio
16.60▲
2024 · 2.27
Debt / equity
0.05▼
2024 · 0.49
ROE
47.7%▼
2024 · 124.3%
ROA
45.3%▼
2024 · 83.5%
Interest coverage
42.02▼
2024 · 58.17
Debt
€6k▼
2024 · €29k
Debt ≤ 1 year
€6k▼
2024 · €29k
Income taxes
€14k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€119k▲
Fixed assets21/28€22k€23k▲
Tangible fixed assets22/27€17k€20k▲
Plant, machinery and equipment23€10k€14k▲
Furniture and vehicles24€7k€5k▼
Other tangible fixed assets26€888€888=
Assets under construction and advance payments27€0-
Financial fixed assets28€5k€3k▼
Current assets29/58€66k€96k▲
Amounts receivable after more than one year29-€25k
Other amounts receivable291-€25k
Amounts receivable within one year40/41€28k€26k▼
Trade receivables40€28k€12k▼
Other amounts receivable41€202€14k▲
Cash at bank and in hand54/58€38k€38k▼
Deferred charges and accrued income490/1-€7k
Equity and liabilities
Total equity and liabilities10/49€88k€119k▲
Equity10/15€59k€113k▲
Contributions10/11€4k€4k=
Reserves13€55k€109k▲
Distributable reserves133€55k€109k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€29k€6k▼
Amounts payable within one year42/48€29k€6k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Other amounts payable47/48€20k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€975€711▼
Non-recurring operating charges66A-€108
Gross operating margin9900€97k€66k▼
Operating profit (loss)9901€94k€62k▼
Financial income75/76B€34€8k▲
Recurring financial income75€34€8k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€92k€68k▼
Income taxes67/77€19k€14k▼
Profit (loss) for the period9904€74k€54k▼
Profit (loss) for the period to be appropriated9905€74k€54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€54k▼
Transfer to equity691/2€49k€54k▲
To other reserves6921€49k€54k▲
Profit to be distributed694/7€25k€0▼
Return on contributions (dividend)694€25k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 7current ratio 16.60
Current ratio from 2.27 to 16.60; short-term debt falls from €29k to €6k.
31-12
Financial
Equity above €100kEq €113k ▲91.1%
3 profitable years in a row build equity to €113k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €74k ▲1101%
Operating result €94k, net result €74k, both a record.
31-12
Financial
Liquidity times 6current ratio 2.27
Current ratio from 0.40 to 2.27.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Camp(JB) 305100 NamurGround area
369 m²
Building footprint
46 m²
Volume, LiDAR
323 m³
Parcel 92322H0382/00C000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue du Camp(JB) 30, 5100 Namur
since 20222.332.682.922
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92322H0382/00C000 | Wallonia | 369 m² | 1 · 46 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,769 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46120Wholesale trade
68201Renting and operating of own or leased residential real estate, excluding social housing
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.