POZZI

Active

Private limited companyfounded 20233 yrs activeAu-Lion-Vert 3, 5500 Dinant, BelgiumKBO/BCE: BE 0804.140.886

Summary

The computed 12-month bankruptcy probability of POZZI is 4.5% (elevated). The 2024 annual accounts show equity of €5k and a net result of €-373. Its solvency ranks better than 43% of 36375 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysis Watch Report Compare

POZZIActiveChecked score 41/100

Risk analysis Report Compare

Checked score

Score 2024

41 / 100

Weak

Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability30▼-70

Solvency65▼-8

Growth32

Track record94

Bankruptcy probability, 12 months

4.5% Elevated

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Liquidity ample (current ratio 1.69 against 1.93 in 2023; short-term debt: 59.1% and cash: 11.8% of total assets), but 59.7% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Specialised construction activities (NACE 43)

about 85% more bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

40.3%

Return on assets

-2.9%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2025, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

53 d late

2023

61 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€5k▼ 6.8%

2023 · €6k

2023: €6k 2024: €5k▼ -6.8% vs 2023

2023 → 2024

Total assets

€13k▲ 11.4%

2023 · €11k

2023: €11k 2024: €13k▲ +11.4% vs 2023

2023 → 2024

Net result

€-373

2023 · €5k

2023: €5k 2024: €-373▼ -108% vs 2023

2023 → 2024

Working capital

€5k▼ 5.5%

2023 · €6k

2023: €6k 2024: €5k▼ -5.5% vs 2023

2023 → 2024

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€6k-€5k▼ 6.8% 2023: €6k 2024: €5k▼ -6.8% vs 2023

Operating result€6k-€-174 2023: €6k 2024: €-174▼ -103% vs 2023

Net result€5k-€-373 2023: €5k 2024: €-373▼ -108% vs 2023

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €174 after €6k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Equity and liabilities €13k

40.3%

59.7%

Equity €5k ▼ 6.8%

Debt €8k ▲ 28.2%

Debt's share of the balance-sheet total rises from 51.8% to 59.7%. Equity is lower and debt is higher.

Key figures and ratios

2024 value · change against 2023

Current ratio

1.69▼

2023 · 1.93

Debt to equity

1.48▲

2023 · 1.08

ROE

-7.2%▼

2023 · 81.9%

ROA

-2.9%▼

2023 · 39.4%

Debt ≤ 1 year

€8k▲

2023 · €6k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2024 against 2023 · 32 lines

