POY GROUP
ActiveSummary
POY GROUP has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.2m and a net result of €203,457. Equity remains stable across the filed fiscal years (±1.3% per year). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability49▼-3
Solvency75▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130,000 at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.02 in 2024; short-term debt: 48.3% and cash: 0.5% of total assets), and 49.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.2%
Return on assets
4.6%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 03-09-2025, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
3 d early
2023
5 d early
2022
27 d early
2021
81 d early
2020
32 d late
2019
23 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 24 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 4 October (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close01-10-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€2.2m▼ 4.2%
2024 · €2.3m
Total assets
€4.4m▲ 0.5%
2024 · €4.4m
Net result
€203,457▼ 20.7%
2024 · €256,621
Working capital
-€2.1m▼ 32.5%
2024 · -€1.6m
Trend over the years
In euros
In euros
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€78,898-€63,766▲ 19.2%-€24,098▲ 62.2%-€35,964▼ 49.2%-€41,449▼ 15.3%
Net result€183,621▲ 1,869%-€117,099€223,680€256,621▲ 14.7%€203,457▼ 20.7%
Equity€2.3m▲ 8.8%€2.1m▼ 5.2%€2.4m▲ 10.4%€2.3m▼ 1.8%€2.2m▼ 4.2%
Total assets€5.7m▼ 2.8%€4.5m▼ 20.8%€4.8m▲ 6.7%€4.4m▼ 8.0%€4.4m▲ 0.5%
Debt€3.4m▼ 9.2%€2.4m▼ 31.2%€2.4m▲ 3.2%€2.1m▼ 13.9%€2.2m▲ 5.6%
Working capital-€743,833▲ 9.2%-€1.2m▼ 57.3%-€1.4m▼ 16.7%-€1.6m▼ 15.5%-€2.1m▼ 32.5%
Staff (FTE)
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €41,449 in 2025 against €35,964 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.4m
Fixed assets
€4.4m =
Current assets
€55,429 ▲ 62.6%
Equity and liabilities €4.4m
Equity
€2.2m ▼ 4.2%
Debt
€2.2m ▲ 5.6%
Debt's share of the balance-sheet total rises from 47.4% to 49.8%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
0.03▲
2024 · 0.02
Debt to equity
0.99▲
2024 · 0.90
ROE
9.1%▼
2024 · 11.0%
ROA
4.6%▼
2024 · 5.8%
Debt ≤ 1 year
€2.1m▲
2024 · €1.6m
Debt > 1 year
€69,991▼
2024 · €486,603
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €60,402 | €19,260 | - | - | - | - |
| Other operating charges640/8 | - | €868 | €868 | €960 | - | - |
| Non-recurring operating charges66A | - | - | €1,000 | - | - | - |
| Gross operating margin9900 | €223,636 | -€43,638 | -€22,230 | -€35,004 | -€41,449 | ▼ 18.4% |
| Operating profit (loss)9901 | -€78,898 | -€63,766 | -€24,098 | -€35,964 | -€41,449 | ▼ 15.3% |
| Financial income75/76B | - | €149,788 | €299,920 | €400,123 | €299,920 | ▼ 25.0% |
| Recurring financial income75 | €449,708 | €149,788 | €299,920 | €400,123 | €299,920 | ▼ 25.0% |
| Financial charges65/66B | - | €203,121 | €52,141 | €107,538 | €55,015 | ▼ 48.8% |
| Recurring financial charges65 | €187,189 | €203,121 | €52,141 | €107,538 | €55,015 | ▼ 48.8% |
| Profit (loss) for the period before taxes9903 | €183,621 | -€117,099 | €223,680 | €256,621 | €203,457 | ▼ 20.7% |
| Profit (loss) for the period9904 | €183,621 | -€117,099 | €223,680 | €256,621 | €203,457 | ▼ 20.7% |
| Profit (loss) for the period to be appropriated9905 | €183,621 | -€117,099 | €223,680 | €256,621 | €203,457 | ▼ 20.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.7m | €4.5m | €4.8m | €4.4m | €4.4m | ▲ 0.5% |
| Formation expenses20 | - | - | - | - | €0 | - |
| Fixed assets21/28 | €4.4m | €4.4m | €4.4m | €4.4m | €4.4m | = |
| Intangible fixed assets21 | €19,260 | - | - | €0 | €0 | - |
| Financial fixed assets28 | €4.4m | €4.4m | €4.4m | €4.4m | €4.4m | = |
| Current assets29/58 | €1.3m | €115,023 | €416,261 | €34,096 | €55,429 | ▲ 62.6% |
| Amounts receivable within one year40/41 | €1.2m | €52,218 | €403,244 | €27,103 | €33,109 | ▲ 22.2% |
| Trade receivables40 | - | - | - | - | €26,250 | - |
| Other amounts receivable41 | - | €52,218 | €403,244 | €27,103 | €6,859 | ▼ 74.7% |
| Cash at bank and in hand54/58 | €86,665 | €62,805 | €13,017 | €6,993 | €22,319 | ▲ 219% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.7m | €4.5m | €4.8m | €4.4m | €4.4m | ▲ 0.5% |
