POY OPERATIONS
ActivePOY OPERATIONS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.78M and a net result of €493k. Equity is growing by ~96.8% per year across the filed fiscal years. Its solvency ranks better than 41% of 1608 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-5
Solvency62▼-7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.55 in 2024), and 67% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33%
Return on assets
5.9%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 15-09-2025, 46 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
46 d early
2024
41 d late
2023
27 d late
2022
27 d early
2021
62 d early
2020
32 d late
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.78M▲ 21.6%
2024 · €2.29M
2019: €17k
2020: €-511
2021: €171k
2022: €477k
2023: €1.86M
2024: €2.29M
2019 → 2025
Total assets
€8.42M▲ 32.9%
2024 · €6.34M
2019: €1.17M
2020: €2.59M
2021: €2.84M
2022: €2.33M
2023: €6.52M
2024: €6.34M
2019 → 2025
Net result
€493k▲ 14.8%
2024 · €430k
2019: €93k
2020: €-18k
2021: €171k
2022: €306k
2023: €446k
2024: €430k
2019 → 2025
Working capital
€2.71M▲ 21.7%
2024 · €2.23M
2019: €6k
2020: €-43k
2021: €311k
2022: €468k
2023: €1.81M
2024: €2.23M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€171k-€477k▲ 179%€1.86M▲ 290%€2.29M▲ 23.1%€2.78M▲ 21.6%
Operating result€259k-€437k▲ 68.7%€605k▲ 38.6%€612k▲ 1.1%€715k▲ 16.9%
Net result€171k-€306k▲ 78.5%€446k▲ 45.8%€430k▼ 3.6%€493k▲ 14.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 17% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.42M
Fixed assets
€71k▲ 16.6%
Current assets
€8.35M▲ 33.0%
Equity and liabilities €8.42M
Equity
€2.78M▲ 21.6%
Debt
€5.64M▲ 39.3%
The debt ratio rises from 63.9% to 67.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€733k▲
2024 · €628k
Cash flow
€512k▲
2024 · €446k
Solvency
33.0%▼
2024 · 36.1%
Current ratio
1.48▼
2024 · 1.55
Quick ratio
1.48▼
2024 · 1.55
Debt / equity
2.03▲
2024 · 1.77
ROE
17.7%▼
2024 · 18.8%
ROA
5.9%▼
2024 · 6.8%
Interest coverage
8.17▼
2024 · 16.92
Debt
€5.64M▲
2024 · €4.05M
Debt ≤ 1 year
€5.64M▲
2024 · €4.05M
Staff costs
€803k▲
2024 · €365k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.34M€8.42M▲
Fixed assets21/28€61k€71k▲
Intangible fixed assets21-€7k
Tangible fixed assets22/27€42k€40k▼
Furniture and vehicles24€29k€28k▼
Other tangible fixed assets26€13k€13k=
Financial fixed assets28€18k€23k▲
Current assets29/58€6.28M€8.35M▲
Amounts receivable within one year40/41€6.23M€8.17M▲
Trade receivables40€1.06M€1.59M▲
Other amounts receivable41€5.17M€6.58M▲
Cash at bank and in hand54/58€31k€125k▲
Deferred charges and accrued income490/1€13k€62k▲
Equity and liabilities
Total equity and liabilities10/49€6.34M€8.42M▲
Equity10/15€2.29M€2.78M▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€2.27M€2.76M▲
Amounts payable17/49€4.05M€5.64M▲
Amounts payable within one year42/48€4.05M€5.64M▲
Current portion of amounts payable after more than one year42€38k€400k▲
Trade debts44€2.07M€2.66M▲
Suppliers440/4€2.07M€2.66M▲
Taxes, remuneration and social security45€376k€361k▼
Taxes450/3€145k€150k▲
Remuneration and social security454/9€231k€211k▼
Other amounts payable47/48€1.56M€2.22M▲
Income statement
Code20242025
Remuneration, social security and pensions62€365k€803k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€18k▲
Other operating charges640/8€3k€11k▲
Non-recurring operating charges66A€21k-
Gross operating margin9900€1.02M€1.55M▲
Operating profit (loss)9901€612k€715k▲
Financial income75/76B€78€42k▲
Recurring financial income75€78€42k▲
Non-recurring financial income76B-€42k
Financial charges65/66B€37k€263k▲
Recurring financial charges65€37k€90k▲
Non-recurring financial charges66B-€173k
Profit (loss) for the period before taxes9903€575k€493k▼
Income taxes67/77€145k-
Profit (loss) for the period9904€430k€493k▲
Profit (loss) for the period to be appropriated9905€430k€493k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2.27M€2.76M▲
Profit (loss) brought forward from the previous period14P€1.84M€2.27M▲
Social balance
Average headcount (FTE)90875.010.0▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Highest result since 2019net €493k ▲14.8%
Operating result €715k, net result €493k, both a record.
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 41 days late
31-03
Financial
Equity above €2MEq €2.29M ▲23.1%
4 profitable years in a row build equity to €2.29M.
2023
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
31-03
Financial
Equity above €1MEq €1.86M ▲290%
3 profitable years in a row build equity to €1.86M.
2022
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Equity above €200kEq €477k ▲179%
2 profitable years in a row build equity to €477k.
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Back to profitnet €171k
Net result €171k after one loss-making year.
31-03
Financial
Equity above €150kEq €171k
Equity rises from €-511 to €171k.
2020
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 32 days late
31-03
Financial
Weakest financial yearnet €-18k ▼119%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grensstraat 1661970 Wezembeek-OppemGround area
726 m²
Building footprint
402 m²
Volume, LiDAR
4,172 m³
Parcel 22302C0229/00H000, Flanders · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
POY OPERATIONS
since 20162.254.110.744
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22302C0229/00H000 | Flanders | 726 m² | 1 · 402 m² | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,807 companies in sector 73110 we hold annual accounts for 3,724. 785 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-06-2016
Fiscal year end31-03
Activities, NACEBEL
73110Advertising agencies
77400Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.