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PPM PROACTIEF PROJECTMANAGEMENT

Active
Private limited companyfounded 199927 yrs activeLesseliersdreef(BEV) 13, 9120 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0466.153.393

PPM PROACTIEF PROJECTMANAGEMENT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €526k and a net result of €34k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 92% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
88 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-8
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 13.22 against 8.99 in 2024; short-term debt: 6.3% and cash: 19.8% of total assets), and 6.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 27 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
93.5%
Return on assets
6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
2 d early
2023
61 d late
2022
4 d late
2021
1 d early
2020
8 d early
2019
1 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Equity
€526k▼ 1.3%
2024 · €533k
2018: €281k 2019: €340k 2020: €414k 2021: €479k 2022: €524k 2023: €582k 2024: €533k
2018 → 2025
Total assets
€563k▼ 4.0%
2024 · €586k
2018: €311k 2019: €359k 2020: €424k 2021: €485k 2022: €535k 2023: €603k 2024: €586k
2018 → 2025
Net result
€34k▼ 54.2%
2024 · €74k
2018: €79k 2019: €59k 2020: €77k 2021: €65k 2022: €46k 2023: €58k 2024: €74k
2018 → 2025
Working capital
€436k▲ 2.9%
2024 · €424k
2018: €201k 2019: €264k 2020: €344k 2021: €430k 2022: €479k 2023: €525k 2024: €424k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€479k-€524k▲ 9.5%€582k▲ 11.1%€533k▼ 8.5%€526k▼ 1.3%
Operating result€90k-€68k▼ 24.5%€86k▲ 26.3%€102k▲ 18.8%€50k▼ 50.8%
Net result€65k-€46k▼ 29.9%€58k▲ 27.6%€74k▲ 27.0%€34k▼ 54.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €90k€90kNet result 2021: €65k€65kOperating result 2022: €68k€68kNet result 2022: €46k€46kOperating result 2023: €86k€86kNet result 2023: €58k€58kOperating result 2024: €102k€102kNet result 2024: €74k€74kOperating result 2025: €50k€50kNet result 2025: €34k€34k20212022202320242025
The operating result falls in 2025; 2025 is 51% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €563k
Fixed assets €91k▼ 16.9%
Current assets €472k▼ 1.0%
Equity and liabilities €563k
Equity €526k▼ 1.3%
Debt €37k▼ 30.7%
The debt ratio falls from 9.0% to 6.5%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€69k
2024 · €119k
Cash flow
€52k
2024 · €91k
Solvency
93.5%
2024 · 91.0%
Current ratio
13.22
2024 · 8.99
Quick ratio
13.22
2024 · 8.99
Debt / equity
0.07
2024 · 0.10
ROE
6.4%
2024 · 13.8%
ROA
6.0%
2024 · 12.6%
Interest coverage
64.06
2024 · 65.01
Debt
€37k
2024 · €53k
Debt ≤ 1 year
€36k
2024 · €53k
Income taxes
€18k
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€586k€563k
Fixed assets21/28€109k€91k
Tangible fixed assets22/27€109k€91k
Plant, machinery and equipment23€8k€7k
Furniture and vehicles24€58k€41k
Other tangible fixed assets26€43k€42k
Current assets29/58€477k€472k
Amounts receivable after more than one year29€30k€0
Other amounts receivable291€30k€0
Amounts receivable within one year40/41€23k€14k
Trade receivables40€23k€14k
Other amounts receivable41€0-
Current investments50/53€345k€345k=
Cash at bank and in hand54/58€78k€112k
Deferred charges and accrued income490/1€465€465=
Equity and liabilities
Total equity and liabilities10/49€586k€563k
Equity10/15€533k€526k
Contributions10/11€19k€19k=
Reserves13€490k€483k
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€71k€71k=
Distributable reserves133€419k€411k
Profit (loss) carried forward14€25k€25k=
Amounts payable17/49€53k€37k
Amounts payable within one year42/48€53k€36k
Financial debts43€502€2k
Credit institutions430/8€502€2k
Trade debts44€2k€2k
Suppliers440/4€2k€2k
Taxes, remuneration and social security45€35k€7k
Taxes450/3€35k€7k
Other amounts payable47/48€16k€24k
Accrued charges and deferred income492/3-€1k
Income statement Code20242025
Non-recurring operating income76A-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k
Other operating charges640/8€589€544
Gross operating margin9900€120k€69k
Operating profit (loss)9901€102k€50k
Financial income75/76B€10k€3k
Recurring financial income75€10k€3k
Financial charges65/66B€2k€1k
Recurring financial charges65€2k€1k
Profit (loss) for the period before taxes9903€110k€52k
Income taxes67/77€36k€18k
Profit (loss) for the period9904€74k€34k
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€74k€34k
Appropriation of the result
Profit (loss) to be appropriated9906€99k€59k
Profit (loss) brought forward from the previous period14P€25k€25k=
Transfer from equity791/2€108k€41k
Transfer to equity691/2€74k€34k
To other reserves6921€74k€34k
Profit to be distributed694/7€108k€41k
Return on contributions (dividend)694€108k€41k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €34k ▼54.2%
Net result drops to €34k, the lowest in the series.
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
04-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
31-12
Financial Equity above €500kEq €524k ▲9.5%
5 profitable years in a row build equity to €524k.
30-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity quadruplescurrent ratio 70.39
Current ratio from 18.91 to 70.39; short-term debt falls from €19k to €6k.
23-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
21-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1999
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lesseliersdreef(BEV) 139120 Beveren-Kruibeke-Zwijndrecht
Ground area
474 m²
Building footprint
108 m²
Volume, LiDAR
635 m³
Parcel 46502D0612/00B002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lesseliersdreef(BEV) 13, 9120 Beveren-Kruibeke-Zwijndrecht
Manufacture of basic metals
since 19992.091.547.850
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46502D0612/00B002 Flanders 474 m² 1 · 108 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 34,228 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-06-1999
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
70100Activities of head offices
74152
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.