| Equity10/15 | €2.3m | €2.1m | €2.4m | €2.3m | €2.2m | ▼ 4.2% |
| Contributions10/11 | €2.0m | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Capital10 | - | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Issued capital100 | - | €2.0m | €2.0m | €2.0m | €2.0m | = |
| Reserves13 | €13,620 | €13,620 | €24,805 | €37,640 | €47,813 | ▲ 27.0% |
| Non-distributable reserves130/1 | - | €13,620 | €24,805 | €37,640 | €47,813 | ▲ 27.0% |
| Legal reserve130 | - | €13,620 | €24,805 | €37,640 | €47,813 | ▲ 27.0% |
| Profit (loss) carried forward14 | €229,934 | €112,836 | €325,331 | €269,117 | €162,400 | ▼ 39.7% |
| Amounts payable17/49 | €3.4m | €2.4m | €2.4m | €2.1m | €2.2m | ▲ 5.6% |
| Amounts payable after more than one year17 | €1.4m | €1.1m | €654,678 | €486,603 | €69,991 | ▼ 85.6% |
| Financial debts170/4 | - | €1.1m | €654,678 | €486,603 | €69,991 | ▼ 85.6% |
| Amounts payable within one year42/48 | €2.0m | €1.3m | €1.8m | €1.6m | €2.1m | ▲ 33.2% |
| Current portion of amounts payable after more than one year42 | - | €372,308 | €435,088 | €143,074 | €191,612 | ▲ 33.9% |
| Financial debts43 | - | - | - | - | €150,000 | - |
| Other loans439 | - | - | - | - | €150,000 | - |
| Trade debts44 | €16,625 | €757 | €3,470 | - | - | - |
| Suppliers440/4 | - | €757 | €3,470 | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €2,920 | €506 | ▼ 82.7% |
| Taxes450/3 | - | - | - | €2,920 | €506 | ▼ 82.7% |
| Other amounts payable47/48 | - | €911,938 | €1.3m | €1.5m | €1.8m | ▲ 23.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €183,621 | -€117,099 | €223,680 | €256,621 | €203,457 | ▼ 20.7% |
| + Depreciation and write-downs630 | €60,402 | €19,260 | - | - | - | - |
| Operating cash flow (approximation) | €244,023 | -€97,839 | €223,680 | €256,621 | €203,457 | ▼ 20.7% |
| Investment in fixed assets (approximation) | - | €4,000 | €1,000 | €0 | €0 | - |
| Change in cash | - | -€23,859 | -€49,789 | -€6,024 | €15,327 | ▲ 354% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
State Gazette act
Resignations: JEROME COUTURIER, D.A.R.E. CONSULTING and M2CONSULTDirector discharge8 facts ▸
State Gazette act
Resignations: JEROME COUTURIER, D.A.R.E. CONSULTING and M2CONSULT
Director discharge8 facts ▸
- General meeting, 16-04-2026
- Director resignation, JEROME COUTURIER (director)
- Director resignation, D.A.R.E. CONSULTING (director)
- Director resignation, M2CONSULT (director)
- Board meeting, mandaten nemen een einde op voormelde datum, ontslagen aanvaarden
- Director discharge, JEROME COUTURIER (director)
- Director discharge, D.A.R.E. CONSULTING (director)
- Director discharge, M2CONSULT (director)
2025
03-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Highest result since 2019net €256,621 ▲14.7%
Net result €256,621, the highest in the series.
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Back to profitnet €223,680
Net result €223,680 after one loss-making year.
2022
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Weakest financial yearnet -€117,099
Net result drops to -€117,099, the lowest in the series; recovery starts the following year.
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 32 days late
2019
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
01-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 12 acts read
About the unread acts
Of the 12 Belgian State Gazette acts we know for this company, 1 has been read. The other 11 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company in the Gazette acts read. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 2012
Ground area
726 m²
Building footprint
402 m²
Volume, LiDAR
4,172 m³
Parcel 22302C0229/00H000, Flanders · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
POY GROUP
since 20122.210.479.649
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22302C0229/00H000 | Flanders | 726 m² | 1 · 402 m² | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| D.A.R.E. CONSULTING |
|
| JEROME COUTURIER |
|
| M2CONSULT |
|
Company details
Identification
Legal formPublic limited company
Founded29-05-2012
Fiscal year end31-03
E-invoicing
Reachable via Peppol
Peppol ID
0208:0846196128
Registered
19-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.