Checked.be · Company dossierhttps://checked.be/en/c/poy-0544313817 · as of 21-10-2026
POY
Active
Private limited company · founded 2014 · active for 12 yearsDumortierlaan 89, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0544.313.817
Summary
POY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €4.5m and a net result of €876,471. Equity is growing by about 19% per year across the filed financial years. Its solvency ranks better than 51% of 11,120 sector peers (NACE 68, financial year 2025). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. There is no bankruptcy probability for this company, so the score rests on the figures alone.
47/ 100
Fair▲ +14 on 2024
Without a bankruptcy probability: score from the figures alone
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. Without a bankruptcy probability, this company's Checked score rests on these figures.
Average
Solvency58+6
equity 32.5% of total assets
Liquidity20+4
short-term debt 60.2% · cash 1.5%
Profitability54+22
return on assets 6.3%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit of up to €210,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.54, compared with 1.46 in 2024, above the usual 1.5; short-term debt: 60.2% and cash: 1.5% of total assets), but 67.5% of the assets are financed with debt and provisions.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 filed years within 30 days of that day).