Balance sheet Code20232024

Assets

Total assets20/58€11k€13k▲

Current assets29/58€11k€13k▲

Amounts receivable within one year40/41€10k€10k▲

Trade receivables40€9k€10k▲

Other amounts receivable41€966€8▼

Cash at bank and in hand54/58€436€2k▲

Deferred charges and accrued income490/1€1k€772▼

Equity and liabilities

Total equity and liabilities10/49€11k€13k▲

Equity10/15€6k€5k▼

Contributions10/11€1k€1k=

Profit (loss) carried forward14€5k€4k▼

Amounts payable17/49€6k€8k▲

Amounts payable within one year42/48€6k€8k▲

Trade debts44€2k€4k▲

Suppliers440/4€2k€4k▲

Taxes, remuneration and social security45€1k€1k▲

Taxes450/3€1k€1k▲

Other amounts payable47/48€2k€2k▼

Accrued charges and deferred income492/3-€71

Income statement Code20232024

Other operating charges640/8€801€819▲

Gross operating margin9900€7k€645▼

Operating profit (loss)9901€6k€-174▼

Financial income75/76B€0€3▲

Recurring financial income75€0€3▲

Financial charges65/66B€38€202▲

Recurring financial charges65€38€202▲

Profit (loss) for the period before taxes9903€6k€-373▼

Income taxes67/77€1k-

Profit (loss) for the period9904€5k€-373▼

Profit (loss) for the period to be appropriated9905€5k€-373▼

Appropriation of the result

Profit (loss) to be appropriated9906€5k€4k▼

Profit (loss) brought forward from the previous period14P-€5k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2023	2024	Change
Other operating charges640/8	€801	€819	▲ 2.4%
Gross operating margin9900	€7k	€645	▼ 90.3%
Operating profit (loss)9901	€6k	€-174	▼ 103%
Financial income75/76B	€0	€3	▲ 34,100%
Recurring financial income75	€0	€3	▲ 34,100%
Financial charges65/66B	€38	€202	▲ 436%
Recurring financial charges65	€38	€202	▲ 436%
Profit (loss) for the period before taxes9903	€6k	€-373	▼ 106%
Income taxes67/77	€1k	-	-
Profit (loss) for the period9904	€5k	€-373	▼ 108%
Profit (loss) for the period to be appropriated9905	€5k	€-373	▼ 108%

Line	2023	2024	Change
Assets
Total assets20/58	€11k	€13k	▲ 11.4%
Current assets29/58	€11k	€13k	▲ 11.4%
Amounts receivable within one year40/41	€10k	€10k	▲ 6.4%
Trade receivables40	€9k	€10k	▲ 17.9%
Other amounts receivable41	€966	€8	▼ 99.2%
Cash at bank and in hand54/58	€436	€2k	▲ 244%
Deferred charges and accrued income490/1	€1k	€772	▼ 33.8%
Equity and liabilities
Total equity and liabilities10/49	€11k	€13k	▲ 11.4%
Equity10/15	€6k	€5k	▼ 6.8%
Contributions10/11	€1k	€1k	=
Profit (loss) carried forward14	€5k	€4k	▼ 8.3%
Amounts payable17/49	€6k	€8k	▲ 28.2%
Amounts payable within one year42/48	€6k	€8k	▲ 27.0%
Trade debts44	€2k	€4k	▲ 73.9%
Suppliers440/4	€2k	€4k	▲ 73.9%
Taxes, remuneration and social security45	€1k	€1k	▲ 2.1%
Taxes450/3	€1k	€1k	▲ 2.1%
Other amounts payable47/48	€2k	€2k	▼ 10.3%
Accrued charges and deferred income492/3	-	€71	-

Line	2023	2024	Change
Profit (loss) for the period9904	€5k	€-373	▼ 108%
Operating cash flow (approximation)	€5k	€-373	▼ 108%
Change in cash	-	€1k	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 2Filings 2

2025

22-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 53 days late

2024

30-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 61 days late

NBB filing

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Dinant · 1 establishment unit since 2023

seat establishment The establishment unit on the map

Ground area

823 m²

Building footprint

94 m²

Parcel 91044A0043/00A003, Wallonia. Linked by address, not a title deed.

1 establishment unit

Pozzi

Au-Lion-Vert 3, 5500 DinantGeneral construction of buildings

since 20232.351.427.280

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
91044A0043/00A003	Wallonia	823 m²	1 · 94 m²	-

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

8 categories

POZZI SRL43559

category D1, class 1 · category D10, class 1 · category D15, class 1 · category D23, class 1 · category D24, class 1 · category D4, class 1 · category D5, class 1 · category G5, class 1

decision 12-02-2024

Similar companies · same sector, comparable size

A.D.S. CONSTRUCT

BE 1000.750.483

Sint-Pieters-Leeuw · Eq €5,147

HY Building & Engineering

BE 0761.429.214

Sint-Agatha-Berchem · Eq €5,164

Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. 2,802 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded19-07-2023

Fiscal year end31-12

Activities, NACEBEL 2025

43910Bricklaying and masonry work

43990Other specialised construction activities

41001General construction of residential buildings

41003General construction of other non-residential buildings

43320Joinery installation

Contact

E-mail pozzi.thierry@skynet.be

Phone +32479405109

Scores and ratios are computed by Checked and are not a credit decision.